Rhode Island · 2026 take-home pay

$32 an hour after taxes in Rhode Island

At $32 an hour in Rhode Island you keep about $25.50 of every hour — $1,020 a week, $4,420 a month or $53,044 a year full time — after 2026 federal income tax, Social Security, Medicare, Rhode Island income tax and state payroll programs. Rhode Island has a graduated income tax plus TDI, and its minimum wage is $16.00 an hour.

By Work & Money Editorial Team · Last reviewed October 14, 2026

Where $32 an hour goes

$32 an hour full time in Rhode Island, single filer, 2026
A yearA weekAn hour
Gross pay$66,560$1,280$32.00
Federal income tax−$5,813−$112−$2.79
Social Security (6.2%)−$4,127−$79−$1.98
Medicare (1.45%+)−$965−$19−$0.46
Rhode Island income tax−$1,879−$36−$0.90
TDI (Temporary Disability Insurance, includes TCI paid family leave)−$732−$14−$0.35
Take-home pay$53,044$1,020$25.50

Effective tax rate 20.3% · federal bracket 22% · Rhode Island bracket 3.75%.

TDI (Temporary Disability Insurance, includes TCI paid family leave): 1.1% of wages.

Take-home per paycheck

40 hours a week, different pay schedules
PaidGrossTake-home
Weekly (52 paychecks)$1,280.00$1,020.07
Every two weeks (26)$2,560.00$2,040.14
Twice a month (24)$2,773.33$2,210.15
Monthly (12)$5,546.67$4,420.31

Change hours, overtime and deductions

$32 an hour at different hours

Take-home in Rhode Island for part-time, full-time and overtime weeks. Overtime is paid at 1.5 times $32 an hour for hours over 40, as federal law requires for most hourly workers.

$32 an hour in Rhode Island: weekly hours and take-home, 2026
ScheduleGross a weekTake-home a weekTake-home a year
20 hours a week*$640$537$27,923
30 hours a week$960$779$40,486
40 hours a week$1,280$1,020$53,044
40 hours + 5 overtime$1,520$1,177$61,218
40 hours + 10 overtime$1,760$1,334$69,392

*If this is your only job. With a second job, withholding on each is likely too low unless you adjust your W-4.

Is $32 an hour good pay in Rhode Island?

  • Minimum wage: $32 an hour is 2.0 times Rhode Island's minimum wage of $16.00 an hour.
  • Among Rhode Island workers: It's about the 59th percentile of hourly pay in Rhode Island (BLS, May 2025) — roughly 59 in 100 workers earn less. The median is $27.30 an hour.
  • Local prices: Rhode Island's price level is 102.3% of the U.S. average (BEA Regional Price Parities), so $53,044 a year buys about what $51,861 would at national-average prices.
  • Rent: the 30% rule points to about $1,664 a month. Check it with your debts.
  • A 50/30/20 budget: about $2,210 a month for needs, $1,326 for wants and $884 for savings. Plan it in the budget calculator.

Jobs in Rhode Island that pay about $32 an hour

Occupations whose median wage in Rhode Island is within 4% of $32 an hour, most common first. Source: BLS OEWS May 2025.

Firefighters

Median $32.39 an hour in Rhode Island · 1,620 jobs

How Rhode Island compares on $32 an hour

Rhode Island ranks 35th of 51 for take-home pay on $32 an hour (1st = keeps the most). Here it is next to its neighbors.

Take-home on $32 an hour, 40 hours a week, single filer, 2026
StateAfter tax, per hourA yearMinimum wagevs Rhode Island
Rhode Island$25.50$53,044$16.00—
Connecticut$25.16$52,336$16.94−$708 a year
Massachusetts$25.12$52,241$15.00−$803 a year

How the federal tax on $66,560 ($32 an hour) is worked out

Taxable income is $66,560 minus the 2026 standard deduction ($16,100) = $50,460. Each slice is taxed at its own rate:

2026 federal income tax by bracket, single filer
RateIncome in this bracketTax
10%$12,400$1,240
12%$38,000$4,560
22%$60$13
Total$50,460$5,813

How the Rhode Island income tax on $66,560 ($32 an hour) is worked out

Taxable income is $66,560 of Rhode Island wages minus $11,200 standard deduction minus $5,250 in exemptions = $50,110.

Rhode Island income tax by bracket, single filer, 2026 rules
RateIncome in this bracketTax
3.75%$50,110$1,879
Total$50,110$1,879

Common questions

How much is $32 an hour after taxes in Rhode Island?

About $25.50 for every hour you work, or $53,044 a year at 40 hours a week ($66,560 gross). Taxes take about 20.3% of your pay, for a single filer in 2026 with no pre-tax deductions.

How much is $32 an hour a week after taxes in Rhode Island?

About $1,020 a week at 40 hours, from $1,280 gross. Paid every two weeks, each paycheck is about $2,040.

How much is $32 an hour a month after taxes in Rhode Island?

About $4,420 a month at 40 hours a week, from $5,547 gross.

Is $32 an hour good pay in Rhode Island?

$32 an hour is 2.0 times Rhode Island's minimum wage of $16.00 an hour. It's about the 59th percentile of hourly pay in Rhode Island (BLS, May 2025) — roughly 59 in 100 workers earn less. The median hourly wage for all jobs in Rhode Island is $27.30. After taxes and local prices, $53,044 a year buys about what $51,861 would at national-average prices.

Is Rhode Island a high-tax state for $32 an hour?

It ranks 35th of 51 among the 50 states and D.C. for take-home on $32 an hour. The most you'd keep is $55,655 a year, in 7 places including Florida, New Hampshire, Nevada; the least, $50,710 in Oregon.

Sources and method

Our 2026 engine applies IRS Publication 15-T withholding, Social Security and Medicare, Rhode Island's income tax rules and Rhode Island's employee payroll programs (methodology). Local income taxes are not included. Minimum wages: U.S. Department of Labor. Wage distribution and jobs: BLS OEWS May 2025. Price levels: BEA Regional Price Parities.

  1. Publication 15-T (2026), Federal Income Tax Withholding Methods — Internal Revenue Service. Accessed October 14, 2026.
  2. State Minimum Wage Laws — U.S. Department of Labor, Wage and Hour Division. Accessed October 14, 2026.
  3. Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 14, 2026.
  4. Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 14, 2026.