Registered Nurses
Median $37.80 an hour in Iowa · 34,420 jobs
Iowa · 2026 take-home pay
$39 an hour after taxes in Iowa
At $39 an hour in Iowa you keep about $30.51 of every hour — $1,221 a week, $5,289 a month or $63,467 a year full time — after 2026 federal income tax, Social Security, Medicare and Iowa income tax. Iowa has a flat 3.8% income tax, and its minimum wage is $7.25 an hour.
Where $39 an hour goes
| A year | A week | An hour | |
|---|---|---|---|
| Gross pay | $81,120 | $1,560 | $39.00 |
| Federal income tax | −$9,016 | −$173 | −$4.33 |
| Social Security (6.2%) | −$5,029 | −$97 | −$2.42 |
| Medicare (1.45%+) | −$1,176 | −$23 | −$0.57 |
| Iowa income tax | −$2,431 | −$47 | −$1.17 |
| Take-home pay | $63,467 | $1,221 | $30.51 |
Effective tax rate 21.8% · federal bracket 22% · Iowa bracket 3.8%.
Take-home per paycheck
| Paid | Gross | Take-home |
|---|---|---|
| Weekly (52 paychecks) | $1,560.00 | $1,220.52 |
| Every two weeks (26) | $3,120.00 | $2,441.04 |
| Twice a month (24) | $3,380.00 | $2,644.47 |
| Monthly (12) | $6,760.00 | $5,288.93 |
$39 an hour at different hours
Take-home in Iowa for part-time, full-time and overtime weeks. Overtime is paid at 1.5 times $39 an hour for hours over 40, as federal law requires for most hourly workers.
| Schedule | Gross a week | Take-home a week | Take-home a year |
|---|---|---|---|
| 20 hours a week* | $780 | $652 | $33,880 |
| 30 hours a week | $1,170 | $950 | $49,405 |
| 40 hours a week | $1,560 | $1,221 | $63,467 |
| 40 hours + 5 overtime | $1,853 | $1,415 | $73,589 |
| 40 hours + 10 overtime | $2,145 | $1,610 | $83,712 |
*If this is your only job. With a second job, withholding on each is likely too low unless you adjust your W-4.
Is $39 an hour good pay in Iowa?
- Minimum wage: $39 an hour is 5.4 times Iowa's minimum wage of $7.25 an hour.
- Among Iowa workers: It's about the 81st percentile of hourly pay in Iowa (BLS, May 2025) — roughly 81 in 100 workers earn less. The median is $23.34 an hour.
- Local prices: Iowa's price level is 87.8% of the U.S. average (BEA Regional Price Parities), so $63,467 a year buys about what $72,317 would at national-average prices.
- Rent: the 30% rule points to about $2,028 a month. Check it with your debts.
- A 50/30/20 budget: about $2,644 a month for needs, $1,587 for wants and $1,058 for savings. Plan it in the budget calculator.
Jobs in Iowa that pay about $39 an hour
Occupations whose median wage in Iowa is within 4% of $39 an hour, most common first. Source: BLS OEWS May 2025.
Business Operations Specialists, All Other
Median $38.69 an hour in Iowa · 9,900 jobs
First-Line Supervisors of Construction Trades and Extraction Workers
Median $37.75 an hour in Iowa · 9,660 jobs
First-Line Supervisors of Mechanics, Installers, and Repairers
Median $37.67 an hour in Iowa · 6,450 jobs
Loan Officers
Median $40.23 an hour in Iowa · 2,840 jobs
Logisticians
Median $37.86 an hour in Iowa · 2,480 jobs
How Iowa compares on $39 an hour
Iowa ranks 15th of 51 for take-home pay on $39 an hour (1st = keeps the most). Here it is next to its neighbors.
| State | After tax, per hour | A year | Minimum wage | vs Iowa |
|---|---|---|---|---|
| Iowa | $30.51 | $63,467 | $7.25 | — |
| Illinois | $29.82 | $62,027 | $15.00 | −$1,440 a year |
| Minnesota | $29.59 | $61,548 | $11.41 | −$1,919 a year |
| Missouri | $30.30 | $63,023 | $15.00 | −$444 a year |
| Nebraska | $30.33 | $63,087 | $15.00 | −$380 a year |
| South Dakota | $31.68 | $65,898 | $11.85 | +$2,431 a year |
| Wisconsin | $30.09 | $62,591 | $7.25 | −$876 a year |
How the federal tax on $81,120 ($39 an hour) is worked out
Taxable income is $81,120 minus the 2026 standard deduction ($16,100) = $65,020. Each slice is taxed at its own rate:
| Rate | Income in this bracket | Tax |
|---|---|---|
| 10% | $12,400 | $1,240 |
| 12% | $38,000 | $4,560 |
| 22% | $14,620 | $3,216 |
| Total | $65,020 | $9,016 |
How the Iowa income tax on $81,120 ($39 an hour) is worked out
Taxable income is $81,120 of Iowa wages minus $16,100 standard deduction = $65,020.
| Rate | Income in this bracket | Tax |
|---|---|---|
| 3.8% | $65,020 | $2,471 |
| Personal credits | — | −$40 |
| Total | $65,020 | $2,431 |
Common questions
How much is $39 an hour after taxes in Iowa?
About $30.51 for every hour you work, or $63,467 a year at 40 hours a week ($81,120 gross). Taxes take about 21.8% of your pay, for a single filer in 2026 with no pre-tax deductions.
How much is $39 an hour a week after taxes in Iowa?
About $1,221 a week at 40 hours, from $1,560 gross. Paid every two weeks, each paycheck is about $2,441.
How much is $39 an hour a month after taxes in Iowa?
About $5,289 a month at 40 hours a week, from $6,760 gross.
Is $39 an hour good pay in Iowa?
$39 an hour is 5.4 times Iowa's minimum wage of $7.25 an hour. It's about the 81st percentile of hourly pay in Iowa (BLS, May 2025) — roughly 81 in 100 workers earn less. The median hourly wage for all jobs in Iowa is $23.34. After taxes and local prices, $63,467 a year buys about what $72,317 would at national-average prices.
Is Iowa a high-tax state for $39 an hour?
It ranks 15th of 51 among the 50 states and D.C. for take-home on $39 an hour. The most you'd keep is $65,898 a year, in 7 places including Florida, New Hampshire, Nevada; the least, $59,834 in Oregon.
More hourly rates
Sources and method
Our 2026 engine applies IRS Publication 15-T withholding, Social Security and Medicare, Iowa's income tax rules (methodology). Local income taxes are not included. Minimum wages: U.S. Department of Labor. Wage distribution and jobs: BLS OEWS May 2025. Price levels: BEA Regional Price Parities.
- Publication 15-T (2026), Federal Income Tax Withholding Methods — Internal Revenue Service. Accessed October 14, 2026.
- State Minimum Wage Laws — U.S. Department of Labor, Wage and Hour Division. Accessed October 14, 2026.
- Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 14, 2026.
- Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 14, 2026.