Minnesota · 2026 take-home pay

$28 an hour after taxes in Minnesota

At $28 an hour in Minnesota you keep about $22.25 of every hour — $890 a week, $3,857 a month or $46,283 a year full time — after 2026 federal income tax, Social Security, Medicare, Minnesota income tax and state payroll programs. Minnesota has a graduated income tax plus Minnesota Paid Leave (employee share) — new Jan 1, 2026, and its minimum wage is $11.41 an hour.

By Work & Money Editorial Team · Last reviewed October 14, 2026

Where $28 an hour goes

$28 an hour full time in Minnesota, single filer, 2026
A yearA weekAn hour
Gross pay$58,240$1,120$28.00
Federal income tax−$4,809−$92−$2.31
Social Security (6.2%)−$3,611−$69−$1.74
Medicare (1.45%+)−$844−$16−$0.41
Minnesota income tax−$2,437−$47−$1.17
Minnesota Paid Leave (employee share) — new Jan 1, 2026−$256−$5−$0.12
Take-home pay$46,283$890$22.25

Effective tax rate 20.5% · federal bracket 12% · Minnesota bracket 6.8%.

Minnesota Paid Leave (employee share) — new Jan 1, 2026: 0.44% of wages.

Take-home per paycheck

40 hours a week, different pay schedules
PaidGrossTake-home
Weekly (52 paychecks)$1,120.00$890.05
Every two weeks (26)$2,240.00$1,780.10
Twice a month (24)$2,426.67$1,928.44
Monthly (12)$4,853.33$3,856.89

Change hours, overtime and deductions

$28 an hour at different hours

Take-home in Minnesota for part-time, full-time and overtime weeks. Overtime is paid at 1.5 times $28 an hour for hours over 40, as federal law requires for most hourly workers.

$28 an hour in Minnesota: weekly hours and take-home, 2026
ScheduleGross a weekTake-home a weekTake-home a year
20 hours a week*$560$475$24,710
30 hours a week$840$684$35,566
40 hours a week$1,120$890$46,283
40 hours + 5 overtime$1,330$1,038$54,000
40 hours + 10 overtime$1,540$1,171$60,892

*If this is your only job. With a second job, withholding on each is likely too low unless you adjust your W-4.

Is $28 an hour good pay in Minnesota?

  • Minimum wage: $28 an hour is 2.5 times Minnesota's minimum wage of $11.41 an hour. Minneapolis and St. Paul set higher minimums.
  • Among Minnesota workers: It's about the 51st percentile of hourly pay in Minnesota (BLS, May 2025) — roughly 51 in 100 workers earn less. The median is $27.36 an hour.
  • Local prices: Minnesota's price level is 98.6% of the U.S. average (BEA Regional Price Parities), so $46,283 a year buys about what $46,930 would at national-average prices.
  • Rent: the 30% rule points to about $1,456 a month. Check it with your debts.
  • A 50/30/20 budget: about $1,928 a month for needs, $1,157 for wants and $771 for savings. Plan it in the budget calculator.

Jobs in Minnesota that pay about $28 an hour

Occupations whose median wage in Minnesota is within 4% of $28 an hour, most common first. Source: BLS OEWS May 2025.

How Minnesota compares on $28 an hour

Minnesota ranks 45th of 51 for take-home pay on $28 an hour (1st = keeps the most). Here it is next to its neighbors.

Take-home on $28 an hour, 40 hours a week, single filer, 2026
StateAfter tax, per hourA yearMinimum wagevs Minnesota
Minnesota$22.25$46,283$11.41—
Iowa$22.80$47,415$7.25+$1,132 a year
North Dakota$23.55$48,976$7.25+$2,693 a year
South Dakota$23.55$48,976$11.85+$2,693 a year
Wisconsin$22.59$46,993$7.25+$710 a year

How the federal tax on $58,240 ($28 an hour) is worked out

Taxable income is $58,240 minus the 2026 standard deduction ($16,100) = $42,140. Each slice is taxed at its own rate:

2026 federal income tax by bracket, single filer
RateIncome in this bracketTax
10%$12,400$1,240
12%$29,740$3,569
Total$42,140$4,809

How the Minnesota income tax on $58,240 ($28 an hour) is worked out

Taxable income is $58,240 of Minnesota wages minus $15,300 standard deduction = $42,940.

Minnesota income tax by bracket, single filer, 2026 rules
RateIncome in this bracketTax
5.35%$33,310$1,782
6.8%$9,630$655
Total$42,940$2,437

Common questions

How much is $28 an hour after taxes in Minnesota?

About $22.25 for every hour you work, or $46,283 a year at 40 hours a week ($58,240 gross). Taxes take about 20.5% of your pay, for a single filer in 2026 with no pre-tax deductions.

How much is $28 an hour a week after taxes in Minnesota?

About $890 a week at 40 hours, from $1,120 gross. Paid every two weeks, each paycheck is about $1,780.

How much is $28 an hour a month after taxes in Minnesota?

About $3,857 a month at 40 hours a week, from $4,853 gross.

Is $28 an hour good pay in Minnesota?

$28 an hour is 2.5 times Minnesota's minimum wage of $11.41 an hour. It's about the 51st percentile of hourly pay in Minnesota (BLS, May 2025) — roughly 51 in 100 workers earn less. The median hourly wage for all jobs in Minnesota is $27.36. After taxes and local prices, $46,283 a year buys about what $46,930 would at national-average prices.

Is Minnesota a high-tax state for $28 an hour?

It ranks 45th of 51 among the 50 states and D.C. for take-home on $28 an hour. The most you'd keep is $48,976 a year, in 8 places including Florida, North Dakota, New Hampshire; the least, $44,730 in Oregon.

Sources and method

Our 2026 engine applies IRS Publication 15-T withholding, Social Security and Medicare, Minnesota's income tax rules and Minnesota's employee payroll programs (methodology). Local income taxes are not included. Minimum wages: U.S. Department of Labor. Wage distribution and jobs: BLS OEWS May 2025. Price levels: BEA Regional Price Parities.

  1. Publication 15-T (2026), Federal Income Tax Withholding Methods — Internal Revenue Service. Accessed October 14, 2026.
  2. State Minimum Wage Laws — U.S. Department of Labor, Wage and Hour Division. Accessed October 14, 2026.
  3. Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 14, 2026.
  4. Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 14, 2026.