Laborers and Freight, Stock, and Material Movers, Hand
Median $40,240 · 2,950,280 jobs
Salary to hourly · 2026
$40,000 a Year Is How Much an Hour?
$40,000 a year works out to $19.23 an hour for full-time work. Below: what that is per paycheck, what's left after 2026 taxes in every state, what it buys where you live, and which jobs typically pay it.
$40,000 a year, every way
| Per | Gross pay |
|---|---|
| Year (2,080 hours) | $40,000.00 |
| Month | $3,333.33 |
| Two weeks (biweekly) | $1,538.46 |
| Semi-monthly | $1,666.67 |
| Week (40 hours) | $769.23 |
| Day (8 hours) | $153.85 |
| Hour | $19.23 |
After taxes
$2,860 a month after federal tax and FICA (single, no state income tax)
- Federal income tax a year
- $2,620
- Social Security + Medicare a year
- $3,060
- Take-home a year (no state tax)
- $34,320
- Share you keep
- 85.8%
- Rent at 30% of gross income
- $1,000 a month
Add your state, 401(k) and health deductions in the paycheck calculator.
Is $40,000 a year good pay?
About the 29th percentile among all U.S. workers (BLS May 2025) — roughly 29 in 100 workers earn less. It's 22% below the median for all occupations ($50,980 a year, or $24.51 an hour).
Whether it's enough depends heavily on where you live. After 2026 taxes and local prices, $40,000 a year goes furthest in South Dakota ($38,742 in national-average prices) and least far in Hawaii ($29,827).
$40,000 a year after taxes in every state
Estimated 2026 take-home for a single filer paid biweekly, with no pre-tax deductions or local tax. The last column restates take-home in national-average prices using BEA Regional Price Parities (2024).
| State | Take-home a year | A month | In national prices |
|---|---|---|---|
| Florida | $34,320 | $2,860 | $33,187 |
| Nevada | $34,320 | $2,860 | $34,327 |
| New Hampshire | $34,320 | $2,860 | $32,948 |
| North Dakota | $34,320 | $2,860 | $38,580 |
| South Dakota | $34,320 | $2,860 | $38,742 |
| Tennessee | $34,320 | $2,860 | $37,357 |
| Texas | $34,320 | $2,860 | $35,361 |
| Wyoming | $34,320 | $2,860 | $37,026 |
| Alaska | $34,120 | $2,843 | $33,334 |
| South Carolina | $33,823 | $2,819 | $36,078 |
| Washington | $33,765 | $2,814 | $31,552 |
| Arizona | $33,714 | $2,809 | $33,487 |
| Ohio | $33,670 | $2,806 | $36,293 |
| New Mexico | $33,567 | $2,797 | $36,402 |
| Louisiana | $33,506 | $2,792 | $37,986 |
| Mississippi | $33,452 | $2,788 | $38,471 |
| Iowa | $33,452 | $2,788 | $38,116 |
| Vermont | $33,414 | $2,784 | $34,110 |
| Nebraska | $33,380 | $2,782 | $37,046 |
| Missouri | $33,377 | $2,781 | $36,752 |
| Arkansas | $33,328 | $2,777 | $38,335 |
| Idaho | $33,308 | $2,776 | $34,880 |
| New Jersey | $33,300 | $2,775 | $30,605 |
| West Virginia | $33,277 | $2,773 | $37,182 |
| Wisconsin | $33,236 | $2,770 | $35,322 |
| North Carolina | $33,233 | $2,769 | $35,232 |
| Utah | $33,223 | $2,769 | $33,605 |
| California | $33,217 | $2,768 | $30,001 |
| Montana | $33,197 | $2,766 | $35,075 |
| Indiana | $33,170 | $2,764 | $35,540 |
| Colorado | $33,092 | $2,758 | $32,112 |
| District of Columbia | $33,086 | $2,757 | $30,105 |
| Georgia | $33,073 | $2,756 | $34,346 |
| Oklahoma | $33,066 | $2,755 | $37,642 |
| Pennsylvania | $33,064 | $2,755 | $33,887 |
| Kentucky | $33,038 | $2,753 | $36,644 |
| Maine | $33,018 | $2,752 | $34,022 |
| Rhode Island | $32,997 | $2,750 | $32,261 |
| Kansas | $32,888 | $2,741 | $36,514 |
| Michigan | $32,871 | $2,739 | $34,163 |
| Virginia | $32,834 | $2,736 | $32,476 |
| Minnesota | $32,823 | $2,735 | $33,282 |
| Connecticut | $32,795 | $2,733 | $31,652 |
| Hawaii | $32,795 | $2,733 | $29,827 |
| Maryland | $32,786 | $2,732 | $31,237 |
| Alabama | $32,691 | $2,724 | $36,805 |
| Delaware | $32,617 | $2,718 | $32,680 |
| New York | $32,553 | $2,713 | $30,164 |
| Illinois | $32,485 | $2,707 | $32,498 |
| Massachusetts | $32,356 | $2,696 | $30,595 |
| Oregon | $31,646 | $2,637 | $30,617 |
Jobs that pay about $40,000 a year
Occupations whose national median is within 4% of $40,000 a year, most common first. Source: BLS OEWS May 2025.
Landscaping and Groundskeeping Workers
Median $39,150 · 952,640 jobs
Driver/Sales Workers
Median $38,770 · 409,180 jobs
Counter and Rental Clerks
Median $41,300 · 400,810 jobs
Parts Salespersons
Median $38,630 · 270,070 jobs
Production Workers, All Other
Median $40,110 · 251,700 jobs
Helpers--Production Workers
Median $39,070 · 165,700 jobs
Merchandise Displayers and Window Trimmers
Median $39,390 · 165,220 jobs
Butchers and Meat Cutters
Median $40,140 · 136,430 jobs
Data Entry Keyers
Median $41,340 · 127,080 jobs
Helpers--Installation, Maintenance, and Repair Workers
Median $39,630 · 95,580 jobs
Slaughterers and Meat Packers
Median $40,130 · 69,950 jobs
$40,000 a year as an hourly rate
| Hours a year | Hourly rate |
|---|---|
| 2,080 (40 h × 52 weeks) | $19.23 |
| 2,000 (40 h × 50 weeks) | $20.00 |
| 1,950 (37.5 h × 52 weeks) | $20.51 |
| 2,340 (45 h × 52 weeks) | $17.09 |
| 2,600 (50 h × 52 weeks) | $15.38 |
$40,000 ÷ 2,080 hours = $19.23
Salaried workers who put in longer weeks earn less per hour than this.
Sources and method
Conversions assume 2,080 paid hours a year. Taxes use our 2026 federal and state engine (methodology); local income taxes aren't included. Wage rankings and occupations use BLS OEWS May 2025; price levels use BEA Regional Price Parities.
- Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 9, 2026.
- Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 9, 2026.