Rhode Island · 2026 take-home pay

$31 an hour after taxes in Rhode Island

At $31 an hour in Rhode Island you keep about $24.75 of every hour — $990 a week, $4,290 a month or $51,479 a year full time — after 2026 federal income tax, Social Security, Medicare, Rhode Island income tax and state payroll programs. Rhode Island has a graduated income tax plus TDI, and its minimum wage is $16.00 an hour.

By Work & Money Editorial Team · Last reviewed October 14, 2026

Where $31 an hour goes

$31 an hour full time in Rhode Island, single filer, 2026
A yearA weekAn hour
Gross pay$64,480$1,240$31.00
Federal income tax−$5,558−$107−$2.67
Social Security (6.2%)−$3,998−$77−$1.92
Medicare (1.45%+)−$935−$18−$0.45
Rhode Island income tax−$1,801−$35−$0.87
TDI (Temporary Disability Insurance, includes TCI paid family leave)−$709−$14−$0.34
Take-home pay$51,479$990$24.75

Effective tax rate 20.2% · federal bracket 12% · Rhode Island bracket 3.75%.

TDI (Temporary Disability Insurance, includes TCI paid family leave): 1.1% of wages.

Take-home per paycheck

40 hours a week, different pay schedules
PaidGrossTake-home
Weekly (52 paychecks)$1,240.00$989.99
Every two weeks (26)$2,480.00$1,979.97
Twice a month (24)$2,686.67$2,144.97
Monthly (12)$5,373.33$4,289.94

Change hours, overtime and deductions

$31 an hour at different hours

Take-home in Rhode Island for part-time, full-time and overtime weeks. Overtime is paid at 1.5 times $31 an hour for hours over 40, as federal law requires for most hourly workers.

$31 an hour in Rhode Island: weekly hours and take-home, 2026
ScheduleGross a weekTake-home a weekTake-home a year
20 hours a week*$620$522$27,138
30 hours a week$930$756$39,309
40 hours a week$1,240$990$51,479
40 hours + 5 overtime$1,473$1,146$59,600
40 hours + 10 overtime$1,705$1,298$67,519

*If this is your only job. With a second job, withholding on each is likely too low unless you adjust your W-4.

Is $31 an hour good pay in Rhode Island?

  • Minimum wage: $31 an hour is 1.9 times Rhode Island's minimum wage of $16.00 an hour.
  • Among Rhode Island workers: It's about the 57th percentile of hourly pay in Rhode Island (BLS, May 2025) — roughly 57 in 100 workers earn less. The median is $27.30 an hour.
  • Local prices: Rhode Island's price level is 102.3% of the U.S. average (BEA Regional Price Parities), so $51,479 a year buys about what $50,332 would at national-average prices.
  • Rent: the 30% rule points to about $1,612 a month. Check it with your debts.
  • A 50/30/20 budget: about $2,145 a month for needs, $1,287 for wants and $858 for savings. Plan it in the budget calculator.

Jobs in Rhode Island that pay about $31 an hour

Occupations whose median wage in Rhode Island is within 4% of $31 an hour, most common first. Source: BLS OEWS May 2025.

How Rhode Island compares on $31 an hour

Rhode Island ranks 36th of 51 for take-home pay on $31 an hour (1st = keeps the most). Here it is next to its neighbors.

Take-home on $31 an hour, 40 hours a week, single filer, 2026
StateAfter tax, per hourA yearMinimum wagevs Rhode Island
Rhode Island$24.75$51,479$16.00—
Connecticut$24.45$50,849$16.94−$630 a year
Massachusetts$24.37$50,689$15.00−$790 a year

How the federal tax on $64,480 ($31 an hour) is worked out

Taxable income is $64,480 minus the 2026 standard deduction ($16,100) = $48,380. Each slice is taxed at its own rate:

2026 federal income tax by bracket, single filer
RateIncome in this bracketTax
10%$12,400$1,240
12%$35,980$4,318
Total$48,380$5,558

How the Rhode Island income tax on $64,480 ($31 an hour) is worked out

Taxable income is $64,480 of Rhode Island wages minus $11,200 standard deduction minus $5,250 in exemptions = $48,030.

Rhode Island income tax by bracket, single filer, 2026 rules
RateIncome in this bracketTax
3.75%$48,030$1,801
Total$48,030$1,801

Common questions

How much is $31 an hour after taxes in Rhode Island?

About $24.75 for every hour you work, or $51,479 a year at 40 hours a week ($64,480 gross). Taxes take about 20.2% of your pay, for a single filer in 2026 with no pre-tax deductions.

How much is $31 an hour a week after taxes in Rhode Island?

About $990 a week at 40 hours, from $1,240 gross. Paid every two weeks, each paycheck is about $1,980.

How much is $31 an hour a month after taxes in Rhode Island?

About $4,290 a month at 40 hours a week, from $5,373 gross.

Is $31 an hour good pay in Rhode Island?

$31 an hour is 1.9 times Rhode Island's minimum wage of $16.00 an hour. It's about the 57th percentile of hourly pay in Rhode Island (BLS, May 2025) — roughly 57 in 100 workers earn less. The median hourly wage for all jobs in Rhode Island is $27.30. After taxes and local prices, $51,479 a year buys about what $50,332 would at national-average prices.

Is Rhode Island a high-tax state for $31 an hour?

It ranks 36th of 51 among the 50 states and D.C. for take-home on $31 an hour. The most you'd keep is $53,990 a year, in 8 places including Florida, North Dakota, New Hampshire; the least, $49,219 in Oregon.

Sources and method

Our 2026 engine applies IRS Publication 15-T withholding, Social Security and Medicare, Rhode Island's income tax rules and Rhode Island's employee payroll programs (methodology). Local income taxes are not included. Minimum wages: U.S. Department of Labor. Wage distribution and jobs: BLS OEWS May 2025. Price levels: BEA Regional Price Parities.

  1. Publication 15-T (2026), Federal Income Tax Withholding Methods — Internal Revenue Service. Accessed October 14, 2026.
  2. State Minimum Wage Laws — U.S. Department of Labor, Wage and Hour Division. Accessed October 14, 2026.
  3. Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 14, 2026.
  4. Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 14, 2026.