Hourly to salary · 2026

$48 an Hour Is How Much a Year?

$48.00 an hour works out to $99,840 a year for full-time work. Below: what that is per paycheck, what's left after 2026 taxes in every state, what it buys where you live, and which jobs typically pay it.

Last reviewed October 9, 2026

$48.00 an hour, every way

Gross pay, full time (40 hours a week, 52 paid weeks)
PerGross pay
Year (2,080 hours)$99,840.00
Month$8,320.00
Two weeks (biweekly)$3,840.00
Semi-monthly$4,160.00
Week (40 hours)$1,920.00
Day (8 hours)$384.00
Hour$48.00

Adjust hours and weeks in the calculator

After taxes

$6,589 a month after federal tax and FICA (single, no state income tax)

Federal income tax a year
$13,135
Social Security + Medicare a year
$7,638
Take-home a year (no state tax)
$79,067
Share you keep
79.2%
Rent at 30% of gross income
$2,496 a month

Add your state, 401(k) and health deductions in the paycheck calculator.

Is $48.00 an hour good pay?

About the 81st percentile among all U.S. workers (BLS May 2025) — roughly 81 in 100 workers earn less. It's 96% above the median for all occupations ($50,980 a year, or $24.51 an hour).

Whether it's enough depends heavily on where you live. After 2026 taxes and local prices, $48.00 an hour goes furthest in South Dakota ($89,255 in national-average prices) and least far in California ($65,688).

$48.00 an hour after taxes in every state

Estimated 2026 take-home for a single filer paid biweekly, with no pre-tax deductions or local tax. The last column restates take-home in national-average prices using BEA Regional Price Parities (2024).

Take-home pay on $48.00 an hour by state, 2026
StateTake-home a yearA monthIn national prices
Florida$79,067$6,589$76,457
Nevada$79,067$6,589$79,084
New Hampshire$79,067$6,589$75,906
South Dakota$79,067$6,589$89,255
Tennessee$79,067$6,589$86,064
Texas$79,067$6,589$81,465
Wyoming$79,067$6,589$85,302
Alaska$78,796$6,566$76,980
North Dakota$78,380$6,532$88,108
Washington$77,682$6,474$72,592
Arizona$76,965$6,414$76,448
Ohio$76,758$6,397$82,737
Louisiana$76,458$6,372$86,681
Indiana$76,152$6,346$81,595
Pennsylvania$75,932$6,328$77,822
Iowa$75,925$6,327$86,513
Arkansas$75,861$6,322$87,260
Mississippi$75,806$6,317$87,180
Kentucky$75,691$6,308$83,952
North Carolina$75,593$6,299$80,140
New Mexico$75,506$6,292$81,883
Nebraska$75,404$6,284$83,687
West Virginia$75,384$6,282$84,231
Missouri$75,312$6,276$82,928
Oklahoma$75,120$6,260$85,516
Michigan$75,075$6,256$78,027
Vermont$74,982$6,249$76,545
Alabama$74,972$6,248$84,406
Colorado$74,944$6,245$72,724
Idaho$74,884$6,240$78,418
Georgia$74,834$6,236$77,715
South Carolina$74,832$6,236$79,821
Rhode Island$74,829$6,236$73,161
Montana$74,787$6,232$79,019
Maryland$74,691$6,224$71,162
Wisconsin$74,649$6,221$79,334
Utah$74,625$6,219$75,482
Kansas$74,296$6,191$82,489
New Jersey$74,288$6,191$68,276
Illinois$74,270$6,189$74,301
Virginia$74,141$6,178$73,331
Massachusetts$73,836$6,153$69,817
Connecticut$73,827$6,152$71,255
New York$73,774$6,148$68,359
District of Columbia$73,550$6,129$66,923
Maine$73,451$6,121$75,684
Delaware$73,420$6,118$73,561
Minnesota$73,362$6,114$74,388
Hawaii$72,893$6,074$66,296
California$72,729$6,061$65,688
Oregon$71,335$5,945$69,015

Jobs that pay about $48.00 an hour

Occupations whose national median is within 4% of $99,840 a year, most common first. Source: BLS OEWS May 2025.

$48.00 an hour with different hours

Gross pay a year and a month
ScheduleA yearA month
Full time, 40 hours × 52 weeks$99,840$8,320
Two unpaid weeks off (50 weeks)$96,000$8,000
37.5-hour week$93,600$7,800
Part time, 30 hours$74,880$6,240
Part time, 20 hours$49,920$4,160
40 hours + 5 overtime hours a week$118,560$9,880
40 hours + 10 overtime hours a week$137,280$11,440
Formula

$48.00 × 40 hours × 52 weeks = $99,840

Change the hours or weeks in the hourly to salary calculator.

Sources and method

Conversions assume 2,080 paid hours a year. Taxes use our 2026 federal and state engine (methodology); local income taxes aren't included. Wage rankings and occupations use BLS OEWS May 2025; price levels use BEA Regional Price Parities.

  1. Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 9, 2026.
  2. Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 9, 2026.