Paycheck · Maine · 2026

Maine Paycheck Calculator

Maine taxes wages at 5.8% to 9.15%. Estimate your 2026 take-home pay after federal and Maine taxes.

Last reviewed October 9, 2026 · Calculation tax.paycheck v2.0.0

Your pay and filing details

2026 federal rules plus your state's income tax, local tax and payroll programs. Your numbers stay in your browser.

We assume you live and work in the same state.

How you're paid

Before any deductions.

Used for state exemptions and credits. For federal credits, use the fields below.

Affects the yearly tax estimate on a joint return. If blank, we show the result as if there is no other household income — and say so.

Pre-tax deductions (per year)

Usually traditional 401(k) or 403(b) contributions. Social Security and Medicare still apply.

Usually health, dental or vision premiums and FSA/HSA contributions through a Section 125 plan. Check your pay stub or ask payroll.

For the yearly estimate only, e.g. the child tax credit. We don't work out eligibility.

Form W-4 entries (optional — affects federal withholding)

The 2026 W-4 worksheet lets you include expected tips, overtime, car-loan interest and senior deductions here.

Estimated take-home pay per paycheck

$1,835.30

after federal, Maine taxes and state payroll deductions

Estimate · 2026 tax rules

Each paycheck · 26 a year

Gross pay
$2,307.69
Pre-tax deductions
−$0.00
Federal income tax withheld
−$193.08
Social Security (6.2%)
−$143.08
Medicare (1.45%)
−$33.46
State income tax (estimate)
−$91.24
State payroll deductions
−$11.54
Take-home pay
$1,835.30

For the whole year

Gross pay
$60,000.00
Take-home pay
$47,717.80
Share of gross you keep
79.5%
Federal income tax owed (estimate)
$5,020.00
Federal effective / marginal rate
8.4% / 12%
State income tax owed (estimate)
$2,372.20
State effective / marginal rate
4% / 6.75%

Maine details

State taxable income
$39,000.00
State income tax for the year
$2,372.20
Maine PFML (employee share)
$300.00 a year
  • Includes the standard deduction, exemption and dependent credit phase-outs. The dependent credit is doubled for children under 6; that isn't included.

Maine paycheck guide: rates, deductions and sources

Federal withholding vs. estimated federal tax

Federal income tax withheld over the year
$5,020.00
Difference
About even

A positive difference suggests a federal refund; a negative one suggests you may owe. Other income, deductions and credits change it.

Federal tax brackets applied to your taxable income
How your federal taxable income is taxed
RateIncome in this bracketTax
10%$12,400.00$1,240.00
12%$31,500.00$3,780.00
How state tax is estimated

We estimate the state income tax you'll owe for the year — wages, minus pre-tax deductions your state allows, minus its standard deduction and exemptions — then apply the state's 2026 brackets and credits, and divide by your number of paychecks. Your employer's withholding uses each state's own formula, so individual paychecks can differ by a few dollars. Employee-paid state programs (disability insurance, paid family leave and similar) are shown separately with their wage caps.

Calculation tax.state-wages v1.0.0; paycheck tax.paycheck v2.0.0; federal tax.federal-paycheck v1.0.0.

Maine paycheck taxes at a glance

Maine payroll taxes for 2026
ItemMaine
State income tax on wages5.8% to 9.15%
Brackets4 for single filers
Standard deduction (single)$15,700 maximum
Local income taxNone on wages
Employee-paid state programsMaine PFML (employee share): 0.5%
Take-home on $60,000 (single, biweekly)$1,835.30 per paycheck · $47,718 a year
Rank for take-home on $60,00043 of 51 (1 = keeps the most)

Maine income tax brackets

Maine taxes each slice of taxable income at its own rate, like the federal system. Taxable income is your wages minus the pre-tax deductions Maine allows and the deductions and exemptions below.

Maine 2026 income tax brackets (taxable income)
RateSingleMarried filing jointlyMarried filing separatelyHead of household
5.8%$0 – $27,400$0 – $54,850$0 – $27,400$0 – $41,100
6.75%$27,400 – $64,850$54,850 – $129,750$27,400 – $64,850$41,100 – $97,300
7.15%$64,850 – $1,000,000$129,750 – $1,500,000$64,850 – $750,000$97,300 – $1,500,000
9.15%Over $1,000,000Over $1,500,000Over $750,000Over $1,500,000

Deductions, exemptions and credits

Maine standard deduction, exemptions and personal credits
Filing statusStandard deductionPersonal exemptionPersonal credit
SingleUp to $15,700 (shrinks as income rises)$5,300None
Married filing jointlyUp to $31,400 (shrinks as income rises)$10,600None
Married filing separatelyUp to $15,700 (shrinks as income rises)$5,300None
Head of householdUp to $23,550 (shrinks as income rises)$5,300None
  • Dependents: $300 credit each.
  • Traditional 401(k) contributions reduce Maine taxable wages.
  • Section 125 health premiums reduce Maine taxable wages.

Payroll deductions besides tax

Employee-paid Maine payroll programs, 2026
ProgramEmployee rateWage capMaximum a year
Maine PFML (employee share)0.5%$184,500$922.50

Employers may choose to pay some or all of Maine PFML for you, in which case your deduction is smaller than shown.

Example paychecks in Maine

Single filer, biweekly pay, no pre-tax deductions
Annual payGross per paycheckFederal tax + FICAState & local taxState programsTake-home per paycheckShare kept
$40,000$1,538.46$218.46$42.38$7.69$1,269.9282.5%
$60,000$2,307.69$369.62$91.24$11.54$1,835.3079.5%
$80,000$3,076.92$572.69$143.16$15.38$2,345.6876.2%
$100,000$3,846.15$800.77$197.26$19.23$2,828.8973.6%
$150,000$5,769.23$1,392.65$362.25$28.85$3,985.4869.1%

Maine vs. neighboring states

Single filer, $60,000 a year, biweekly, no local tax
StateIncome tax on wagesTake-home a yearPer paycheck
Maine5.8% to 9.15%$47,718$1,835.30
New HampshireNo income tax on wages$50,390$1,938.08

See all 50 states and DC side by side at any salary.

Bonuses and other supplemental pay

Federal withholding on a bonus paid separately is usually a flat 22% (37% on supplemental pay over $1 million in a year). Maine publishes a flat supplemental rate of 5% for supplemental wages paid separately from regular wages. Use the bonus tax calculator to see what a bonus check will look like.

What this estimate leaves out

  • Includes the standard deduction, exemption and dependent credit phase-outs. The dependent credit is doubled for children under 6; that isn't included.
  • We assume you live and work in Maine. Federal limitations are listed on the main paycheck calculator.

Sources and verification

Figures checked on October 9, 2026 (read from the state's own publications). Brackets, standard deduction, personal exemption and 2% surcharge thresholds read from MRS 2026 rate schedule revised May 20, 2026; phase-outs from MRS 2026 worksheets; dependent credit from statute. Tax Foundation brackets match; Tax Foundation standard deduction ($8,350) conflicts with MRS and was not used.

  1. 2026 Individual Income Tax Rate Schedules (Revised May 20, 2026) — Maine Revenue Services. Accessed 2026-10-09.
  2. 2026 Individual Income Tax Rate Schedules (original, Sept 15, 2025) — Maine Revenue Services. Accessed 2026-10-09.
  3. 2026 Itemized/Standard Deduction Phaseout Worksheet — Maine Revenue Services. Accessed 2026-10-09.
  4. 2026 1040ES Personal Exemption Phaseout Worksheet — Maine Revenue Services. Accessed 2026-10-09.
  5. 36 M.R.S. 5219-SS Dependent exemption tax credit — Maine Legislature. Accessed 2026-10-09.
  6. State Individual Income Tax Rates and Brackets, 2026 — Tax Foundation. Accessed 2026-10-09.

Payroll program sources:

  1. Maine PFML Employer FAQ (2026) — Maine Department of Labor. Accessed 2026-10-09.