Heavy and Tractor-Trailer Truck Drivers
Median $27.92 an hour in Iowa · 35,040 jobs
Iowa · 2026 take-home pay
$28 an hour after taxes in Iowa
At $28 an hour in Iowa you keep about $22.80 of every hour — $912 a week, $3,951 a month or $47,415 a year full time — after 2026 federal income tax, Social Security, Medicare and Iowa income tax. Iowa has a flat 3.8% income tax, and its minimum wage is $7.25 an hour.
Where $28 an hour goes
| A year | A week | An hour | |
|---|---|---|---|
| Gross pay | $58,240 | $1,120 | $28.00 |
| Federal income tax | −$4,809 | −$92 | −$2.31 |
| Social Security (6.2%) | −$3,611 | −$69 | −$1.74 |
| Medicare (1.45%+) | −$844 | −$16 | −$0.41 |
| Iowa income tax | −$1,561 | −$30 | −$0.75 |
| Take-home pay | $47,415 | $912 | $22.80 |
Effective tax rate 18.6% · federal bracket 12% · Iowa bracket 3.8%.
Take-home per paycheck
| Paid | Gross | Take-home |
|---|---|---|
| Weekly (52 paychecks) | $1,120.00 | $911.82 |
| Every two weeks (26) | $2,240.00 | $1,823.64 |
| Twice a month (24) | $2,426.67 | $1,975.61 |
| Monthly (12) | $4,853.33 | $3,951.21 |
$28 an hour at different hours
Take-home in Iowa for part-time, full-time and overtime weeks. Overtime is paid at 1.5 times $28 an hour for hours over 40, as federal law requires for most hourly workers.
| Schedule | Gross a week | Take-home a week | Take-home a year |
|---|---|---|---|
| 20 hours a week* | $560 | $483 | $25,123 |
| 30 hours a week | $840 | $697 | $36,269 |
| 40 hours a week | $1,120 | $912 | $47,415 |
| 40 hours + 5 overtime | $1,330 | $1,067 | $55,508 |
| 40 hours + 10 overtime | $1,540 | $1,207 | $62,775 |
*If this is your only job. With a second job, withholding on each is likely too low unless you adjust your W-4.
Is $28 an hour good pay in Iowa?
- Minimum wage: $28 an hour is 3.9 times Iowa's minimum wage of $7.25 an hour.
- Among Iowa workers: It's about the 61st percentile of hourly pay in Iowa (BLS, May 2025) — roughly 61 in 100 workers earn less. The median is $23.34 an hour.
- Local prices: Iowa's price level is 87.8% of the U.S. average (BEA Regional Price Parities), so $47,415 a year buys about what $54,026 would at national-average prices.
- Rent: the 30% rule points to about $1,456 a month. Check it with your debts.
- A 50/30/20 budget: about $1,976 a month for needs, $1,185 for wants and $790 for savings. Plan it in the budget calculator.
Jobs in Iowa that pay about $28 an hour
Occupations whose median wage in Iowa is within 4% of $28 an hour, most common first. Source: BLS OEWS May 2025.
Insurance Sales Agents
Median $28.92 an hour in Iowa · 6,840 jobs
First-Line Supervisors of Transportation and Material Moving Workers, Except Aircraft Cargo Handling Supervisors
Median $29.08 an hour in Iowa · 6,480 jobs
Computer User Support Specialists
Median $28.27 an hour in Iowa · 6,140 jobs
Carpenters
Median $27.75 an hour in Iowa · 5,770 jobs
Operating Engineers and Other Construction Equipment Operators
Median $29.01 an hour in Iowa · 5,530 jobs
How Iowa compares on $28 an hour
Iowa ranks 16th of 51 for take-home pay on $28 an hour (1st = keeps the most). Here it is next to its neighbors.
| State | After tax, per hour | A year | Minimum wage | vs Iowa |
|---|---|---|---|---|
| Iowa | $22.80 | $47,415 | $7.25 | — |
| Illinois | $22.23 | $46,238 | $15.00 | −$1,177 a year |
| Minnesota | $22.25 | $46,283 | $11.41 | −$1,132 a year |
| Missouri | $22.68 | $47,176 | $15.00 | −$239 a year |
| Nebraska | $22.69 | $47,205 | $15.00 | −$210 a year |
| South Dakota | $23.55 | $48,976 | $11.85 | +$1,561 a year |
| Wisconsin | $22.59 | $46,993 | $7.25 | −$422 a year |
How the federal tax on $58,240 ($28 an hour) is worked out
Taxable income is $58,240 minus the 2026 standard deduction ($16,100) = $42,140. Each slice is taxed at its own rate:
| Rate | Income in this bracket | Tax |
|---|---|---|
| 10% | $12,400 | $1,240 |
| 12% | $29,740 | $3,569 |
| Total | $42,140 | $4,809 |
How the Iowa income tax on $58,240 ($28 an hour) is worked out
Taxable income is $58,240 of Iowa wages minus $16,100 standard deduction = $42,140.
| Rate | Income in this bracket | Tax |
|---|---|---|
| 3.8% | $42,140 | $1,601 |
| Personal credits | — | −$40 |
| Total | $42,140 | $1,561 |
Common questions
How much is $28 an hour after taxes in Iowa?
About $22.80 for every hour you work, or $47,415 a year at 40 hours a week ($58,240 gross). Taxes take about 18.6% of your pay, for a single filer in 2026 with no pre-tax deductions.
How much is $28 an hour a week after taxes in Iowa?
About $912 a week at 40 hours, from $1,120 gross. Paid every two weeks, each paycheck is about $1,824.
How much is $28 an hour a month after taxes in Iowa?
About $3,951 a month at 40 hours a week, from $4,853 gross.
Is $28 an hour good pay in Iowa?
$28 an hour is 3.9 times Iowa's minimum wage of $7.25 an hour. It's about the 61st percentile of hourly pay in Iowa (BLS, May 2025) — roughly 61 in 100 workers earn less. The median hourly wage for all jobs in Iowa is $23.34. After taxes and local prices, $47,415 a year buys about what $54,026 would at national-average prices.
Is Iowa a high-tax state for $28 an hour?
It ranks 16th of 51 among the 50 states and D.C. for take-home on $28 an hour. The most you'd keep is $48,976 a year, in 8 places including Florida, North Dakota, New Hampshire; the least, $44,730 in Oregon.
More hourly rates
Other hourly rates in Iowa
- $24 an hour in Iowa
- $25 an hour in Iowa
- $26 an hour in Iowa
- $27 an hour in Iowa
- $29 an hour in Iowa
- $30 an hour in Iowa
- $31 an hour in Iowa
- $32 an hour in Iowa
$28 an hour in every state · $55,000 a year in Iowa · $60,000 a year in Iowa · Iowa paycheck calculator · All pay conversions
Sources and method
Our 2026 engine applies IRS Publication 15-T withholding, Social Security and Medicare, Iowa's income tax rules (methodology). Local income taxes are not included. Minimum wages: U.S. Department of Labor. Wage distribution and jobs: BLS OEWS May 2025. Price levels: BEA Regional Price Parities.
- Publication 15-T (2026), Federal Income Tax Withholding Methods — Internal Revenue Service. Accessed October 14, 2026.
- State Minimum Wage Laws — U.S. Department of Labor, Wage and Hour Division. Accessed October 14, 2026.
- Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 14, 2026.
- Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 14, 2026.