Bookkeeping, Accounting, and Auditing Clerks
Median $28.03 an hour in New Jersey · 37,550 jobs
New Jersey · 2026 take-home pay
$29 an hour after taxes in New Jersey
At $29 an hour in New Jersey you keep about $23.28 of every hour — $931 a week, $4,035 a month or $48,418 a year full time — after 2026 federal income tax, Social Security, Medicare, New Jersey income tax and state payroll programs. New Jersey has a graduated income tax plus TDI, FLI, UI (Unemployment Insurance) employee share and WF/SWF (Workforce Development / Supplemental Workforce Fund) employee share, and its minimum wage is $15.92 an hour.
Where $29 an hour goes
| A year | A week | An hour | |
|---|---|---|---|
| Gross pay | $60,320 | $1,160 | $29.00 |
| Federal income tax | −$5,058 | −$97 | −$2.43 |
| Social Security (6.2%) | −$3,740 | −$72 | −$1.80 |
| Medicare (1.45%+) | −$875 | −$17 | −$0.42 |
| New Jersey income tax | −$1,785 | −$34 | −$0.86 |
| TDI (Temporary Disability Insurance) | −$115 | −$2 | −$0.06 |
| FLI (Family Leave Insurance) | −$139 | −$3 | −$0.07 |
| UI (Unemployment Insurance) employee share | −$171 | −$3 | −$0.08 |
| WF/SWF (Workforce Development / Supplemental Workforce Fund) employee share | −$19 | −$0 | −$0.01 |
| Take-home pay | $48,418 | $931 | $23.28 |
Effective tax rate 19.7% · federal bracket 12% · New Jersey bracket 5.53%.
TDI (Temporary Disability Insurance): 0.19% of wages · FLI (Family Leave Insurance): 0.23% of wages · UI (Unemployment Insurance) employee share: 0.38% of wages (capped) · WF/SWF (Workforce Development / Supplemental Workforce Fund) employee share: 0.04% of wages (capped).
Take-home per paycheck
| Paid | Gross | Take-home |
|---|---|---|
| Weekly (52 paychecks) | $1,160.00 | $931.12 |
| Every two weeks (26) | $2,320.00 | $1,862.25 |
| Twice a month (24) | $2,513.33 | $2,017.44 |
| Monthly (12) | $5,026.67 | $4,034.87 |
$29 an hour at different hours
Take-home in New Jersey for part-time, full-time and overtime weeks. Overtime is paid at 1.5 times $29 an hour for hours over 40, as federal law requires for most hourly workers.
| Schedule | Gross a week | Take-home a week | Take-home a year |
|---|---|---|---|
| 20 hours a week* | $580 | $495 | $25,718 |
| 30 hours a week | $870 | $715 | $37,198 |
| 40 hours a week | $1,160 | $931 | $48,418 |
| 40 hours + 5 overtime | $1,378 | $1,083 | $56,321 |
| 40 hours + 10 overtime | $1,595 | $1,222 | $63,546 |
*If this is your only job. With a second job, withholding on each is likely too low unless you adjust your W-4.
Is $29 an hour good pay in New Jersey?
- Minimum wage: $29 an hour is 1.8 times New Jersey's minimum wage of $15.92 an hour. $15.23 for employers with fewer than 6 employees and for seasonal work.
- Among New Jersey workers: It's about the 51st percentile of hourly pay in New Jersey (BLS, May 2025) — roughly 51 in 100 workers earn less. The median is $28.16 an hour.
- Local prices: New Jersey's price level is 108.8% of the U.S. average (BEA Regional Price Parities), so $48,418 a year buys about what $44,500 would at national-average prices.
- Rent: the 30% rule points to about $1,508 a month. Check it with your debts.
- A 50/30/20 budget: about $2,017 a month for needs, $1,210 for wants and $807 for savings. Plan it in the budget calculator.
Jobs in New Jersey that pay about $29 an hour
Occupations whose median wage in New Jersey is within 4% of $29 an hour, most common first. Source: BLS OEWS May 2025.
Bus Drivers, School
Median $28.57 an hour in New Jersey · 13,670 jobs
Exercise Trainers and Group Fitness Instructors
Median $28.79 an hour in New Jersey · 11,350 jobs
Postal Service Mail Carriers
Median $29.39 an hour in New Jersey · 10,160 jobs
Production, Planning, and Expediting Clerks
Median $30.15 an hour in New Jersey · 9,410 jobs
Bus Drivers, Transit and Intercity
Median $29.40 an hour in New Jersey · 6,420 jobs
How New Jersey compares on $29 an hour
New Jersey ranks 32nd of 51 for take-home pay on $29 an hour (1st = keeps the most). Here it is next to its neighbors.
| State | After tax, per hour | A year | Minimum wage | vs New Jersey |
|---|---|---|---|---|
| New Jersey | $23.28 | $48,418 | $15.92 | — |
| Delaware | $22.95 | $47,735 | $15.00 | −$683 a year |
| New York | $22.93 | $47,695 | $16.00 | −$723 a year |
| Pennsylvania | $23.44 | $48,753 | $7.25 | +$335 a year |
How the federal tax on $60,320 ($29 an hour) is worked out
Taxable income is $60,320 minus the 2026 standard deduction ($16,100) = $44,220. Each slice is taxed at its own rate:
| Rate | Income in this bracket | Tax |
|---|---|---|
| 10% | $12,400 | $1,240 |
| 12% | $31,820 | $3,818 |
| Total | $44,220 | $5,058 |
How the New Jersey income tax on $60,320 ($29 an hour) is worked out
Taxable income is $60,320 of New Jersey wages minus $1,000 in exemptions = $59,320.
| Rate | Income in this bracket | Tax |
|---|---|---|
| 1.4% | $20,000 | $280 |
| 1.75% | $15,000 | $263 |
| 3.5% | $5,000 | $175 |
| 5.53% | $19,320 | $1,067 |
| Total | $59,320 | $1,785 |
Common questions
How much is $29 an hour after taxes in New Jersey?
About $23.28 for every hour you work, or $48,418 a year at 40 hours a week ($60,320 gross). Taxes take about 19.7% of your pay, for a single filer in 2026 with no pre-tax deductions.
How much is $29 an hour a week after taxes in New Jersey?
About $931 a week at 40 hours, from $1,160 gross. Paid every two weeks, each paycheck is about $1,862.
How much is $29 an hour a month after taxes in New Jersey?
About $4,035 a month at 40 hours a week, from $5,027 gross.
Is $29 an hour good pay in New Jersey?
$29 an hour is 1.8 times New Jersey's minimum wage of $15.92 an hour. It's about the 51st percentile of hourly pay in New Jersey (BLS, May 2025) — roughly 51 in 100 workers earn less. The median hourly wage for all jobs in New Jersey is $28.16. After taxes and local prices, $48,418 a year buys about what $44,500 would at national-average prices.
Is New Jersey a high-tax state for $29 an hour?
It ranks 32nd of 51 among the 50 states and D.C. for take-home on $29 an hour. The most you'd keep is $50,647 a year, in 8 places including Florida, North Dakota, New Hampshire; the least, $46,226 in Oregon.
More hourly rates
Other hourly rates in New Jersey
- $25 an hour in New Jersey
- $26 an hour in New Jersey
- $27 an hour in New Jersey
- $28 an hour in New Jersey
- $30 an hour in New Jersey
- $31 an hour in New Jersey
- $32 an hour in New Jersey
- $33 an hour in New Jersey
$29 an hour in every state · $60,000 a year in New Jersey · $65,000 a year in New Jersey · New Jersey paycheck calculator · All pay conversions
Sources and method
Our 2026 engine applies IRS Publication 15-T withholding, Social Security and Medicare, New Jersey's income tax rules and New Jersey's employee payroll programs (methodology). Local income taxes are not included. Minimum wages: U.S. Department of Labor. Wage distribution and jobs: BLS OEWS May 2025. Price levels: BEA Regional Price Parities.
- Publication 15-T (2026), Federal Income Tax Withholding Methods — Internal Revenue Service. Accessed October 14, 2026.
- State Minimum Wage Laws — U.S. Department of Labor, Wage and Hour Division. Accessed October 14, 2026.
- Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 14, 2026.
- Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 14, 2026.