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Take-Home Pay by State
The same salary in all 50 states and DC, ranked by what you keep after taxes.
Data study · 2026 taxes · BEA price levels
The Salary You Need to Take Home $60,000 in Every State
To keep $60,000 after 2026 taxes, a single worker needs $72,737 in Florida but $81,393 in Oregon — a gap of $8,656. Adjust for local prices and the spread grows much wider.
Key findings
- Cheapest for taxes: 7 places tie at $72,737: Florida, New Hampshire, Nevada, South Dakota, Tennessee, Texas, Wyoming. 8 of the 9 states that don't tax wages are in the top 9.
- Most expensive for taxes: Oregon — you'd need $81,393, with 26.3% of gross pay going to federal and state taxes and payroll programs.
- California vs Texas: $78,536 vs $72,737 for the same $60,000 take-home — and $89,301 vs $70,227 once you also match local prices.
- Taxes and prices together: to take home what $60,000 buys at national-average prices, you'd need $63,437 in South Dakota but $89,301 in California.
The full table
Single filer, 2026 rules, paid biweekly, standard deduction, no pre-tax deductions or local income tax. Sorted by the salary needed for $60,000 take-home.
| Rank | State | Salary for $60,000 take-home | Taxes & payroll share | Price level (US = 100) | Take-home matching $60k national prices | Salary needed for that |
|---|---|---|---|---|---|---|
| 1 | Florida | $72,737 | 17.5% | 103.4 | $62,048 | $75,649 |
| 1 | New Hampshire | $72,737 | 17.5% | 104.2 | $62,499 | $76,289 |
| 1 | Nevada | $72,737 | 17.5% | 100 | $59,987 | $72,719 |
| 1 | South Dakota | $72,737 | 17.5% | 88.6 | $53,152 | $63,437 |
| 1 | Tennessee | $72,737 | 17.5% | 91.9 | $55,122 | $65,890 |
| 1 | Texas | $72,737 | 17.5% | 97.1 | $58,234 | $70,227 |
| 1 | Wyoming | $72,737 | 17.5% | 92.7 | $55,615 | $66,503 |
| 8 | North Dakota | $72,969 | 17.8% | 89 | $53,375 | $63,716 |
| 9 | Alaska | $73,122 | 17.9% | 102.4 | $61,415 | $75,134 |
| 10 | Washington | $74,200 | 19.1% | 107 | $64,208 | $80,301 |
| 11 | Arizona | $74,837 | 19.8% | 100.7 | $60,406 | $75,435 |
| 12 | Ohio | $75,040 | 20% | 92.8 | $55,664 | $68,626 |
| 13 | Louisiana | $75,403 | 20.4% | 88.2 | $52,924 | $65,105 |
| 14 | Indiana | $75,877 | 20.9% | 93.3 | $55,997 | $69,938 |
| 15 | Iowa | $75,911 | 21% | 87.8 | $52,657 | $65,089 |
| 16 | Mississippi | $76,019 | 21.1% | 87 | $52,172 | $64,519 |
| 17 | Arkansas | $76,043 | 21.1% | 86.9 | $52,162 | $64,573 |
| 18 | Pennsylvania | $76,135 | 21.2% | 97.6 | $58,543 | $73,967 |
| 19 | New Mexico | $76,169 | 21.2% | 92.2 | $55,327 | $69,051 |
| 20 | Vermont | $76,339 | 21.4% | 98 | $58,775 | $74,417 |
| 21 | North Carolina | $76,344 | 21.4% | 94.3 | $56,596 | $71,213 |
| 22 | Kentucky | $76,369 | 21.4% | 90.2 | $54,095 | $67,536 |
| 23 | Nebraska | $76,430 | 21.5% | 90.1 | $54,062 | $67,405 |
| 24 | West Virginia | $76,450 | 21.5% | 89.5 | $53,698 | $66,869 |
| 25 | Missouri | $76,516 | 21.6% | 90.8 | $54,490 | $68,124 |
| 26 | South Carolina | $76,672 | 21.7% | 93.7 | $56,249 | $70,785 |
| 27 | Oklahoma | $76,879 | 22% | 87.8 | $52,706 | $65,894 |
| 28 | Idaho | $76,959 | 22% | 95.5 | $57,296 | $72,803 |
| 29 | Montana | $76,985 | 22.1% | 94.6 | $56,787 | $72,019 |
| 30 | Colorado | $77,029 | 22.1% | 103.1 | $61,831 | $79,825 |
| 31 | Michigan | $77,034 | 22.1% | 96.2 | $57,730 | $73,600 |
| 32 | Wisconsin | $77,098 | 22.2% | 94.1 | $56,457 | $71,598 |
| 33 | Georgia | $77,145 | 22.2% | 96.3 | $57,776 | $73,742 |
| 34 | Rhode Island | $77,181 | 22.3% | 102.3 | $61,368 | $79,269 |
| 35 | Alabama | $77,309 | 22.4% | 88.8 | $53,294 | $67,217 |
| 36 | Utah | $77,349 | 22.4% | 98.9 | $59,318 | $76,294 |
| 37 | New Jersey | $77,361 | 22.4% | 108.8 | $65,283 | $85,673 |
| 38 | Maryland | $77,446 | 22.5% | 105 | $62,975 | $81,981 |
| 39 | Kansas | $77,768 | 22.8% | 90.1 | $54,041 | $68,568 |
| 40 | District of Columbia | $77,933 | 23% | 109.9 | $65,941 | $87,538 |
| 41 | Virginia | $77,951 | 23% | 101.1 | $60,662 | $78,976 |
| 42 | Illinois | $78,021 | 23.1% | 100 | $59,975 | $77,982 |
| 43 | Maine | $78,435 | 23.5% | 97.1 | $58,230 | $75,630 |
| 43 | New York | $78,435 | 23.5% | 107.9 | $64,753 | $85,801 |
| 45 | Massachusetts | $78,518 | 23.6% | 105.8 | $63,454 | $83,841 |
| 46 | California | $78,536 | 23.6% | 110.7 | $66,432 | $89,301 |
| 47 | Connecticut | $78,548 | 23.6% | 103.6 | $62,166 | $81,952 |
| 48 | Delaware | $78,657 | 23.7% | 99.8 | $59,885 | $78,475 |
| 49 | Minnesota | $78,667 | 23.7% | 98.6 | $59,173 | $77,356 |
| 50 | Hawaii | $79,293 | 24.3% | 110 | $65,971 | $88,808 |
| 51 | Oregon | $81,393 | 26.3% | 103.4 | $62,017 | $84,704 |
Method
- Taxes: 2026 federal income tax withholding (IRS Publication 15-T), Social Security, Medicare, state income tax and employee-paid state programs such as disability insurance and paid family leave, from our paycheck engine and methodology.
- Gross-up: for each state we search for the smallest whole-dollar salary whose estimated take-home is at least the target.
- Prices: BEA Regional Price Parities for 2024 (U.S. = 100). The price-matched target = $60,000 × RPP ÷ 100: the take-home that buys in that state what $60,000 buys at national-average prices.
Limits: a single filer with no dependents or deductions; local income taxes (notable in Maryland, Indiana, New York City, Ohio and Pennsylvania) are excluded; price levels are statewide averages, so big cities cost more than the state figure suggests.
Sources
- Publication 15-T (2026), Federal Income Tax Withholding Methods — Internal Revenue Service. Accessed October 14, 2026.
- Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 14, 2026.