Project Management Specialists
Median $46.41 an hour in Iowa · 6,720 jobs
Iowa · 2026 take-home pay
$45 an hour after taxes in Iowa
At $45 an hour in Iowa you keep about $34.51 of every hour — $1,380 a week, $5,981 a month or $71,773 a year full time — after 2026 federal income tax, Social Security, Medicare and Iowa income tax. Iowa has a flat 3.8% income tax, and its minimum wage is $7.25 an hour.
Where $45 an hour goes
| A year | A week | An hour | |
|---|---|---|---|
| Gross pay | $93,600 | $1,800 | $45.00 |
| Federal income tax | −$11,762 | −$226 | −$5.65 |
| Social Security (6.2%) | −$5,803 | −$112 | −$2.79 |
| Medicare (1.45%+) | −$1,357 | −$26 | −$0.65 |
| Iowa income tax | −$2,905 | −$56 | −$1.40 |
| Take-home pay | $71,773 | $1,380 | $34.51 |
Effective tax rate 23.3% · federal bracket 22% · Iowa bracket 3.8%.
Take-home per paycheck
| Paid | Gross | Take-home |
|---|---|---|
| Weekly (52 paychecks) | $1,800.00 | $1,380.24 |
| Every two weeks (26) | $3,600.00 | $2,760.48 |
| Twice a month (24) | $3,900.00 | $2,990.53 |
| Monthly (12) | $7,800.00 | $5,981.05 |
$45 an hour at different hours
Take-home in Iowa for part-time, full-time and overtime weeks. Overtime is paid at 1.5 times $45 an hour for hours over 40, as federal law requires for most hourly workers.
| Schedule | Gross a week | Take-home a week | Take-home a year |
|---|---|---|---|
| 20 hours a week* | $900 | $743 | $38,657 |
| 30 hours a week | $1,350 | $1,081 | $56,200 |
| 40 hours a week | $1,800 | $1,380 | $71,773 |
| 40 hours + 5 overtime | $2,138 | $1,605 | $83,452 |
| 40 hours + 10 overtime | $2,475 | $1,827 | $94,994 |
*If this is your only job. With a second job, withholding on each is likely too low unless you adjust your W-4.
Is $45 an hour good pay in Iowa?
- Minimum wage: $45 an hour is 6.2 times Iowa's minimum wage of $7.25 an hour.
- Among Iowa workers: It's about the 87th percentile of hourly pay in Iowa (BLS, May 2025) — roughly 87 in 100 workers earn less. The median is $23.34 an hour.
- Local prices: Iowa's price level is 87.8% of the U.S. average (BEA Regional Price Parities), so $71,773 a year buys about what $81,781 would at national-average prices.
- Rent: the 30% rule points to about $2,340 a month. Check it with your debts.
- A 50/30/20 budget: about $2,991 a month for needs, $1,794 for wants and $1,196 for savings. Plan it in the budget calculator.
Jobs in Iowa that pay about $45 an hour
Occupations whose median wage in Iowa is within 4% of $45 an hour, most common first. Source: BLS OEWS May 2025.
Computer Systems Analysts
Median $46.11 an hour in Iowa · 4,760 jobs
Civil Engineers
Median $46.36 an hour in Iowa · 2,500 jobs
Data Scientists
Median $46.07 an hour in Iowa · 2,300 jobs
Financial and Investment Analysts
Median $44.41 an hour in Iowa · 2,000 jobs
Personal Financial Advisors
Median $44.38 an hour in Iowa · 1,920 jobs
How Iowa compares on $45 an hour
Iowa ranks 15th of 51 for take-home pay on $45 an hour (1st = keeps the most). Here it is next to its neighbors.
| State | After tax, per hour | A year | Minimum wage | vs Iowa |
|---|---|---|---|---|
| Iowa | $34.51 | $71,773 | $7.25 | — |
| Illinois | $33.74 | $70,189 | $15.00 | −$1,584 a year |
| Minnesota | $33.38 | $69,424 | $11.41 | −$2,349 a year |
| Missouri | $34.24 | $71,216 | $15.00 | −$557 a year |
| Nebraska | $34.28 | $71,298 | $15.00 | −$475 a year |
| South Dakota | $35.90 | $74,678 | $11.85 | +$2,905 a year |
| Wisconsin | $33.96 | $70,630 | $7.25 | −$1,143 a year |
How the federal tax on $93,600 ($45 an hour) is worked out
Taxable income is $93,600 minus the 2026 standard deduction ($16,100) = $77,500. Each slice is taxed at its own rate:
| Rate | Income in this bracket | Tax |
|---|---|---|
| 10% | $12,400 | $1,240 |
| 12% | $38,000 | $4,560 |
| 22% | $27,100 | $5,962 |
| Total | $77,500 | $11,762 |
How the Iowa income tax on $93,600 ($45 an hour) is worked out
Taxable income is $93,600 of Iowa wages minus $16,100 standard deduction = $77,500.
| Rate | Income in this bracket | Tax |
|---|---|---|
| 3.8% | $77,500 | $2,945 |
| Personal credits | — | −$40 |
| Total | $77,500 | $2,905 |
Common questions
How much is $45 an hour after taxes in Iowa?
About $34.51 for every hour you work, or $71,773 a year at 40 hours a week ($93,600 gross). Taxes take about 23.3% of your pay, for a single filer in 2026 with no pre-tax deductions.
How much is $45 an hour a week after taxes in Iowa?
About $1,380 a week at 40 hours, from $1,800 gross. Paid every two weeks, each paycheck is about $2,760.
How much is $45 an hour a month after taxes in Iowa?
About $5,981 a month at 40 hours a week, from $7,800 gross.
Is $45 an hour good pay in Iowa?
$45 an hour is 6.2 times Iowa's minimum wage of $7.25 an hour. It's about the 87th percentile of hourly pay in Iowa (BLS, May 2025) — roughly 87 in 100 workers earn less. The median hourly wage for all jobs in Iowa is $23.34. After taxes and local prices, $71,773 a year buys about what $81,781 would at national-average prices.
Is Iowa a high-tax state for $45 an hour?
It ranks 15th of 51 among the 50 states and D.C. for take-home on $45 an hour. The most you'd keep is $74,678 a year, in 7 places including Florida, New Hampshire, Nevada; the least, $67,435 in Oregon.
More hourly rates
Sources and method
Our 2026 engine applies IRS Publication 15-T withholding, Social Security and Medicare, Iowa's income tax rules (methodology). Local income taxes are not included. Minimum wages: U.S. Department of Labor. Wage distribution and jobs: BLS OEWS May 2025. Price levels: BEA Regional Price Parities.
- Publication 15-T (2026), Federal Income Tax Withholding Methods — Internal Revenue Service. Accessed October 14, 2026.
- State Minimum Wage Laws — U.S. Department of Labor, Wage and Hour Division. Accessed October 14, 2026.
- Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 14, 2026.
- Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 14, 2026.