Paycheck · Alabama · 2026

Alabama Paycheck Calculator

Alabama taxes wages at 2% to 5%, and some localities add their own tax. Estimate your 2026 take-home pay after federal and Alabama taxes.

Last reviewed October 9, 2026 · Calculation tax.paycheck v2.0.0

Your pay and filing details

2026 federal rules plus your state's income tax, local tax and payroll programs. Your numbers stay in your browser.

State you live and work in

We assume you live and work in the same state.

Local income tax rate (optional)

Some Alabama cities/counties levy occupational (wage) taxes that are not administered by the Alabama DOR (e.g., Birmingham). Rates vary by locality; check the city.

How you're paid

Salary (yearly)Hourly

Annual gross pay from this job

Before any deductions.

Hourly rate

Regular hours a week

Overtime hours a week (optional)

Overtime pay rate (optional)

Filing status

Pay frequency

Dependents (optional)

Used for state exemptions and credits. For federal credits, use the fields below.

Spouse's yearly wages (optional)

Affects the yearly tax estimate on a joint return. If blank, we show the result as if there is no other household income — and say so.

Pre-tax deductions (per year)

Reduce income tax only (optional)

Usually traditional 401(k) or 403(b) contributions. Social Security and Medicare still apply.

Reduce income tax and Social Security/Medicare (optional)

Usually health, dental or vision premiums and FSA/HSA contributions through a Section 125 plan. Check your pay stub or ask payroll.

Federal tax credits you expect to claim (optional)

For the yearly estimate only, e.g. the child tax credit. We don't work out eligibility.

Form W-4 entries (optional — affects federal withholding)

W-4 Step 1(c) filing status

Step 2 box checked (two jobs, or spouse works)

Step 3: claim dependents and other credits (optional)

Step 4(a): other income (per year) (optional)

Step 4(b): deductions (per year) (optional)

The 2026 W-4 worksheet lets you include expected tips, overtime, car-loan interest and senior deductions here.

Step 4(c): extra withholding per paycheck (optional)

Estimated take-home pay per paycheck

$1,841.58

after federal, Alabama taxes

Estimate · 2026 tax rules

Each paycheck · 26 a year

Gross pay: $2,307.69
Pre-tax deductions: −$0.00
Federal income tax withheld: −$193.08
Social Security (6.2%): −$143.08
Medicare (1.45%): −$33.46
State income tax (estimate): −$96.50
Local income tax (estimate): −$0.00
State payroll deductions: −$0.00
Take-home pay: $1,841.58

For the whole year

Gross pay: $60,000.00
Take-home pay: $47,881.00
Share of gross you keep: 79.8%
Federal income tax owed (estimate): $5,020.00
Federal effective / marginal rate: 8.4% / 12%
State income tax owed (estimate): $2,509.00
State effective / marginal rate: 4.2% / 5%

Alabama details

State taxable income: $50,980.00
State income tax for the year: $2,509.00

Uses Alabama's sliding standard deduction, income-tested dependent exemption and deduction for federal income tax (estimated from your federal result).
City and county occupational taxes (for example Birmingham's 1%) aren't included unless you enter a local rate.

Alabama paycheck guide: rates, deductions and sources

Federal withholding vs. estimated federal tax

Federal income tax withheld over the year: $5,020.00
Difference: About even

A positive difference suggests a federal refund; a negative one suggests you may owe. Other income, deductions and credits change it.

Federal tax brackets applied to your taxable income

How your federal taxable income is taxed
Rate	Income in this bracket	Tax
10%	$12,400.00	$1,240.00
12%	$31,500.00	$3,780.00

How state tax is estimated

We estimate the state income tax you'll owe for the year — wages, minus pre-tax deductions your state allows, minus its standard deduction and exemptions — then apply the state's 2026 brackets and credits, and divide by your number of paychecks. Your employer's withholding uses each state's own formula, so individual paychecks can differ by a few dollars. Employee-paid state programs (disability insurance, paid family leave and similar) are shown separately with their wage caps.

Calculation tax.state-wages v1.0.0; paycheck tax.paycheck v2.0.0; federal tax.federal-paycheck v1.0.0.

Alabama paycheck taxes at a glance

Alabama payroll taxes for 2026
Item	Alabama
State income tax on wages	2% to 5%
Brackets	3 for single filers
Standard deduction (single)	$3,000 maximum
Local income tax	Some Alabama cities/counties levy occupational (wage) taxes that are not administered by the Alabama DOR (e.g., Birmingham). Rates vary by locality; check the city.
Employee-paid state programs	None
Take-home on $60,000 (single, biweekly)	$1,841.58 per paycheck · $47,881 a year
Rank for take-home on $60,000	40 of 51 (1 = keeps the most)

Alabama income tax brackets

Alabama taxes each slice of taxable income at its own rate, like the federal system. Taxable income is your wages minus the pre-tax deductions Alabama allows and the deductions and exemptions below.

Alabama 2026 income tax brackets (taxable income)
Rate	Single	Married filing jointly
2%	$0 – $500	$0 – $1,000
4%	$500 – $3,000	$1,000 – $6,000
5%	Over $3,000	Over $6,000

Deductions, exemptions and credits

Alabama standard deduction, exemptions and personal credits
Filing status	Standard deduction	Personal exemption	Personal credit
Single	Up to $3,000 (shrinks as income rises)	$1,500	None
Married filing jointly	Up to $8,500 (shrinks as income rises)	$3,000	None
Married filing separately	Up to $4,250 (shrinks as income rises)	$1,500	None
Head of household	Up to $5,200 (shrinks as income rises)	$3,000	None

Dependents: income-tested exemption up to $1,000 each.
Traditional 401(k) contributions reduce Alabama taxable wages.
Section 125 health premiums reduce Alabama taxable wages.
Alabama lets you deduct federal income tax. We estimate it from your federal result.

Local income taxes

Some Alabama cities/counties levy occupational (wage) taxes that are not administered by the Alabama DOR (e.g., Birmingham). Rates vary by locality; check the city.

Enter your local rate in the calculator's Local income tax rate field to include it.

Example paychecks in Alabama

Single filer, biweekly pay, no pre-tax deductions
Annual pay	Gross per paycheck	Federal tax + FICA	State & local tax	State programs	Take-home per paycheck	Share kept
$40,000	$1,538.46	$218.46	$62.65	$0.00	$1,257.35	81.7%
$60,000	$2,307.69	$369.62	$96.50	$0.00	$1,841.58	79.8%
$80,000	$3,076.92	$572.69	$127.75	$0.00	$2,376.48	77.2%
$100,000	$3,846.15	$800.77	$157.75	$0.00	$2,887.63	75.1%
$150,000	$5,769.23	$1,392.65	$231.67	$0.00	$4,144.91	71.8%

Alabama vs. neighboring states

Single filer, $60,000 a year, biweekly, no local tax
State	Income tax on wages	Take-home a year	Per paycheck
Alabama	2% to 5%	$47,881	$1,841.58
Florida	No income tax on wages	$50,390	$1,938.08
Georgia	Flat 4.99%	$48,145	$1,851.71
Mississippi	Flat 4%	$48,722	$1,873.92
Tennessee	No income tax on wages	$50,390	$1,938.08

See all 50 states and DC side by side at any salary.

Bonuses and other supplemental pay

Federal withholding on a bonus paid separately is usually a flat 22% (37% on supplemental pay over $1 million in a year). Alabama publishes a flat supplemental rate of 5% for supplemental wages (optional). Use the bonus tax calculator to see what a bonus check will look like.

What this estimate leaves out

Uses Alabama's sliding standard deduction, income-tested dependent exemption and deduction for federal income tax (estimated from your federal result).
City and county occupational taxes (for example Birmingham's 1%) aren't included unless you enter a local rate.
We assume you live and work in Alabama. Federal limitations are listed on the main paycheck calculator.

Sources and verification

Figures checked on October 9, 2026 (read from the state's own publications). Rates, brackets, standard deduction phase-down, personal and dependent exemptions and 401k/125 exclusions read from ADOR withholding booklet (Jan 2025, current); personal exemptions also on 2025 Form 40; cross-checked with Tax Foundation 2026 table.

Withholding Tax Tables and Instructions for Employers and Withholding Agents (Rev. January 2025) — Alabama Department of Revenue. Accessed 2026-10-09.
2025 Form 40 (filing status / personal exemption amounts) — Alabama Department of Revenue. Accessed 2026-10-09.
Standard deduction chart (Form 40NR, 2025) — Alabama Department of Revenue. Accessed 2026-10-09.
State Individual Income Tax Rates and Brackets, 2026 — Tax Foundation. Accessed 2026-10-09.