Arizona · 2026 take-home pay

$38 an hour after taxes in Arizona

At $38 an hour in Arizona you keep about $30.22 of every hour — $1,209 a week, $5,238 a month or $62,852 a year full time — after 2026 federal income tax, Social Security, Medicare and Arizona income tax. Arizona has a flat 2.5% income tax, and its minimum wage is $15.15 an hour.

By Work & Money Editorial Team · Last reviewed October 14, 2026

Where $38 an hour goes

$38 an hour full time in Arizona, single filer, 2026
A yearA weekAn hour
Gross pay$79,040$1,520$38.00
Federal income tax−$8,559−$165−$4.11
Social Security (6.2%)−$4,900−$94−$2.36
Medicare (1.45%+)−$1,146−$22−$0.55
Arizona income tax−$1,582−$30−$0.76
Take-home pay$62,852$1,209$30.22

Effective tax rate 20.5% · federal bracket 22% · Arizona bracket 2.5%.

Take-home per paycheck

40 hours a week, different pay schedules
PaidGrossTake-home
Weekly (52 paychecks)$1,520.00$1,208.70
Every two weeks (26)$3,040.00$2,417.40
Twice a month (24)$3,293.33$2,618.85
Monthly (12)$6,586.67$5,237.70

Change hours, overtime and deductions

$38 an hour at different hours

Take-home in Arizona for part-time, full-time and overtime weeks. Overtime is paid at 1.5 times $38 an hour for hours over 40, as federal law requires for most hourly workers.

$38 an hour in Arizona: weekly hours and take-home, 2026
ScheduleGross a weekTake-home a weekTake-home a year
20 hours a week*$760$641$33,340
30 hours a week$1,140$937$48,723
40 hours a week$1,520$1,209$62,852
40 hours + 5 overtime$1,805$1,402$72,908
40 hours + 10 overtime$2,090$1,595$82,963

*If this is your only job. With a second job, withholding on each is likely too low unless you adjust your W-4.

Is $38 an hour good pay in Arizona?

  • Minimum wage: $38 an hour is 2.5 times Arizona's minimum wage of $15.15 an hour. Flagstaff and Tucson set higher minimums.
  • Among Arizona workers: It's about the 75th percentile of hourly pay in Arizona (BLS, May 2025) — roughly 75 in 100 workers earn less. The median is $24.07 an hour.
  • Local prices: Arizona's price level is 100.7% of the U.S. average (BEA Regional Price Parities), so $62,852 a year buys about what $62,430 would at national-average prices.
  • Rent: the 30% rule points to about $1,976 a month. Check it with your debts.
  • A 50/30/20 budget: about $2,619 a month for needs, $1,571 for wants and $1,048 for savings. Plan it in the budget calculator.

Jobs in Arizona that pay about $38 an hour

Occupations whose median wage in Arizona is within 4% of $38 an hour, most common first. Source: BLS OEWS May 2025.

How Arizona compares on $38 an hour

Arizona ranks 11th of 51 for take-home pay on $38 an hour (1st = keeps the most). Here it is next to its neighbors.

Take-home on $38 an hour, 40 hours a week, single filer, 2026
StateAfter tax, per hourA yearMinimum wagevs Arizona
Arizona$30.22$62,852$15.15—
California$28.99$60,301$16.90−$2,551 a year
Colorado$29.48$61,318$15.16−$1,534 a year
New Mexico$29.75$61,885$12.00−$967 a year
Nevada$30.98$64,435$12.00+$1,583 a year
Utah$29.37$61,093$7.25−$1,759 a year

How the federal tax on $79,040 ($38 an hour) is worked out

Taxable income is $79,040 minus the 2026 standard deduction ($16,100) = $62,940. Each slice is taxed at its own rate:

2026 federal income tax by bracket, single filer
RateIncome in this bracketTax
10%$12,400$1,240
12%$38,000$4,560
22%$12,540$2,759
Total$62,940$8,559

How the Arizona income tax on $79,040 ($38 an hour) is worked out

Taxable income is $79,040 of Arizona wages minus $15,750 standard deduction = $63,290.

Arizona income tax by bracket, single filer, 2026 rules
RateIncome in this bracketTax
2.5%$63,290$1,582
Total$63,290$1,582

Common questions

How much is $38 an hour after taxes in Arizona?

About $30.22 for every hour you work, or $62,852 a year at 40 hours a week ($79,040 gross). Taxes take about 20.5% of your pay, for a single filer in 2026 with no pre-tax deductions.

How much is $38 an hour a week after taxes in Arizona?

About $1,209 a week at 40 hours, from $1,520 gross. Paid every two weeks, each paycheck is about $2,417.

How much is $38 an hour a month after taxes in Arizona?

About $5,238 a month at 40 hours a week, from $6,587 gross.

Is $38 an hour good pay in Arizona?

$38 an hour is 2.5 times Arizona's minimum wage of $15.15 an hour. It's about the 75th percentile of hourly pay in Arizona (BLS, May 2025) — roughly 75 in 100 workers earn less. The median hourly wage for all jobs in Arizona is $24.07. After taxes and local prices, $62,852 a year buys about what $62,430 would at national-average prices.

Is Arizona a high-tax state for $38 an hour?

It ranks 11th of 51 among the 50 states and D.C. for take-home on $38 an hour. The most you'd keep is $64,435 a year, in 7 places including Florida, New Hampshire, Nevada; the least, $58,551 in Oregon.

Sources and method

Our 2026 engine applies IRS Publication 15-T withholding, Social Security and Medicare, Arizona's income tax rules (methodology). Local income taxes are not included. Minimum wages: U.S. Department of Labor. Wage distribution and jobs: BLS OEWS May 2025. Price levels: BEA Regional Price Parities.

  1. Publication 15-T (2026), Federal Income Tax Withholding Methods — Internal Revenue Service. Accessed October 14, 2026.
  2. State Minimum Wage Laws — U.S. Department of Labor, Wage and Hour Division. Accessed October 14, 2026.
  3. Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 14, 2026.
  4. Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 14, 2026.