Arizona · 2026 take-home pay

$13 an hour after taxes in Arizona

At $13 an hour in Arizona you keep about $11.34 of every hour — $454 a week, $1,966 a month or $23,595 a year full time — after 2026 federal income tax, Social Security, Medicare and Arizona income tax. Arizona has a flat 2.5% income tax, and its minimum wage is $15.15 an hour.

By Work & Money Editorial Team · Last reviewed October 14, 2026

Where $13 an hour goes

$13 an hour full time in Arizona, single filer, 2026
A yearA weekAn hour
Gross pay$27,040$520$13.00
Federal income tax−$1,094−$21−$0.53
Social Security (6.2%)−$1,676−$32−$0.81
Medicare (1.45%+)−$392−$8−$0.19
Arizona income tax−$282−$5−$0.14
Take-home pay$23,595$454$11.34

Effective tax rate 12.7% · federal bracket 10% · Arizona bracket 2.5%.

Take-home per paycheck

40 hours a week, different pay schedules
PaidGrossTake-home
Weekly (52 paychecks)$520.00$453.75
Every two weeks (26)$1,040.00$907.51
Twice a month (24)$1,126.67$983.13
Monthly (12)$2,253.33$1,966.27

Change hours, overtime and deductions

$13 an hour at different hours

Take-home in Arizona for part-time, full-time and overtime weeks. Overtime is paid at 1.5 times $13 an hour for hours over 40, as federal law requires for most hourly workers.

$13 an hour in Arizona: weekly hours and take-home, 2026
ScheduleGross a weekTake-home a weekTake-home a year
20 hours a week*$260$240$12,486
30 hours a week$390$350$18,197
40 hours a week$520$454$23,595
40 hours + 5 overtime$618$530$27,571
40 hours + 10 overtime$715$606$31,518

*If this is your only job. With a second job, withholding on each is likely too low unless you adjust your W-4.

Is $13 an hour good pay in Arizona?

  • Minimum wage: $13 an hour is below Arizona's minimum wage of $15.15 an hour, so most employers there can't pay it. Flagstaff and Tucson set higher minimums.
  • Among Arizona workers: It's below the 10th percentile of hourly pay in Arizona (BLS, May 2025) — fewer than about 1 in 10 workers earn less. The median is $24.07 an hour.
  • Local prices: Arizona's price level is 100.7% of the U.S. average (BEA Regional Price Parities), so $23,595 a year buys about what $23,437 would at national-average prices.
  • Rent: the 30% rule points to about $676 a month. Check it with your debts.
  • A 50/30/20 budget: about $983 a month for needs, $590 for wants and $393 for savings. Plan it in the budget calculator.

How Arizona compares on $13 an hour

Arizona ranks 13th of 51 for take-home pay on $13 an hour (1st = keeps the most). Here it is next to its neighbors.

Take-home on $13 an hour, 40 hours a week, single filer, 2026
StateAfter tax, per hourA yearMinimum wagevs Arizona
Arizona$11.34$23,595$15.15—
California$11.23$23,363$16.90−$232 a year
Colorado$11.19$23,277$15.16−$318 a year
New Mexico$11.36$23,621$12.00+$26 a year
Nevada$11.48$23,877$12.00+$282 a year
Utah$11.31$23,525$7.25−$70 a year

How the federal tax on $27,040 ($13 an hour) is worked out

Taxable income is $27,040 minus the 2026 standard deduction ($16,100) = $10,940. Each slice is taxed at its own rate:

2026 federal income tax by bracket, single filer
RateIncome in this bracketTax
10%$10,940$1,094
Total$10,940$1,094

How the Arizona income tax on $27,040 ($13 an hour) is worked out

Taxable income is $27,040 of Arizona wages minus $15,750 standard deduction = $11,290.

Arizona income tax by bracket, single filer, 2026 rules
RateIncome in this bracketTax
2.5%$11,290$282
Total$11,290$282

Common questions

How much is $13 an hour after taxes in Arizona?

About $11.34 for every hour you work, or $23,595 a year at 40 hours a week ($27,040 gross). Taxes take about 12.7% of your pay, for a single filer in 2026 with no pre-tax deductions.

How much is $13 an hour a week after taxes in Arizona?

About $454 a week at 40 hours, from $520 gross. Paid every two weeks, each paycheck is about $908.

How much is $13 an hour a month after taxes in Arizona?

About $1,966 a month at 40 hours a week, from $2,253 gross.

Is $13 an hour good pay in Arizona?

$13 an hour is below Arizona's minimum wage of $15.15 an hour, so most employers there can't pay it. It's below the 10th percentile of hourly pay in Arizona (BLS, May 2025) — fewer than about 1 in 10 workers earn less. The median hourly wage for all jobs in Arizona is $24.07. After taxes and local prices, $23,595 a year buys about what $23,437 would at national-average prices.

Is Arizona a high-tax state for $13 an hour?

It ranks 13th of 51 among the 50 states and D.C. for take-home on $13 an hour. The most you'd keep is $23,877 a year, in 9 places including Florida, North Dakota, New Hampshire; the least, $22,255 in Oregon.

Sources and method

Our 2026 engine applies IRS Publication 15-T withholding, Social Security and Medicare, Arizona's income tax rules (methodology). Local income taxes are not included. Minimum wages: U.S. Department of Labor. Wage distribution and jobs: BLS OEWS May 2025. Price levels: BEA Regional Price Parities.

  1. Publication 15-T (2026), Federal Income Tax Withholding Methods — Internal Revenue Service. Accessed October 14, 2026.
  2. State Minimum Wage Laws — U.S. Department of Labor, Wage and Hour Division. Accessed October 14, 2026.
  3. Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 14, 2026.
  4. Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 14, 2026.