Customer Service Representatives
Median $19.44 an hour in Texas · 337,170 jobs
Texas · 2026 take-home pay
$20 an hour after taxes in Texas
At $20 an hour in Texas you keep about $17.12 of every hour — $685 a week, $2,967 a month or $35,606 a year full time — after 2026 federal income tax, Social Security and Medicare. Texas has no income tax on wages, and its minimum wage is $7.25 an hour.
Where $20 an hour goes
| A year | A week | An hour | |
|---|---|---|---|
| Gross pay | $41,600 | $800 | $20.00 |
| Federal income tax | −$2,812 | −$54 | −$1.35 |
| Social Security (6.2%) | −$2,579 | −$50 | −$1.24 |
| Medicare (1.45%+) | −$603 | −$12 | −$0.29 |
| Take-home pay | $35,606 | $685 | $17.12 |
Effective tax rate 14.4% · federal bracket 12% · no state income tax on wages.
Take-home per paycheck
| Paid | Gross | Take-home |
|---|---|---|
| Weekly (52 paychecks) | $800.00 | $684.72 |
| Every two weeks (26) | $1,600.00 | $1,369.45 |
| Twice a month (24) | $1,733.33 | $1,483.57 |
| Monthly (12) | $3,466.67 | $2,967.13 |
$20 an hour at different hours
Take-home in Texas for part-time, full-time and overtime weeks. Overtime is paid at 1.5 times $20 an hour for hours over 40, as federal law requires for most hourly workers.
| Schedule | Gross a week | Take-home a week | Take-home a year |
|---|---|---|---|
| 20 hours a week* | $400 | $360 | $18,739 |
| 30 hours a week | $600 | $524 | $27,249 |
| 40 hours a week | $800 | $685 | $35,606 |
| 40 hours + 5 overtime | $950 | $805 | $41,873 |
| 40 hours + 10 overtime | $1,100 | $926 | $48,140 |
*If this is your only job. With a second job, withholding on each is likely too low unless you adjust your W-4.
Is $20 an hour good pay in Texas?
- Minimum wage: $20 an hour is 2.8 times Texas's minimum wage of $7.25 an hour.
- Among Texas workers: It's about the 37th percentile of hourly pay in Texas (BLS, May 2025) — roughly 37 in 100 workers earn less. The median is $23.38 an hour.
- Local prices: Texas's price level is 97.1% of the U.S. average (BEA Regional Price Parities), so $35,606 a year buys about what $36,685 would at national-average prices.
- Rent: the 30% rule points to about $1,040 a month. Check it with your debts.
- A 50/30/20 budget: about $1,484 a month for needs, $890 for wants and $593 for savings. Plan it in the budget calculator.
Jobs in Texas that pay about $20 an hour
Occupations whose median wage in Texas is within 4% of $20 an hour, most common first. Source: BLS OEWS May 2025.
Construction Laborers
Median $19.53 an hour in Texas · 123,250 jobs
Shipping, Receiving, and Inventory Clerks
Median $20.29 an hour in Texas · 87,280 jobs
Medical Secretaries and Administrative Assistants
Median $20.63 an hour in Texas · 78,740 jobs
Light Truck Drivers
Median $20.43 an hour in Texas · 78,540 jobs
Office and Administrative Support Workers, All Other
Median $20.60 an hour in Texas · 22,960 jobs
How Texas compares on $20 an hour
Texas ranks tied for 1st of 51 (with 7 others) for take-home pay on $20 an hour (1st = keeps the most). Here it is next to its neighbors.
| State | After tax, per hour | A year | Minimum wage | vs Texas |
|---|---|---|---|---|
| Texas | $17.12 | $35,606 | $7.25 | — |
| Arkansas | $16.61 | $34,554 | $11.00 | −$1,052 a year |
| Louisiana | $16.70 | $34,744 | $7.25 | −$862 a year |
| New Mexico | $16.72 | $34,784 | $12.00 | −$822 a year |
| Oklahoma | $16.48 | $34,279 | $7.25 | −$1,327 a year |
How the federal tax on $41,600 ($20 an hour) is worked out
Taxable income is $41,600 minus the 2026 standard deduction ($16,100) = $25,500. Each slice is taxed at its own rate:
| Rate | Income in this bracket | Tax |
|---|---|---|
| 10% | $12,400 | $1,240 |
| 12% | $13,100 | $1,572 |
| Total | $25,500 | $2,812 |
Common questions
How much is $20 an hour after taxes in Texas?
About $17.12 for every hour you work, or $35,606 a year at 40 hours a week ($41,600 gross). Taxes take about 14.4% of your pay, for a single filer in 2026 with no pre-tax deductions.
How much is $20 an hour a week after taxes in Texas?
About $685 a week at 40 hours, from $800 gross. Paid every two weeks, each paycheck is about $1,369.
How much is $20 an hour a month after taxes in Texas?
About $2,967 a month at 40 hours a week, from $3,467 gross.
Is $20 an hour good pay in Texas?
$20 an hour is 2.8 times Texas's minimum wage of $7.25 an hour. It's about the 37th percentile of hourly pay in Texas (BLS, May 2025) — roughly 37 in 100 workers earn less. The median hourly wage for all jobs in Texas is $23.38. After taxes and local prices, $35,606 a year buys about what $36,685 would at national-average prices.
Is Texas a high-tax state for $20 an hour?
It ranks tied for 1st of 51 (with 7 others) among the 50 states and D.C. for take-home on $20 an hour. The most you'd keep is $35,606 a year, in 8 places including Texas, Florida, North Dakota; the least, $32,757 in Oregon.
More hourly rates
Other hourly rates in Texas
- $16 an hour in Texas
- $17 an hour in Texas
- $18 an hour in Texas
- $19 an hour in Texas
- $21 an hour in Texas
- $22 an hour in Texas
- $23 an hour in Texas
- $24 an hour in Texas
$20 an hour in every state · $40,000 a year in Texas · $45,000 a year in Texas · Texas paycheck calculator · All pay conversions
Sources and method
Our 2026 engine applies IRS Publication 15-T withholding, Social Security and Medicare (methodology). Texas doesn't tax wages. Local income taxes are not included. Minimum wages: U.S. Department of Labor. Wage distribution and jobs: BLS OEWS May 2025. Price levels: BEA Regional Price Parities.
- Publication 15-T (2026), Federal Income Tax Withholding Methods — Internal Revenue Service. Accessed October 14, 2026.
- State Minimum Wage Laws — U.S. Department of Labor, Wage and Hour Division. Accessed October 14, 2026.
- Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 14, 2026.
- Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 14, 2026.