Massachusetts · 2026 take-home pay

$31 an hour after taxes in Massachusetts

At $31 an hour in Massachusetts you keep about $24.37 of every hour — $975 a week, $4,224 a month or $50,689 a year full time — after 2026 federal income tax, Social Security, Medicare, Massachusetts income tax and state payroll programs. Massachusetts has a graduated income tax plus PFML (Paid Family & Medical Leave) employee share, and its minimum wage is $15.00 an hour.

By Work & Money Editorial Team · Last reviewed October 14, 2026

Where $31 an hour goes

$31 an hour full time in Massachusetts, single filer, 2026
A yearA weekAn hour
Gross pay$64,480$1,240$31.00
Federal income tax−$5,558−$107−$2.67
Social Security (6.2%)−$3,998−$77−$1.92
Medicare (1.45%+)−$935−$18−$0.45
Massachusetts income tax−$3,004−$58−$1.44
PFML (Paid Family & Medical Leave) employee share−$297−$6−$0.14
Take-home pay$50,689$975$24.37

Effective tax rate 21.4% · federal bracket 12% · Massachusetts bracket 5%.

PFML (Paid Family & Medical Leave) employee share: 0.46% of wages.

Take-home per paycheck

40 hours a week, different pay schedules
PaidGrossTake-home
Weekly (52 paychecks)$1,240.00$974.79
Every two weeks (26)$2,480.00$1,949.58
Twice a month (24)$2,686.67$2,112.04
Monthly (12)$5,373.33$4,224.09

Change hours, overtime and deductions

$31 an hour at different hours

Take-home in Massachusetts for part-time, full-time and overtime weeks. Overtime is paid at 1.5 times $31 an hour for hours over 40, as federal law requires for most hourly workers.

$31 an hour in Massachusetts: weekly hours and take-home, 2026
ScheduleGross a weekTake-home a weekTake-home a year
20 hours a week*$620$510$26,545
30 hours a week$930$743$38,617
40 hours a week$1,240$975$50,689
40 hours + 5 overtime$1,473$1,130$58,736
40 hours + 10 overtime$1,705$1,280$66,581

*If this is your only job. With a second job, withholding on each is likely too low unless you adjust your W-4.

Is $31 an hour good pay in Massachusetts?

  • Minimum wage: $31 an hour is 2.1 times Massachusetts's minimum wage of $15.00 an hour.
  • Among Massachusetts workers: It's about the 51st percentile of hourly pay in Massachusetts (BLS, May 2025) — roughly 51 in 100 workers earn less. The median is $30.57 an hour.
  • Local prices: Massachusetts's price level is 105.8% of the U.S. average (BEA Regional Price Parities), so $50,689 a year buys about what $47,930 would at national-average prices.
  • Rent: the 30% rule points to about $1,612 a month. Check it with your debts.
  • A 50/30/20 budget: about $2,112 a month for needs, $1,267 for wants and $845 for savings. Plan it in the budget calculator.

Jobs in Massachusetts that pay about $31 an hour

Occupations whose median wage in Massachusetts is within 4% of $31 an hour, most common first. Source: BLS OEWS May 2025.

How Massachusetts compares on $31 an hour

Massachusetts ranks 49th of 51 for take-home pay on $31 an hour (1st = keeps the most). Here it is next to its neighbors.

Take-home on $31 an hour, 40 hours a week, single filer, 2026
StateAfter tax, per hourA yearMinimum wagevs Massachusetts
Massachusetts$24.37$50,689$15.00—
Connecticut$24.45$50,849$16.94+$160 a year
New Hampshire$25.96$53,990$7.25+$3,301 a year
New York$24.42$50,795$16.00+$106 a year
Rhode Island$24.75$51,479$16.00+$790 a year
Vermont$25.11$52,238$14.42+$1,549 a year

How the federal tax on $64,480 ($31 an hour) is worked out

Taxable income is $64,480 minus the 2026 standard deduction ($16,100) = $48,380. Each slice is taxed at its own rate:

2026 federal income tax by bracket, single filer
RateIncome in this bracketTax
10%$12,400$1,240
12%$35,980$4,318
Total$48,380$5,558

How the Massachusetts income tax on $64,480 ($31 an hour) is worked out

Taxable income is $64,480 of Massachusetts wages minus $4,400 in exemptions = $60,080.

Massachusetts income tax by bracket, single filer, 2026 rules
RateIncome in this bracketTax
5%$60,080$3,004
Total$60,080$3,004

Common questions

How much is $31 an hour after taxes in Massachusetts?

About $24.37 for every hour you work, or $50,689 a year at 40 hours a week ($64,480 gross). Taxes take about 21.4% of your pay, for a single filer in 2026 with no pre-tax deductions.

How much is $31 an hour a week after taxes in Massachusetts?

About $975 a week at 40 hours, from $1,240 gross. Paid every two weeks, each paycheck is about $1,950.

How much is $31 an hour a month after taxes in Massachusetts?

About $4,224 a month at 40 hours a week, from $5,373 gross.

Is $31 an hour good pay in Massachusetts?

$31 an hour is 2.1 times Massachusetts's minimum wage of $15.00 an hour. It's about the 51st percentile of hourly pay in Massachusetts (BLS, May 2025) — roughly 51 in 100 workers earn less. The median hourly wage for all jobs in Massachusetts is $30.57. After taxes and local prices, $50,689 a year buys about what $47,930 would at national-average prices.

Is Massachusetts a high-tax state for $31 an hour?

It ranks 49th of 51 among the 50 states and D.C. for take-home on $31 an hour. The most you'd keep is $53,990 a year, in 8 places including Florida, North Dakota, New Hampshire; the least, $49,219 in Oregon.

Sources and method

Our 2026 engine applies IRS Publication 15-T withholding, Social Security and Medicare, Massachusetts's income tax rules and Massachusetts's employee payroll programs (methodology). Local income taxes are not included. Minimum wages: U.S. Department of Labor. Wage distribution and jobs: BLS OEWS May 2025. Price levels: BEA Regional Price Parities.

  1. Publication 15-T (2026), Federal Income Tax Withholding Methods — Internal Revenue Service. Accessed October 14, 2026.
  2. State Minimum Wage Laws — U.S. Department of Labor, Wage and Hour Division. Accessed October 14, 2026.
  3. Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 14, 2026.
  4. Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 14, 2026.