Available
Paycheck Calculator (All 50 States)
Take-home pay after federal, state and local taxes — salary or hourly, with overtime and pre-tax deductions.
Colorado · 2026 take-home pay
$13 an hour after taxes in Colorado
At $13 an hour in Colorado you keep about $11.19 of every hour — $448 a week, $1,940 a month or $23,277 a year full time — after 2026 federal income tax, Social Security, Medicare, Colorado income tax and state payroll programs. Colorado has a flat 4.4% income tax plus FAMLI, and its minimum wage is $15.16 an hour.
Where $13 an hour goes
| A year | A week | An hour | |
|---|---|---|---|
| Gross pay | $27,040 | $520 | $13.00 |
| Federal income tax | −$1,094 | −$21 | −$0.53 |
| Social Security (6.2%) | −$1,676 | −$32 | −$0.81 |
| Medicare (1.45%+) | −$392 | −$8 | −$0.19 |
| Colorado income tax | −$481 | −$9 | −$0.23 |
| FAMLI (Family and Medical Leave Insurance) | −$119 | −$2 | −$0.06 |
| Take-home pay | $23,277 | $448 | $11.19 |
Effective tax rate 13.9% · federal bracket 10% · Colorado bracket 4.4%.
FAMLI (Family and Medical Leave Insurance): 0.44% of wages.
Take-home per paycheck
| Paid | Gross | Take-home |
|---|---|---|
| Weekly (52 paychecks) | $520.00 | $447.64 |
| Every two weeks (26) | $1,040.00 | $895.27 |
| Twice a month (24) | $1,126.67 | $969.88 |
| Monthly (12) | $2,253.33 | $1,939.76 |
$13 an hour at different hours
Take-home in Colorado for part-time, full-time and overtime weeks. Overtime is paid at 1.5 times $13 an hour for hours over 40, as federal law requires for most hourly workers.
| Schedule | Gross a week | Take-home a week | Take-home a year |
|---|---|---|---|
| 20 hours a week* | $260 | $239 | $12,426 |
| 30 hours a week | $390 | $347 | $18,037 |
| 40 hours a week | $520 | $448 | $23,277 |
| 40 hours + 5 overtime | $618 | $522 | $27,135 |
| 40 hours + 10 overtime | $715 | $595 | $30,963 |
*If this is your only job. With a second job, withholding on each is likely too low unless you adjust your W-4.
Is $13 an hour good pay in Colorado?
- Minimum wage: $13 an hour is below Colorado's minimum wage of $15.16 an hour, so most employers there can't pay it. Denver and some other cities set higher local minimums.
- Among Colorado workers: It's below the 10th percentile of hourly pay in Colorado (BLS, May 2025) — fewer than about 1 in 10 workers earn less. The median is $28.75 an hour.
- Local prices: Colorado's price level is 103.1% of the U.S. average (BEA Regional Price Parities), so $23,277 a year buys about what $22,588 would at national-average prices.
- Rent: the 30% rule points to about $676 a month. Check it with your debts.
- A 50/30/20 budget: about $970 a month for needs, $582 for wants and $388 for savings. Plan it in the budget calculator.
How Colorado compares on $13 an hour
Colorado ranks 31st of 51 for take-home pay on $13 an hour (1st = keeps the most). Here it is next to its neighbors.
| State | After tax, per hour | A year | Minimum wage | vs Colorado |
|---|---|---|---|---|
| Colorado | $11.19 | $23,277 | $15.16 | — |
| Arizona | $11.34 | $23,595 | $15.15 | +$318 a year |
| Kansas | $11.12 | $23,135 | $7.25 | −$142 a year |
| Nebraska | $11.28 | $23,458 | $15.00 | +$181 a year |
| New Mexico | $11.36 | $23,621 | $12.00 | +$344 a year |
| Oklahoma | $11.16 | $23,206 | $7.25 | −$71 a year |
| Utah | $11.31 | $23,525 | $7.25 | +$248 a year |
| Wyoming | $11.48 | $23,877 | $7.25 | +$600 a year |
How the federal tax on $27,040 ($13 an hour) is worked out
Taxable income is $27,040 minus the 2026 standard deduction ($16,100) = $10,940. Each slice is taxed at its own rate:
| Rate | Income in this bracket | Tax |
|---|---|---|
| 10% | $10,940 | $1,094 |
| Total | $10,940 | $1,094 |
How the Colorado income tax on $27,040 ($13 an hour) is worked out
Taxable income is $27,040 of Colorado wages minus $16,100 standard deduction = $10,940.
| Rate | Income in this bracket | Tax |
|---|---|---|
| 4.4% | $10,940 | $481 |
| Total | $10,940 | $481 |
Common questions
How much is $13 an hour after taxes in Colorado?
About $11.19 for every hour you work, or $23,277 a year at 40 hours a week ($27,040 gross). Taxes take about 13.9% of your pay, for a single filer in 2026 with no pre-tax deductions.
How much is $13 an hour a week after taxes in Colorado?
About $448 a week at 40 hours, from $520 gross. Paid every two weeks, each paycheck is about $895.
How much is $13 an hour a month after taxes in Colorado?
About $1,940 a month at 40 hours a week, from $2,253 gross.
Is $13 an hour good pay in Colorado?
$13 an hour is below Colorado's minimum wage of $15.16 an hour, so most employers there can't pay it. It's below the 10th percentile of hourly pay in Colorado (BLS, May 2025) — fewer than about 1 in 10 workers earn less. The median hourly wage for all jobs in Colorado is $28.75. After taxes and local prices, $23,277 a year buys about what $22,588 would at national-average prices.
Is Colorado a high-tax state for $13 an hour?
It ranks 31st of 51 among the 50 states and D.C. for take-home on $13 an hour. The most you'd keep is $23,877 a year, in 9 places including Florida, North Dakota, New Hampshire; the least, $22,255 in Oregon.
More hourly rates
Sources and method
Our 2026 engine applies IRS Publication 15-T withholding, Social Security and Medicare, Colorado's income tax rules and Colorado's employee payroll programs (methodology). Local income taxes are not included. Minimum wages: U.S. Department of Labor. Wage distribution and jobs: BLS OEWS May 2025. Price levels: BEA Regional Price Parities.
- Publication 15-T (2026), Federal Income Tax Withholding Methods — Internal Revenue Service. Accessed October 14, 2026.
- State Minimum Wage Laws — U.S. Department of Labor, Wage and Hour Division. Accessed October 14, 2026.
- Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 14, 2026.
- Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 14, 2026.