Paycheck · Arizona · 2026

Arizona Paycheck Calculator

Arizona taxes wages at a flat 2.5%. Estimate your 2026 take-home pay after federal and Arizona taxes.

Last reviewed October 9, 2026 · Calculation tax.paycheck v2.0.0

Your pay and filing details

2026 federal rules plus your state's income tax, local tax and payroll programs. Your numbers stay in your browser.

State you live and work in

We assume you live and work in the same state.

How you're paid

Salary (yearly)Hourly

Annual gross pay from this job

Before any deductions.

Hourly rate

Regular hours a week

Overtime hours a week (optional)

Overtime pay rate (optional)

Filing status

Pay frequency

Dependents (optional)

Used for state exemptions and credits. For federal credits, use the fields below.

Spouse's yearly wages (optional)

Affects the yearly tax estimate on a joint return. If blank, we show the result as if there is no other household income — and say so.

Pre-tax deductions (per year)

Reduce income tax only (optional)

Usually traditional 401(k) or 403(b) contributions. Social Security and Medicare still apply.

Reduce income tax and Social Security/Medicare (optional)

Usually health, dental or vision premiums and FSA/HSA contributions through a Section 125 plan. Check your pay stub or ask payroll.

Federal tax credits you expect to claim (optional)

For the yearly estimate only, e.g. the child tax credit. We don't work out eligibility.

Form W-4 entries (optional — affects federal withholding)

W-4 Step 1(c) filing status

Step 2 box checked (two jobs, or spouse works)

Step 3: claim dependents and other credits (optional)

Step 4(a): other income (per year) (optional)

Step 4(b): deductions (per year) (optional)

The 2026 W-4 worksheet lets you include expected tips, overtime, car-loan interest and senior deductions here.

Step 4(c): extra withholding per paycheck (optional)

Estimated take-home pay per paycheck

$1,895.53

after federal, Arizona taxes

Estimate · 2026 tax rules

Each paycheck · 26 a year

Gross pay: $2,307.69
Pre-tax deductions: −$0.00
Federal income tax withheld: −$193.08
Social Security (6.2%): −$143.08
Medicare (1.45%): −$33.46
State income tax (estimate): −$42.55
Local income tax (estimate): −$0.00
State payroll deductions: −$0.00
Take-home pay: $1,895.53

For the whole year

Gross pay: $60,000.00
Take-home pay: $49,283.75
Share of gross you keep: 82.1%
Federal income tax owed (estimate): $5,020.00
Federal effective / marginal rate: 8.4% / 12%
State income tax owed (estimate): $1,106.25
State effective / marginal rate: 1.8% / 2.5%

Arizona details

State taxable income: $44,250.00
State income tax for the year: $1,106.25

Uses the $15,750 / $31,500 standard deduction set by 2026 law; Arizona may publish slightly higher inflation-adjusted amounts.
Uses the $125 dependent credit for every dependent (it's $25 for dependents 17 and older) and ignores its high-income phase-out.

Arizona paycheck guide: rates, deductions and sources

Federal withholding vs. estimated federal tax

Federal income tax withheld over the year: $5,020.00
Difference: About even

A positive difference suggests a federal refund; a negative one suggests you may owe. Other income, deductions and credits change it.

Federal tax brackets applied to your taxable income

How your federal taxable income is taxed
Rate	Income in this bracket	Tax
10%	$12,400.00	$1,240.00
12%	$31,500.00	$3,780.00

How state tax is estimated

We estimate the state income tax you'll owe for the year — wages, minus pre-tax deductions your state allows, minus its standard deduction and exemptions — then apply the state's 2026 brackets and credits, and divide by your number of paychecks. Your employer's withholding uses each state's own formula, so individual paychecks can differ by a few dollars. Employee-paid state programs (disability insurance, paid family leave and similar) are shown separately with their wage caps.

Calculation tax.state-wages v1.0.0; paycheck tax.paycheck v2.0.0; federal tax.federal-paycheck v1.0.0.

Arizona paycheck taxes at a glance

Arizona payroll taxes for 2026
Item	Arizona
State income tax on wages	Flat 2.5%
Brackets	One rate
Standard deduction (single)	$15,750
Local income tax	None on wages
Employee-paid state programs	None
Take-home on $60,000 (single, biweekly)	$1,895.53 per paycheck · $49,284 a year
Rank for take-home on $60,000	11 of 51 (1 = keeps the most)

Arizona income tax brackets

Arizona uses one rate for taxable income. Taxable income is your wages minus the pre-tax deductions Arizona allows and the deductions and exemptions below.

Arizona 2026 income tax brackets (taxable income)
Rate	Taxable income (all filers)
2.5%	Over $0

Deductions, exemptions and credits

Arizona standard deduction, exemptions and personal credits
Filing status	Standard deduction	Personal exemption	Personal credit
Single	$15,750	None	None
Married filing jointly	$31,500	None	None
Married filing separately	$15,750	None	None
Head of household	$23,625	None	None

Dependents: $125 credit each.
Traditional 401(k) contributions reduce Arizona taxable wages.
Section 125 health premiums reduce Arizona taxable wages.

Example paychecks in Arizona

Single filer, biweekly pay, no pre-tax deductions
Annual pay	Gross per paycheck	Federal tax + FICA	State & local tax	State programs	Take-home per paycheck	Share kept
$40,000	$1,538.46	$218.46	$23.32	$0.00	$1,296.68	84.3%
$60,000	$2,307.69	$369.62	$42.55	$0.00	$1,895.53	82.1%
$80,000	$3,076.92	$572.69	$61.78	$0.00	$2,442.45	79.4%
$100,000	$3,846.15	$800.77	$81.01	$0.00	$2,964.38	77.1%
$150,000	$5,769.23	$1,392.65	$129.09	$0.00	$4,247.49	73.6%

Arizona vs. neighboring states

Single filer, $60,000 a year, biweekly, no local tax
State	Income tax on wages	Take-home a year	Per paycheck
Arizona	Flat 2.5%	$49,284	$1,895.53
California	1% to 13.3%	$47,970	$1,845.02
Colorado	Flat 4.4%	$48,194	$1,853.63
New Mexico	1.5% to 5.9%	$48,736	$1,874.45
Nevada	No income tax on wages	$50,390	$1,938.08
Utah	Flat 4.45%	$48,143	$1,851.64

See all 50 states and DC side by side at any salary.

Bonuses and other supplemental pay

Federal withholding on a bonus paid separately is usually a flat 22% (37% on supplemental pay over $1 million in a year). Arizona doesn't publish a single flat rate we could confirm, so employers typically add the bonus to regular pay for the period when working out state withholding. Use the bonus tax calculator to see what a bonus check will look like.

What this estimate leaves out

Uses the $15,750 / $31,500 standard deduction set by 2026 law; Arizona may publish slightly higher inflation-adjusted amounts.
Uses the $125 dependent credit for every dependent (it's $25 for dependents 17 and older) and ignores its high-income phase-out.
Arizona withholding is a percentage you choose on Form A-4, so your paycheck can differ from this estimate of tax owed.
We assume you live and work in Arizona. Federal limitations are listed on the main paycheck calculator.

Sources and verification

Figures checked on October 9, 2026 (read from the state's own publications). Rate from ADOR; standard deduction base amounts read from current A.R.S. 43-1041 on azleg.gov and HB 4168 legislative summary; dependent credit from HB 4168 summary. 2026 inflation-indexed standard deduction not found on ADOR site. Tax Foundation table is out of date for AZ deductions.

A.R.S. 43-1041 Optional standard deduction (current text) — Arizona Legislature. Accessed 2026-10-09.
HB 4168 House Appropriations summary (2026) — Arizona Legislature. Accessed 2026-10-09.
Arizona's Employees Have New Tax Withholding Options (2.5% flat tax) — Arizona Department of Revenue. Accessed 2026-10-09.
Arizona HB 4168 (signed June 13, 2026) — Current Federal Tax Developments. Accessed 2026-10-09.
State Individual Income Tax Rates and Brackets, 2026 — Tax Foundation. Accessed 2026-10-09.