Available
Paycheck Calculator (All 50 States)
Take-home pay after federal, state and local taxes — salary or hourly, with overtime and pre-tax deductions.
Paycheck · Colorado · 2026
Colorado Paycheck Calculator
Colorado taxes wages at a flat 4.4%, and some localities add their own tax. Estimate your 2026 take-home pay after federal and Colorado taxes.
Your pay and filing details
2026 federal rules plus your state's income tax, local tax and payroll programs. Your numbers stay in your browser.
Estimated take-home pay per paycheck
$1,853.63
after federal, Colorado taxes and state payroll deductions
Estimate · 2026 tax rules
Each paycheck · 26 a year
- Gross pay
- $2,307.69
- Pre-tax deductions
- −$0.00
- Federal income tax withheld
- −$193.08
- Social Security (6.2%)
- −$143.08
- Medicare (1.45%)
- −$33.46
- State income tax (estimate)
- −$74.29
- Local income tax (estimate)
- −$0.00
- State payroll deductions
- −$10.15
- Take-home pay
- $1,853.63
For the whole year
- Gross pay
- $60,000.00
- Take-home pay
- $48,194.40
- Share of gross you keep
- 80.3%
- Federal income tax owed (estimate)
- $5,020.00
- Federal effective / marginal rate
- 8.4% / 12%
- State income tax owed (estimate)
- $1,931.60
- State effective / marginal rate
- 3.2% / 4.4%
Colorado details
- State taxable income
- $43,900.00
- State income tax for the year
- $1,931.60
- FAMLI (Family and Medical Leave Insurance)
- $264.00 a year
- Starts from the federal standard deduction, as Colorado does. A temporary TABOR rate cut, if triggered after year-end, isn't included.
- Colorado family credits and Denver/Aurora flat occupational taxes (a few dollars a month) aren't included.
Federal withholding vs. estimated federal tax
- Federal income tax withheld over the year
- $5,020.00
- Difference
- About even
A positive difference suggests a federal refund; a negative one suggests you may owe. Other income, deductions and credits change it.
Spouse's wages not entered: the yearly estimates assume no other household income on your joint return.
Federal tax brackets applied to your taxable income
| Rate | Income in this bracket | Tax |
|---|---|---|
| 10% | $12,400.00 | $1,240.00 |
| 12% | $31,500.00 | $3,780.00 |
How state tax is estimated
We estimate the state income tax you'll owe for the year — wages, minus pre-tax deductions your state allows, minus its standard deduction and exemptions — then apply the state's 2026 brackets and credits, and divide by your number of paychecks. Your employer's withholding uses each state's own formula, so individual paychecks can differ by a few dollars. Employee-paid state programs (disability insurance, paid family leave and similar) are shown separately with their wage caps.
Calculation tax.state-wages v1.0.0; paycheck tax.paycheck v2.0.0; federal tax.federal-paycheck v1.0.0.
Colorado paycheck taxes at a glance
| Item | Colorado |
|---|---|
| State income tax on wages | Flat 4.4% |
| Brackets | One rate |
| Standard deduction (single) | $16,100 |
| Local income tax | A few cities levy small flat monthly Occupational Privilege Taxes on employees working there (Denver, Aurora, Greenwood Village, Glendale, Sheridan) - a few dollars per month, not a percentage of wages. |
| Employee-paid state programs | FAMLI (Family and Medical Leave Insurance): 0.44% |
| Take-home on $60,000 (single, biweekly) | $1,853.63 per paycheck · $48,194 a year |
| Rank for take-home on $60,000 | 31 of 51 (1 = keeps the most) |
Colorado income tax brackets
Colorado uses one rate for taxable income. Taxable income is your wages minus the pre-tax deductions Colorado allows and the deductions and exemptions below.
| Rate | Taxable income (all filers) |
|---|---|
| 4.4% | Over $0 |
Deductions, exemptions and credits
| Filing status | Standard deduction | Personal exemption | Personal credit |
|---|---|---|---|
| Single | $16,100 | None | None |
| Married filing jointly | $32,200 | None | None |
| Married filing separately | $16,100 | None | None |
| Head of household | $24,150 | None | None |
- Dependents: no state dependent exemption or credit in this estimate.
- Traditional 401(k) contributions reduce Colorado taxable wages.
- Section 125 health premiums reduce Colorado taxable wages.
Payroll deductions besides tax
| Program | Employee rate | Wage cap | Maximum a year |
|---|---|---|---|
| FAMLI (Family and Medical Leave Insurance) | 0.44% | $184,500 | $811.80 |
Employers may choose to pay some or all of FAMLI for you, in which case your deduction is smaller than shown.
Local income taxes
A few cities levy small flat monthly Occupational Privilege Taxes on employees working there (Denver, Aurora, Greenwood Village, Glendale, Sheridan) - a few dollars per month, not a percentage of wages.
Enter your local rate in the calculator's Local income tax rate field to include it.
Example paychecks in Colorado
| Annual pay | Gross per paycheck | Federal tax + FICA | State & local tax | State programs | Take-home per paycheck | Share kept |
|---|---|---|---|---|---|---|
| $40,000 | $1,538.46 | $218.46 | $40.45 | $6.77 | $1,272.78 | 82.7% |
| $60,000 | $2,307.69 | $369.62 | $74.29 | $10.15 | $1,853.63 | 80.3% |
| $80,000 | $3,076.92 | $572.69 | $108.14 | $13.54 | $2,382.55 | 77.4% |
| $100,000 | $3,846.15 | $800.77 | $141.98 | $16.92 | $2,886.48 | 75% |
| $150,000 | $5,769.23 | $1,392.65 | $226.60 | $25.38 | $4,124.59 | 71.5% |
Colorado vs. neighboring states
| State | Income tax on wages | Take-home a year | Per paycheck |
|---|---|---|---|
| Colorado | Flat 4.4% | $48,194 | $1,853.63 |
| Arizona | Flat 2.5% | $49,284 | $1,895.53 |
| Kansas | 5.2% to 5.58% | $47,842 | $1,840.06 |
| Nebraska | 2.46% to 4.55% | $48,540 | $1,866.91 |
| New Mexico | 1.5% to 5.9% | $48,736 | $1,874.45 |
| Oklahoma | 2.5% to 4.5% | $48,236 | $1,855.21 |
| Utah | Flat 4.45% | $48,143 | $1,851.64 |
| Wyoming | No income tax on wages | $50,390 | $1,938.08 |
See all 50 states and DC side by side at any salary.
Bonuses and other supplemental pay
Federal withholding on a bonus paid separately is usually a flat 22% (37% on supplemental pay over $1 million in a year). Colorado doesn't publish a single flat rate we could confirm, so employers typically add the bonus to regular pay for the period when working out state withholding. Use the bonus tax calculator to see what a bonus check will look like.
What this estimate leaves out
- Starts from the federal standard deduction, as Colorado does. A temporary TABOR rate cut, if triggered after year-end, isn't included.
- Colorado family credits and Denver/Aurora flat occupational taxes (a few dollars a month) aren't included.
- We assume you live and work in Colorado. Federal limitations are listed on the main paycheck calculator.
Sources and verification
Figures checked on October 9, 2026 (read from the state's own publications). 4.40% rate read from CDOR 2026 DR 0004; federal-taxable-income starting point per CDOR addback guide; 2026 federal standard deduction from IRS; cross-checked with Tax Foundation 2026 table (4.4%, $16,100/$32,200).
- DR 0004 Colorado Employee Withholding Certificate (2026) — Colorado Department of Revenue. Accessed 2026-10-09.
- Wage Withholding Tax Guide (Jan 2026) — Colorado Department of Revenue. Accessed 2026-10-09.
- Income Tax Topics: State Income Tax Addback (Nov 2025) — Colorado Department of Revenue. Accessed 2026-10-09.
- LLS 25B-0009 (QBI addback made permanent) — Colorado General Assembly. Accessed 2026-10-09.
- IRS releases tax inflation adjustments for tax year 2026, including amendments from the One, Big, Beautiful Bill — Internal Revenue Service. Accessed 2026-10-09.
- State Individual Income Tax Rates and Brackets, 2026 — Tax Foundation. Accessed 2026-10-09.
Payroll program sources:
- Employers — Colorado FAMLI Division. Accessed 2026-10-09.