Packers and Packagers, Hand
Median $13.50 an hour in New Mexico · 1,050 jobs
New Mexico · 2026 take-home pay
$13 an hour after taxes in New Mexico
At $13 an hour in New Mexico you keep about $11.36 of every hour — $454 a week, $1,968 a month or $23,621 a year full time — after 2026 federal income tax, Social Security, Medicare and New Mexico income tax. New Mexico has a graduated income tax, and its minimum wage is $12.00 an hour.
Where $13 an hour goes
| A year | A week | An hour | |
|---|---|---|---|
| Gross pay | $27,040 | $520 | $13.00 |
| Federal income tax | −$1,094 | −$21 | −$0.53 |
| Social Security (6.2%) | −$1,676 | −$32 | −$0.81 |
| Medicare (1.45%+) | −$392 | −$8 | −$0.19 |
| New Mexico income tax | −$257 | −$5 | −$0.12 |
| Take-home pay | $23,621 | $454 | $11.36 |
Effective tax rate 12.6% · federal bracket 10% · New Mexico bracket 3.2%.
Take-home per paycheck
| Paid | Gross | Take-home |
|---|---|---|
| Weekly (52 paychecks) | $520.00 | $454.25 |
| Every two weeks (26) | $1,040.00 | $908.49 |
| Twice a month (24) | $1,126.67 | $984.20 |
| Monthly (12) | $2,253.33 | $1,968.41 |
$13 an hour at different hours
Take-home in New Mexico for part-time, full-time and overtime weeks. Overtime is paid at 1.5 times $13 an hour for hours over 40, as federal law requires for most hourly workers.
| Schedule | Gross a week | Take-home a week | Take-home a year |
|---|---|---|---|
| 20 hours a week* | $260 | $240 | $12,486 |
| 30 hours a week | $390 | $351 | $18,248 |
| 40 hours a week | $520 | $454 | $23,621 |
| 40 hours + 5 overtime | $618 | $530 | $27,562 |
| 40 hours + 10 overtime | $715 | $604 | $31,423 |
*If this is your only job. With a second job, withholding on each is likely too low unless you adjust your W-4.
Is $13 an hour good pay in New Mexico?
- Minimum wage: $13 an hour is 1.1 times New Mexico's minimum wage of $12.00 an hour. Santa Fe and Las Cruces set higher local minimums.
- Among New Mexico workers: It's below the 10th percentile of hourly pay in New Mexico (BLS, May 2025) — fewer than about 1 in 10 workers earn less. The median is $22.70 an hour.
- Local prices: New Mexico's price level is 92.2% of the U.S. average (BEA Regional Price Parities), so $23,621 a year buys about what $25,616 would at national-average prices.
- Rent: the 30% rule points to about $676 a month. Check it with your debts.
- A 50/30/20 budget: about $984 a month for needs, $591 for wants and $394 for savings. Plan it in the budget calculator.
Jobs in New Mexico that pay about $13 an hour
Occupations whose median wage in New Mexico is within 4% of $13 an hour, most common first. Source: BLS OEWS May 2025.
How New Mexico compares on $13 an hour
New Mexico ranks 12th of 51 for take-home pay on $13 an hour (1st = keeps the most). Here it is next to its neighbors.
| State | After tax, per hour | A year | Minimum wage | vs New Mexico |
|---|---|---|---|---|
| New Mexico | $11.36 | $23,621 | $12.00 | — |
| Arizona | $11.34 | $23,595 | $15.15 | −$26 a year |
| Colorado | $11.19 | $23,277 | $15.16 | −$344 a year |
| Oklahoma | $11.16 | $23,206 | $7.25 | −$415 a year |
| Texas | $11.48 | $23,877 | $7.25 | +$256 a year |
| Utah | $11.31 | $23,525 | $7.25 | −$96 a year |
How the federal tax on $27,040 ($13 an hour) is worked out
Taxable income is $27,040 minus the 2026 standard deduction ($16,100) = $10,940. Each slice is taxed at its own rate:
| Rate | Income in this bracket | Tax |
|---|---|---|
| 10% | $10,940 | $1,094 |
| Total | $10,940 | $1,094 |
How the New Mexico income tax on $27,040 ($13 an hour) is worked out
Taxable income is $27,040 of New Mexico wages minus $16,100 standard deduction = $10,940.
| Rate | Income in this bracket | Tax |
|---|---|---|
| 1.5% | $5,500 | $83 |
| 3.2% | $5,440 | $174 |
| Total | $10,940 | $257 |
Common questions
How much is $13 an hour after taxes in New Mexico?
About $11.36 for every hour you work, or $23,621 a year at 40 hours a week ($27,040 gross). Taxes take about 12.6% of your pay, for a single filer in 2026 with no pre-tax deductions.
How much is $13 an hour a week after taxes in New Mexico?
About $454 a week at 40 hours, from $520 gross. Paid every two weeks, each paycheck is about $908.
How much is $13 an hour a month after taxes in New Mexico?
About $1,968 a month at 40 hours a week, from $2,253 gross.
Is $13 an hour good pay in New Mexico?
$13 an hour is 1.1 times New Mexico's minimum wage of $12.00 an hour. It's below the 10th percentile of hourly pay in New Mexico (BLS, May 2025) — fewer than about 1 in 10 workers earn less. The median hourly wage for all jobs in New Mexico is $22.70. After taxes and local prices, $23,621 a year buys about what $25,616 would at national-average prices.
Is New Mexico a high-tax state for $13 an hour?
It ranks 12th of 51 among the 50 states and D.C. for take-home on $13 an hour. The most you'd keep is $23,877 a year, in 9 places including Florida, North Dakota, New Hampshire; the least, $22,255 in Oregon.
More hourly rates
Other hourly rates in New Mexico
- $12 an hour in New Mexico
- $14 an hour in New Mexico
- $15 an hour in New Mexico
- $16 an hour in New Mexico
- $17 an hour in New Mexico
$13 an hour in every state · $25,000 a year in New Mexico · $30,000 a year in New Mexico · New Mexico paycheck calculator · All pay conversions
Sources and method
Our 2026 engine applies IRS Publication 15-T withholding, Social Security and Medicare, New Mexico's income tax rules (methodology). Local income taxes are not included. Minimum wages: U.S. Department of Labor. Wage distribution and jobs: BLS OEWS May 2025. Price levels: BEA Regional Price Parities.
- Publication 15-T (2026), Federal Income Tax Withholding Methods — Internal Revenue Service. Accessed October 14, 2026.
- State Minimum Wage Laws — U.S. Department of Labor, Wage and Hour Division. Accessed October 14, 2026.
- Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 14, 2026.
- Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 14, 2026.