Texas · 2026 take-home pay

$31 an hour after taxes in Texas

At $31 an hour in Texas you keep about $25.96 of every hour — $1,038 a week, $4,499 a month or $53,990 a year full time — after 2026 federal income tax, Social Security and Medicare. Texas has no income tax on wages, and its minimum wage is $7.25 an hour.

By Work & Money Editorial Team · Last reviewed October 14, 2026

Where $31 an hour goes

$31 an hour full time in Texas, single filer, 2026
A yearA weekAn hour
Gross pay$64,480$1,240$31.00
Federal income tax−$5,558−$107−$2.67
Social Security (6.2%)−$3,998−$77−$1.92
Medicare (1.45%+)−$935−$18−$0.45
Take-home pay$53,990$1,038$25.96

Effective tax rate 16.3% · federal bracket 12% · no state income tax on wages.

Take-home per paycheck

40 hours a week, different pay schedules
PaidGrossTake-home
Weekly (52 paychecks)$1,240.00$1,038.26
Every two weeks (26)$2,480.00$2,076.53
Twice a month (24)$2,686.67$2,249.57
Monthly (12)$5,373.33$4,499.14

Change hours, overtime and deductions

$31 an hour at different hours

Take-home in Texas for part-time, full-time and overtime weeks. Overtime is paid at 1.5 times $31 an hour for hours over 40, as federal law requires for most hourly workers.

$31 an hour in Texas: weekly hours and take-home, 2026
ScheduleGross a weekTake-home a weekTake-home a year
20 hours a week*$620$540$28,085
30 hours a week$930$789$41,037
40 hours a week$1,240$1,038$53,990
40 hours + 5 overtime$1,473$1,206$62,697
40 hours + 10 overtime$1,705$1,369$71,202

*If this is your only job. With a second job, withholding on each is likely too low unless you adjust your W-4.

Is $31 an hour good pay in Texas?

  • Minimum wage: $31 an hour is 4.3 times Texas's minimum wage of $7.25 an hour.
  • Among Texas workers: It's about the 64th percentile of hourly pay in Texas (BLS, May 2025) — roughly 64 in 100 workers earn less. The median is $23.38 an hour.
  • Local prices: Texas's price level is 97.1% of the U.S. average (BEA Regional Price Parities), so $53,990 a year buys about what $55,627 would at national-average prices.
  • Rent: the 30% rule points to about $1,612 a month. Check it with your debts.
  • A 50/30/20 budget: about $2,250 a month for needs, $1,350 for wants and $900 for savings. Plan it in the budget calculator.

Jobs in Texas that pay about $31 an hour

Occupations whose median wage in Texas is within 4% of $31 an hour, most common first. Source: BLS OEWS May 2025.

How Texas compares on $31 an hour

Texas ranks tied for 1st of 51 (with 7 others) for take-home pay on $31 an hour (1st = keeps the most). Here it is next to its neighbors.

Take-home on $31 an hour, 40 hours a week, single filer, 2026
StateAfter tax, per hourA yearMinimum wagevs Texas
Texas$25.96$53,990$7.25—
Arkansas$25.04$52,092$11.00−$1,898 a year
Louisiana$25.21$52,442$7.25−$1,548 a year
New Mexico$25.06$52,125$12.00−$1,865 a year
Oklahoma$24.82$51,634$7.25−$2,356 a year

How the federal tax on $64,480 ($31 an hour) is worked out

Taxable income is $64,480 minus the 2026 standard deduction ($16,100) = $48,380. Each slice is taxed at its own rate:

2026 federal income tax by bracket, single filer
RateIncome in this bracketTax
10%$12,400$1,240
12%$35,980$4,318
Total$48,380$5,558

Common questions

How much is $31 an hour after taxes in Texas?

About $25.96 for every hour you work, or $53,990 a year at 40 hours a week ($64,480 gross). Taxes take about 16.3% of your pay, for a single filer in 2026 with no pre-tax deductions.

How much is $31 an hour a week after taxes in Texas?

About $1,038 a week at 40 hours, from $1,240 gross. Paid every two weeks, each paycheck is about $2,077.

How much is $31 an hour a month after taxes in Texas?

About $4,499 a month at 40 hours a week, from $5,373 gross.

Is $31 an hour good pay in Texas?

$31 an hour is 4.3 times Texas's minimum wage of $7.25 an hour. It's about the 64th percentile of hourly pay in Texas (BLS, May 2025) — roughly 64 in 100 workers earn less. The median hourly wage for all jobs in Texas is $23.38. After taxes and local prices, $53,990 a year buys about what $55,627 would at national-average prices.

Is Texas a high-tax state for $31 an hour?

It ranks tied for 1st of 51 (with 7 others) among the 50 states and D.C. for take-home on $31 an hour. The most you'd keep is $53,990 a year, in 8 places including Texas, Florida, North Dakota; the least, $49,219 in Oregon.

Sources and method

Our 2026 engine applies IRS Publication 15-T withholding, Social Security and Medicare (methodology). Texas doesn't tax wages. Local income taxes are not included. Minimum wages: U.S. Department of Labor. Wage distribution and jobs: BLS OEWS May 2025. Price levels: BEA Regional Price Parities.

  1. Publication 15-T (2026), Federal Income Tax Withholding Methods — Internal Revenue Service. Accessed October 14, 2026.
  2. State Minimum Wage Laws — U.S. Department of Labor, Wage and Hour Division. Accessed October 14, 2026.
  3. Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 14, 2026.
  4. Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 14, 2026.