Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel
Median $32.17 an hour in Illinois · 69,910 jobs
Illinois · 2026 take-home pay
$31 an hour after taxes in Illinois
At $31 an hour in Illinois you keep about $24.49 of every hour — $980 a week, $4,245 a month or $50,943 a year full time — after 2026 federal income tax, Social Security, Medicare and Illinois income tax. Illinois has a flat 4.95% income tax, and its minimum wage is $15.00 an hour.
Where $31 an hour goes
| A year | A week | An hour | |
|---|---|---|---|
| Gross pay | $64,480 | $1,240 | $31.00 |
| Federal income tax | −$5,558 | −$107 | −$2.67 |
| Social Security (6.2%) | −$3,998 | −$77 | −$1.92 |
| Medicare (1.45%+) | −$935 | −$18 | −$0.45 |
| Illinois income tax | −$3,047 | −$59 | −$1.46 |
| Take-home pay | $50,943 | $980 | $24.49 |
Effective tax rate 21% · federal bracket 12% · Illinois bracket 4.95%.
Take-home per paycheck
| Paid | Gross | Take-home |
|---|---|---|
| Weekly (52 paychecks) | $1,240.00 | $979.67 |
| Every two weeks (26) | $2,480.00 | $1,959.33 |
| Twice a month (24) | $2,686.67 | $2,122.61 |
| Monthly (12) | $5,373.33 | $4,245.23 |
$31 an hour at different hours
Take-home in Illinois for part-time, full-time and overtime weeks. Overtime is paid at 1.5 times $31 an hour for hours over 40, as federal law requires for most hourly workers.
| Schedule | Gross a week | Take-home a week | Take-home a year |
|---|---|---|---|
| 20 hours a week* | $620 | $512 | $26,634 |
| 30 hours a week | $930 | $746 | $38,788 |
| 40 hours a week | $1,240 | $980 | $50,943 |
| 40 hours + 5 overtime | $1,473 | $1,136 | $59,052 |
| 40 hours + 10 overtime | $1,705 | $1,288 | $66,958 |
*If this is your only job. With a second job, withholding on each is likely too low unless you adjust your W-4.
Is $31 an hour good pay in Illinois?
- Minimum wage: $31 an hour is 2.1 times Illinois's minimum wage of $15.00 an hour. Employers with 4 or more employees. Chicago sets a higher minimum.
- Among Illinois workers: It's about the 60th percentile of hourly pay in Illinois (BLS, May 2025) — roughly 60 in 100 workers earn less. The median is $24.98 an hour.
- Local prices: Illinois's price level is 100% of the U.S. average (BEA Regional Price Parities), so $50,943 a year buys about what $50,964 would at national-average prices.
- Rent: the 30% rule points to about $1,612 a month. Check it with your debts.
- A 50/30/20 budget: about $2,123 a month for needs, $1,274 for wants and $849 for savings. Plan it in the budget calculator.
Jobs in Illinois that pay about $31 an hour
Occupations whose median wage in Illinois is within 4% of $31 an hour, most common first. Source: BLS OEWS May 2025.
First-Line Supervisors of Transportation and Material Moving Workers, Except Aircraft Cargo Handling Supervisors
Median $31.45 an hour in Illinois · 25,270 jobs
Child, Family, and School Social Workers
Median $30.39 an hour in Illinois · 19,860 jobs
Insurance Sales Agents
Median $30.90 an hour in Illinois · 16,360 jobs
Postal Service Mail Carriers
Median $29.84 an hour in Illinois · 14,730 jobs
Paralegals and Legal Assistants
Median $30.61 an hour in Illinois · 14,130 jobs
How Illinois compares on $31 an hour
Illinois ranks 44th of 51 for take-home pay on $31 an hour (1st = keeps the most). Here it is next to its neighbors.
| State | After tax, per hour | A year | Minimum wage | vs Illinois |
|---|---|---|---|---|
| Illinois | $24.49 | $50,943 | $15.00 | — |
| Iowa | $25.09 | $52,191 | $7.25 | +$1,248 a year |
| Indiana | $25.06 | $52,117 | $7.25 | +$1,174 a year |
| Kentucky | $24.93 | $51,850 | $7.25 | +$907 a year |
| Missouri | $24.95 | $51,896 | $15.00 | +$953 a year |
| Wisconsin | $24.84 | $51,671 | $7.25 | +$728 a year |
How the federal tax on $64,480 ($31 an hour) is worked out
Taxable income is $64,480 minus the 2026 standard deduction ($16,100) = $48,380. Each slice is taxed at its own rate:
| Rate | Income in this bracket | Tax |
|---|---|---|
| 10% | $12,400 | $1,240 |
| 12% | $35,980 | $4,318 |
| Total | $48,380 | $5,558 |
How the Illinois income tax on $64,480 ($31 an hour) is worked out
Taxable income is $64,480 of Illinois wages minus $2,925 in exemptions = $61,555.
| Rate | Income in this bracket | Tax |
|---|---|---|
| 4.95% | $61,555 | $3,047 |
| Total | $61,555 | $3,047 |
Common questions
How much is $31 an hour after taxes in Illinois?
About $24.49 for every hour you work, or $50,943 a year at 40 hours a week ($64,480 gross). Taxes take about 21% of your pay, for a single filer in 2026 with no pre-tax deductions.
How much is $31 an hour a week after taxes in Illinois?
About $980 a week at 40 hours, from $1,240 gross. Paid every two weeks, each paycheck is about $1,959.
How much is $31 an hour a month after taxes in Illinois?
About $4,245 a month at 40 hours a week, from $5,373 gross.
Is $31 an hour good pay in Illinois?
$31 an hour is 2.1 times Illinois's minimum wage of $15.00 an hour. It's about the 60th percentile of hourly pay in Illinois (BLS, May 2025) — roughly 60 in 100 workers earn less. The median hourly wage for all jobs in Illinois is $24.98. After taxes and local prices, $50,943 a year buys about what $50,964 would at national-average prices.
Is Illinois a high-tax state for $31 an hour?
It ranks 44th of 51 among the 50 states and D.C. for take-home on $31 an hour. The most you'd keep is $53,990 a year, in 8 places including Florida, North Dakota, New Hampshire; the least, $49,219 in Oregon.
More hourly rates
Other hourly rates in Illinois
- $27 an hour in Illinois
- $28 an hour in Illinois
- $29 an hour in Illinois
- $30 an hour in Illinois
- $32 an hour in Illinois
- $33 an hour in Illinois
- $34 an hour in Illinois
- $35 an hour in Illinois
$31 an hour in every state · $60,000 a year in Illinois · $65,000 a year in Illinois · Illinois paycheck calculator · All pay conversions
Sources and method
Our 2026 engine applies IRS Publication 15-T withholding, Social Security and Medicare, Illinois's income tax rules (methodology). Local income taxes are not included. Minimum wages: U.S. Department of Labor. Wage distribution and jobs: BLS OEWS May 2025. Price levels: BEA Regional Price Parities.
- Publication 15-T (2026), Federal Income Tax Withholding Methods — Internal Revenue Service. Accessed October 14, 2026.
- State Minimum Wage Laws — U.S. Department of Labor, Wage and Hour Division. Accessed October 14, 2026.
- Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 14, 2026.
- Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 14, 2026.