Customer Service Representatives
Median $20.54 an hour in Virginia · 59,850 jobs
Virginia · 2026 take-home pay
$20 an hour after taxes in Virginia
At $20 an hour in Virginia you keep about $16.36 of every hour — $654 a week, $2,836 a month or $34,028 a year full time — after 2026 federal income tax, Social Security, Medicare and Virginia income tax. Virginia has a graduated income tax, and its minimum wage is $12.77 an hour.
Where $20 an hour goes
| A year | A week | An hour | |
|---|---|---|---|
| Gross pay | $41,600 | $800 | $20.00 |
| Federal income tax | −$2,812 | −$54 | −$1.35 |
| Social Security (6.2%) | −$2,579 | −$50 | −$1.24 |
| Medicare (1.45%+) | −$603 | −$12 | −$0.29 |
| Virginia income tax | −$1,578 | −$30 | −$0.76 |
| Take-home pay | $34,028 | $654 | $16.36 |
Effective tax rate 18.2% · federal bracket 12% · Virginia bracket 5.75%.
Take-home per paycheck
| Paid | Gross | Take-home |
|---|---|---|
| Weekly (52 paychecks) | $800.00 | $654.38 |
| Every two weeks (26) | $1,600.00 | $1,308.76 |
| Twice a month (24) | $1,733.33 | $1,417.82 |
| Monthly (12) | $3,466.67 | $2,835.64 |
$20 an hour at different hours
Take-home in Virginia for part-time, full-time and overtime weeks. Overtime is paid at 1.5 times $20 an hour for hours over 40, as federal law requires for most hourly workers.
| Schedule | Gross a week | Take-home a week | Take-home a year |
|---|---|---|---|
| 20 hours a week* | $400 | $352 | $18,313 |
| 30 hours a week | $600 | $505 | $26,269 |
| 40 hours a week | $800 | $654 | $34,028 |
| 40 hours + 5 overtime | $950 | $766 | $39,847 |
| 40 hours + 10 overtime | $1,100 | $878 | $45,665 |
*If this is your only job. With a second job, withholding on each is likely too low unless you adjust your W-4.
Is $20 an hour good pay in Virginia?
- Minimum wage: $20 an hour is 1.6 times Virginia's minimum wage of $12.77 an hour.
- Among Virginia workers: It's about the 30th percentile of hourly pay in Virginia (BLS, May 2025) — roughly 30 in 100 workers earn less. The median is $26.78 an hour.
- Local prices: Virginia's price level is 101.1% of the U.S. average (BEA Regional Price Parities), so $34,028 a year buys about what $33,656 would at national-average prices.
- Rent: the 30% rule points to about $1,040 a month. Check it with your debts.
- A 50/30/20 budget: about $1,418 a month for needs, $851 for wants and $567 for savings. Plan it in the budget calculator.
Jobs in Virginia that pay about $20 an hour
Occupations whose median wage in Virginia is within 4% of $20 an hour, most common first. Source: BLS OEWS May 2025.
Nursing Assistants
Median $20.77 an hour in Virginia · 40,580 jobs
Light Truck Drivers
Median $20.41 an hour in Virginia · 25,170 jobs
Exercise Trainers and Group Fitness Instructors
Median $19.63 an hour in Virginia · 12,100 jobs
Tutors
Median $19.59 an hour in Virginia · 4,090 jobs
Residential Advisors
Median $20.62 an hour in Virginia · 2,950 jobs
How Virginia compares on $20 an hour
Virginia ranks 42nd of 51 for take-home pay on $20 an hour (1st = keeps the most). Here it is next to its neighbors.
| State | After tax, per hour | A year | Minimum wage | vs Virginia |
|---|---|---|---|---|
| Virginia | $16.36 | $34,028 | $12.77 | — |
| Washington, D.C. | $16.48 | $34,276 | $18.40 | +$248 a year |
| Kentucky | $16.47 | $34,267 | $7.25 | +$239 a year |
| Maryland | $16.34 | $33,996 | $15.00 | −$32 a year |
| North Carolina | $16.56 | $34,454 | $7.25 | +$426 a year |
| Tennessee | $17.12 | $35,606 | $7.25 | +$1,578 a year |
| West Virginia | $16.59 | $34,512 | $8.75 | +$484 a year |
How the federal tax on $41,600 ($20 an hour) is worked out
Taxable income is $41,600 minus the 2026 standard deduction ($16,100) = $25,500. Each slice is taxed at its own rate:
| Rate | Income in this bracket | Tax |
|---|---|---|
| 10% | $12,400 | $1,240 |
| 12% | $13,100 | $1,572 |
| Total | $25,500 | $2,812 |
How the Virginia income tax on $41,600 ($20 an hour) is worked out
Taxable income is $41,600 of Virginia wages minus $8,750 standard deduction minus $930 in exemptions = $31,920.
| Rate | Income in this bracket | Tax |
|---|---|---|
| 2% | $3,000 | $60 |
| 3% | $2,000 | $60 |
| 5% | $12,000 | $600 |
| 5.75% | $14,920 | $858 |
| Total | $31,920 | $1,578 |
Common questions
How much is $20 an hour after taxes in Virginia?
About $16.36 for every hour you work, or $34,028 a year at 40 hours a week ($41,600 gross). Taxes take about 18.2% of your pay, for a single filer in 2026 with no pre-tax deductions.
How much is $20 an hour a week after taxes in Virginia?
About $654 a week at 40 hours, from $800 gross. Paid every two weeks, each paycheck is about $1,309.
How much is $20 an hour a month after taxes in Virginia?
About $2,836 a month at 40 hours a week, from $3,467 gross.
Is $20 an hour good pay in Virginia?
$20 an hour is 1.6 times Virginia's minimum wage of $12.77 an hour. It's about the 30th percentile of hourly pay in Virginia (BLS, May 2025) — roughly 30 in 100 workers earn less. The median hourly wage for all jobs in Virginia is $26.78. After taxes and local prices, $34,028 a year buys about what $33,656 would at national-average prices.
Is Virginia a high-tax state for $20 an hour?
It ranks 42nd of 51 among the 50 states and D.C. for take-home on $20 an hour. The most you'd keep is $35,606 a year, in 8 places including Florida, North Dakota, New Hampshire; the least, $32,757 in Oregon.
More hourly rates
Other hourly rates in Virginia
- $16 an hour in Virginia
- $17 an hour in Virginia
- $18 an hour in Virginia
- $19 an hour in Virginia
- $21 an hour in Virginia
- $22 an hour in Virginia
- $23 an hour in Virginia
- $24 an hour in Virginia
$20 an hour in every state · $40,000 a year in Virginia · $45,000 a year in Virginia · Virginia paycheck calculator · All pay conversions
Sources and method
Our 2026 engine applies IRS Publication 15-T withholding, Social Security and Medicare, Virginia's income tax rules (methodology). Local income taxes are not included. Minimum wages: U.S. Department of Labor. Wage distribution and jobs: BLS OEWS May 2025. Price levels: BEA Regional Price Parities.
- Publication 15-T (2026), Federal Income Tax Withholding Methods — Internal Revenue Service. Accessed October 14, 2026.
- State Minimum Wage Laws — U.S. Department of Labor, Wage and Hour Division. Accessed October 14, 2026.
- Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 14, 2026.
- Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 14, 2026.