Maine · 2026 take-home pay

$40 an hour after taxes in Maine

At $40 an hour in Maine you keep about $30.29 of every hour — $1,212 a week, $5,251 a month or $63,007 a year full time — after 2026 federal income tax, Social Security, Medicare, Maine income tax and state payroll programs. Maine has a graduated income tax plus Maine PFML, and its minimum wage is $15.10 an hour.

By Work & Money Editorial Team · Last reviewed October 14, 2026

Where $40 an hour goes

$40 an hour full time in Maine, single filer, 2026
A yearA weekAn hour
Gross pay$83,200$1,600$40.00
Federal income tax−$9,474−$182−$4.55
Social Security (6.2%)−$5,158−$99−$2.48
Medicare (1.45%+)−$1,206−$23−$0.58
Maine income tax−$3,938−$76−$1.89
Maine PFML (employee share)−$416−$8−$0.20
Take-home pay$63,007$1,212$30.29

Effective tax rate 24.3% · federal bracket 22% · Maine bracket 6.75%.

Maine PFML (employee share): 0.5% of wages.

Take-home per paycheck

40 hours a week, different pay schedules
PaidGrossTake-home
Weekly (52 paychecks)$1,600.00$1,211.67
Every two weeks (26)$3,200.00$2,423.35
Twice a month (24)$3,466.67$2,625.29
Monthly (12)$6,933.33$5,250.58

Change hours, overtime and deductions

$40 an hour at different hours

Take-home in Maine for part-time, full-time and overtime weeks. Overtime is paid at 1.5 times $40 an hour for hours over 40, as federal law requires for most hourly workers.

$40 an hour in Maine: weekly hours and take-home, 2026
ScheduleGross a weekTake-home a weekTake-home a year
20 hours a week*$800$658$34,203
30 hours a week$1,200$951$49,472
40 hours a week$1,600$1,212$63,007
40 hours + 5 overtime$1,900$1,400$72,799
40 hours + 10 overtime$2,200$1,585$82,398

*If this is your only job. With a second job, withholding on each is likely too low unless you adjust your W-4.

Is $40 an hour good pay in Maine?

  • Minimum wage: $40 an hour is 2.6 times Maine's minimum wage of $15.10 an hour. Portland sets a higher minimum.
  • Among Maine workers: It's about the 79th percentile of hourly pay in Maine (BLS, May 2025) — roughly 79 in 100 workers earn less. The median is $24.73 an hour.
  • Local prices: Maine's price level is 97.1% of the U.S. average (BEA Regional Price Parities), so $63,007 a year buys about what $64,922 would at national-average prices.
  • Rent: the 30% rule points to about $2,080 a month. Check it with your debts.
  • A 50/30/20 budget: about $2,625 a month for needs, $1,575 for wants and $1,050 for savings. Plan it in the budget calculator.

Jobs in Maine that pay about $40 an hour

Occupations whose median wage in Maine is within 4% of $40 an hour, most common first. Source: BLS OEWS May 2025.

How Maine compares on $40 an hour

Maine ranks 45th of 51 for take-home pay on $40 an hour (1st = keeps the most). Here it is next to its neighbors.

Take-home on $40 an hour, 40 hours a week, single filer, 2026
StateAfter tax, per hourA yearMinimum wagevs Maine
Maine$30.29$63,007$15.10—
New Hampshire$32.39$67,361$7.25+$4,354 a year

How the federal tax on $83,200 ($40 an hour) is worked out

Taxable income is $83,200 minus the 2026 standard deduction ($16,100) = $67,100. Each slice is taxed at its own rate:

2026 federal income tax by bracket, single filer
RateIncome in this bracketTax
10%$12,400$1,240
12%$38,000$4,560
22%$16,700$3,674
Total$67,100$9,474

How the Maine income tax on $83,200 ($40 an hour) is worked out

Taxable income is $83,200 of Maine wages minus $15,700 standard deduction minus $5,300 in exemptions = $62,200.

Maine income tax by bracket, single filer, 2026 rules
RateIncome in this bracketTax
5.8%$27,400$1,589
6.75%$34,800$2,349
Total$62,200$3,938

Common questions

How much is $40 an hour after taxes in Maine?

About $30.29 for every hour you work, or $63,007 a year at 40 hours a week ($83,200 gross). Taxes take about 24.3% of your pay, for a single filer in 2026 with no pre-tax deductions.

How much is $40 an hour a week after taxes in Maine?

About $1,212 a week at 40 hours, from $1,600 gross. Paid every two weeks, each paycheck is about $2,423.

How much is $40 an hour a month after taxes in Maine?

About $5,251 a month at 40 hours a week, from $6,933 gross.

Is $40 an hour good pay in Maine?

$40 an hour is 2.6 times Maine's minimum wage of $15.10 an hour. It's about the 79th percentile of hourly pay in Maine (BLS, May 2025) — roughly 79 in 100 workers earn less. The median hourly wage for all jobs in Maine is $24.73. After taxes and local prices, $63,007 a year buys about what $64,922 would at national-average prices.

Is Maine a high-tax state for $40 an hour?

It ranks 45th of 51 among the 50 states and D.C. for take-home on $40 an hour. The most you'd keep is $67,361 a year, in 7 places including Florida, New Hampshire, Nevada; the least, $61,101 in Oregon.

Sources and method

Our 2026 engine applies IRS Publication 15-T withholding, Social Security and Medicare, Maine's income tax rules and Maine's employee payroll programs (methodology). Local income taxes are not included. Minimum wages: U.S. Department of Labor. Wage distribution and jobs: BLS OEWS May 2025. Price levels: BEA Regional Price Parities.

  1. Publication 15-T (2026), Federal Income Tax Withholding Methods — Internal Revenue Service. Accessed October 14, 2026.
  2. State Minimum Wage Laws — U.S. Department of Labor, Wage and Hour Division. Accessed October 14, 2026.
  3. Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 14, 2026.
  4. Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 14, 2026.