Heavy and Tractor-Trailer Truck Drivers
Median $29.00 an hour in Illinois · 84,200 jobs
Illinois · 2026 take-home pay
$28 an hour after taxes in Illinois
At $28 an hour in Illinois you keep about $22.23 of every hour — $889 a week, $3,853 a month or $46,238 a year full time — after 2026 federal income tax, Social Security, Medicare and Illinois income tax. Illinois has a flat 4.95% income tax, and its minimum wage is $15.00 an hour.
Where $28 an hour goes
| A year | A week | An hour | |
|---|---|---|---|
| Gross pay | $58,240 | $1,120 | $28.00 |
| Federal income tax | −$4,809 | −$92 | −$2.31 |
| Social Security (6.2%) | −$3,611 | −$69 | −$1.74 |
| Medicare (1.45%+) | −$844 | −$16 | −$0.41 |
| Illinois income tax | −$2,738 | −$53 | −$1.32 |
| Take-home pay | $46,238 | $889 | $22.23 |
Effective tax rate 20.6% · federal bracket 12% · Illinois bracket 4.95%.
Take-home per paycheck
| Paid | Gross | Take-home |
|---|---|---|
| Weekly (52 paychecks) | $1,120.00 | $889.19 |
| Every two weeks (26) | $2,240.00 | $1,778.37 |
| Twice a month (24) | $2,426.67 | $1,926.57 |
| Monthly (12) | $4,853.33 | $3,853.15 |
$28 an hour at different hours
Take-home in Illinois for part-time, full-time and overtime weeks. Overtime is paid at 1.5 times $28 an hour for hours over 40, as federal law requires for most hourly workers.
| Schedule | Gross a week | Take-home a week | Take-home a year |
|---|---|---|---|
| 20 hours a week* | $560 | $467 | $24,281 |
| 30 hours a week | $840 | $678 | $35,260 |
| 40 hours a week | $1,120 | $889 | $46,238 |
| 40 hours + 5 overtime | $1,330 | $1,042 | $54,205 |
| 40 hours + 10 overtime | $1,540 | $1,180 | $61,347 |
*If this is your only job. With a second job, withholding on each is likely too low unless you adjust your W-4.
Is $28 an hour good pay in Illinois?
- Minimum wage: $28 an hour is 1.9 times Illinois's minimum wage of $15.00 an hour. Employers with 4 or more employees. Chicago sets a higher minimum.
- Among Illinois workers: It's about the 55th percentile of hourly pay in Illinois (BLS, May 2025) — roughly 55 in 100 workers earn less. The median is $24.98 an hour.
- Local prices: Illinois's price level is 100% of the U.S. average (BEA Regional Price Parities), so $46,238 a year buys about what $46,257 would at national-average prices.
- Rent: the 30% rule points to about $1,456 a month. Check it with your debts.
- A 50/30/20 budget: about $1,927 a month for needs, $1,156 for wants and $771 for savings. Plan it in the budget calculator.
Jobs in Illinois that pay about $28 an hour
Occupations whose median wage in Illinois is within 4% of $28 an hour, most common first. Source: BLS OEWS May 2025.
Maintenance and Repair Workers, General
Median $27.27 an hour in Illinois · 66,600 jobs
Computer User Support Specialists
Median $28.78 an hour in Illinois · 26,060 jobs
Machinists
Median $28.13 an hour in Illinois · 16,520 jobs
Production, Planning, and Expediting Clerks
Median $27.83 an hour in Illinois · 11,900 jobs
Chefs and Head Cooks
Median $28.29 an hour in Illinois · 8,290 jobs
How Illinois compares on $28 an hour
Illinois ranks 46th of 51 for take-home pay on $28 an hour (1st = keeps the most). Here it is next to its neighbors.
| State | After tax, per hour | A year | Minimum wage | vs Illinois |
|---|---|---|---|---|
| Illinois | $22.23 | $46,238 | $15.00 | — |
| Iowa | $22.80 | $47,415 | $7.25 | +$1,177 a year |
| Indiana | $22.73 | $47,287 | $7.25 | +$1,049 a year |
| Kentucky | $22.62 | $47,055 | $7.25 | +$817 a year |
| Missouri | $22.68 | $47,176 | $15.00 | +$938 a year |
| Wisconsin | $22.59 | $46,993 | $7.25 | +$755 a year |
How the federal tax on $58,240 ($28 an hour) is worked out
Taxable income is $58,240 minus the 2026 standard deduction ($16,100) = $42,140. Each slice is taxed at its own rate:
| Rate | Income in this bracket | Tax |
|---|---|---|
| 10% | $12,400 | $1,240 |
| 12% | $29,740 | $3,569 |
| Total | $42,140 | $4,809 |
How the Illinois income tax on $58,240 ($28 an hour) is worked out
Taxable income is $58,240 of Illinois wages minus $2,925 in exemptions = $55,315.
| Rate | Income in this bracket | Tax |
|---|---|---|
| 4.95% | $55,315 | $2,738 |
| Total | $55,315 | $2,738 |
Common questions
How much is $28 an hour after taxes in Illinois?
About $22.23 for every hour you work, or $46,238 a year at 40 hours a week ($58,240 gross). Taxes take about 20.6% of your pay, for a single filer in 2026 with no pre-tax deductions.
How much is $28 an hour a week after taxes in Illinois?
About $889 a week at 40 hours, from $1,120 gross. Paid every two weeks, each paycheck is about $1,778.
How much is $28 an hour a month after taxes in Illinois?
About $3,853 a month at 40 hours a week, from $4,853 gross.
Is $28 an hour good pay in Illinois?
$28 an hour is 1.9 times Illinois's minimum wage of $15.00 an hour. It's about the 55th percentile of hourly pay in Illinois (BLS, May 2025) — roughly 55 in 100 workers earn less. The median hourly wage for all jobs in Illinois is $24.98. After taxes and local prices, $46,238 a year buys about what $46,257 would at national-average prices.
Is Illinois a high-tax state for $28 an hour?
It ranks 46th of 51 among the 50 states and D.C. for take-home on $28 an hour. The most you'd keep is $48,976 a year, in 8 places including Florida, North Dakota, New Hampshire; the least, $44,730 in Oregon.
More hourly rates
Other hourly rates in Illinois
- $24 an hour in Illinois
- $25 an hour in Illinois
- $26 an hour in Illinois
- $27 an hour in Illinois
- $29 an hour in Illinois
- $30 an hour in Illinois
- $31 an hour in Illinois
- $32 an hour in Illinois
$28 an hour in every state · $55,000 a year in Illinois · $60,000 a year in Illinois · Illinois paycheck calculator · All pay conversions
Sources and method
Our 2026 engine applies IRS Publication 15-T withholding, Social Security and Medicare, Illinois's income tax rules (methodology). Local income taxes are not included. Minimum wages: U.S. Department of Labor. Wage distribution and jobs: BLS OEWS May 2025. Price levels: BEA Regional Price Parities.
- Publication 15-T (2026), Federal Income Tax Withholding Methods — Internal Revenue Service. Accessed October 14, 2026.
- State Minimum Wage Laws — U.S. Department of Labor, Wage and Hour Division. Accessed October 14, 2026.
- Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 14, 2026.
- Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 14, 2026.