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Take-home pay after federal, state and local taxes — salary or hourly, with overtime and pre-tax deductions.
Paycheck · Maryland · 2026
Maryland Paycheck Calculator
Maryland taxes wages at 2% to 6.5%, and every county adds its own income tax. Estimate your 2026 take-home pay after federal and Maryland taxes.
Your pay and filing details
2026 federal rules plus your state's income tax, local tax and payroll programs. Your numbers stay in your browser.
Estimated take-home pay per paycheck
$1,776.82
after federal, Maryland and local taxes
Estimate · 2026 tax rules
Each paycheck · 26 a year
- Gross pay
- $2,307.69
- Pre-tax deductions
- −$0.00
- Federal income tax withheld
- −$193.08
- Social Security (6.2%)
- −$143.08
- Medicare (1.45%)
- −$33.46
- State income tax (estimate)
- −$95.54
- Local income tax (estimate)
- −$65.72
- State payroll deductions
- −$0.00
- Take-home pay
- $1,776.82
For the whole year
- Gross pay
- $60,000.00
- Take-home pay
- $46,197.20
- Share of gross you keep
- 77%
- Federal income tax owed (estimate)
- $5,020.00
- Federal effective / marginal rate
- 8.4% / 12%
- State income tax owed (estimate)
- $2,484.00
- State effective / marginal rate
- 4.1% / 4.75%
Maryland details
- State taxable income
- $53,400.00
- State income tax for the year
- $2,484.00
- Allegany
- $1,708.80 a year
- County income tax is included once you choose your county. The joint and head-of-household standard deduction uses the 2025 amount ($6,700); 2026's may be about $100 higher.
Federal withholding vs. estimated federal tax
- Federal income tax withheld over the year
- $5,020.00
- Difference
- About even
A positive difference suggests a federal refund; a negative one suggests you may owe. Other income, deductions and credits change it.
Spouse's wages not entered: the yearly estimates assume no other household income on your joint return.
Federal tax brackets applied to your taxable income
| Rate | Income in this bracket | Tax |
|---|---|---|
| 10% | $12,400.00 | $1,240.00 |
| 12% | $31,500.00 | $3,780.00 |
How state tax is estimated
We estimate the state income tax you'll owe for the year — wages, minus pre-tax deductions your state allows, minus its standard deduction and exemptions — then apply the state's 2026 brackets and credits, and divide by your number of paychecks. Your employer's withholding uses each state's own formula, so individual paychecks can differ by a few dollars. Employee-paid state programs (disability insurance, paid family leave and similar) are shown separately with their wage caps.
Calculation tax.state-wages v1.0.0; paycheck tax.paycheck v2.0.0; federal tax.federal-paycheck v1.0.0.
Maryland paycheck taxes at a glance
| Item | Maryland |
|---|---|
| State income tax on wages | 2% to 6.5% |
| Brackets | 10 for single filers |
| Standard deduction (single) | $3,400 |
| Local income tax | Yes — Maryland counties and Baltimore City tax Maryland taxable income at 2.25%–3.30%. |
| Employee-paid state programs | None |
| Take-home on $60,000 (single, biweekly) | $1,842.54 per paycheck · $47,906 a year (Allegany) |
| Rank for take-home on $60,000 | 39 of 51 (1 = keeps the most) |
Maryland income tax brackets
Maryland taxes each slice of taxable income at its own rate, like the federal system. Taxable income is your wages minus the pre-tax deductions Maryland allows and the deductions and exemptions below.
| Rate | Single | Married filing jointly |
|---|---|---|
| 2% | $0 – $1,000 | $0 – $1,000 |
| 3% | $1,000 – $2,000 | $1,000 – $2,000 |
| 4% | $2,000 – $3,000 | $2,000 – $3,000 |
| 4.75% | $3,000 – $100,000 | $3,000 – $150,000 |
| 5% | $100,000 – $125,000 | $150,000 – $175,000 |
| 5.25% | $125,000 – $150,000 | $175,000 – $225,000 |
| 5.5% | $150,000 – $250,000 | $225,000 – $300,000 |
| 5.75% | $250,000 – $500,000 | $300,000 – $600,000 |
| 6.25% | $500,000 – $1,000,000 | $600,000 – $1,200,000 |
| 6.5% | Over $1,000,000 | Over $1,200,000 |
Deductions, exemptions and credits
| Filing status | Standard deduction | Personal exemption | Personal credit |
|---|---|---|---|
| Single | $3,400 | $3,200 per person (income-tested) | None |
| Married filing jointly | $6,700 | $3,200 per person (income-tested) | None |
| Married filing separately | $3,400 | $3,200 per person (income-tested) | None |
| Head of household | $6,700 | $3,200 per person (income-tested) | None |
- Dependents: $3,200 exemption each.
- Traditional 401(k) contributions reduce Maryland taxable wages.
- Section 125 health premiums reduce Maryland taxable wages.
Local income taxes
Maryland counties and Baltimore City tax Maryland taxable income at 2.25%–3.30%.
| Area | Rate |
|---|---|
| Allegany | 3.2% |
| Anne Arundel | 2.7% – 3.2% (graduated) |
| Baltimore County | 3.2% |
| Baltimore City | 3.2% |
| Calvert | 3.2% |
| Caroline | 3.2% |
| Carroll | 3.03% |
| Cecil | 2.74% |
| Charles | 3.03% |
| Dorchester | 3.3% |
| Frederick | 2.25% – 3.2% (graduated) |
| Garrett | 2.65% |
| Harford | 3.06% |
| Howard | 3.2% |
| Kent | 3.3% |
| Montgomery | 3.2% |
| Prince George's | 3.2% |
| Queen Anne's | 3.2% |
| St. Mary's | 3.2% |
| Somerset | 3.2% |
| Talbot | 2.4% |
| Washington | 2.95% |
| Wicomico | 3.2% |
| Worcester | 2.25% |
Example paychecks in Maryland
| Annual pay | Gross per paycheck | Federal tax + FICA | State & local tax | State programs | Take-home per paycheck | Share kept |
|---|---|---|---|---|---|---|
| $40,000 | $1,538.46 | $218.46 | $100.11 | $0.00 | $1,219.89 | 79.3% |
| $60,000 | $2,307.69 | $369.62 | $161.26 | $0.00 | $1,776.82 | 77% |
| $80,000 | $3,076.92 | $572.69 | $222.42 | $0.00 | $2,281.82 | 74.2% |
| $100,000 | $3,846.15 | $800.77 | $283.57 | $0.00 | $2,761.82 | 71.8% |
| $150,000 | $5,769.23 | $1,392.65 | $450.20 | $0.00 | $3,926.38 | 68.1% |
Maryland vs. neighboring states
| State | Income tax on wages | Take-home a year | Per paycheck |
|---|---|---|---|
| Maryland | 2% to 6.5% | $47,906 | $1,842.54 |
| District of Columbia | 4% to 10.75% | $47,937 | $1,843.71 |
| Delaware | 2.2% to 6.6% | $47,497 | $1,826.80 |
| Pennsylvania | Flat 3.07% | $48,506 | $1,865.62 |
| Virginia | 2% to 5.75% | $47,754 | $1,836.70 |
| West Virginia | 2.11% to 4.58% | $48,524 | $1,866.30 |
See all 50 states and DC side by side at any salary.
Bonuses and other supplemental pay
Federal withholding on a bonus paid separately is usually a flat 22% (37% on supplemental pay over $1 million in a year). Maryland doesn't publish a single flat rate we could confirm, so employers typically add the bonus to regular pay for the period when working out state withholding. Use the bonus tax calculator to see what a bonus check will look like.
What this estimate leaves out
- County income tax is included once you choose your county. The joint and head-of-household standard deduction uses the 2025 amount ($6,700); 2026's may be about $100 higher.
- We assume you live and work in Maryland. Federal limitations are listed on the main paycheck calculator.
Sources and verification
Figures checked on October 9, 2026 (read from the state's own publications). Brackets, exemption ($3,200 and phase-out) and all 24 local rates read from Comptroller 2026 payroll memos; local rates cross-checked against DLS 2026 county rate table; $3,400 2026 standard deduction from Comptroller 2026 withholding guide; joint standard deduction from statute (2025 amount). Brackets cross-checked with Tax Foundation 2026 (which still lists $3,350/$6,700).
- 2026 Maryland State and Local Withholding Information (State Payroll memo) — Comptroller of Maryland. Accessed 2026-10-09.
- Payroll changes effective January 1, 2026 (State Payroll memo) — Comptroller of Maryland. Accessed 2026-10-09.
- 2026 Employer Withholding Guide — Comptroller of Maryland. Accessed 2026-10-09.
- Tax Alert: Changes to standard and itemized deductions and to state and local income tax rates from the 2025 legislative session — Comptroller of Maryland. Accessed 2026-10-09.
- County and Local Income Tax Rates, 2026 — Maryland Department of Legislative Services. Accessed 2026-10-09.
- Tax-General 10-217 (standard deduction) — Maryland General Assembly. Accessed 2026-10-09.
- State Individual Income Tax Rates and Brackets, 2026 — Tax Foundation. Accessed 2026-10-09.