Heavy and Tractor-Trailer Truck Drivers
Median $28.54 an hour in Maryland · 29,150 jobs
Maryland · 2026 take-home pay
$28 an hour after taxes in Maryland
At $28 an hour in Maryland you keep about $22.39 of every hour — $896 a week, $3,881 a month or $46,575 a year full time — after 2026 federal income tax, Social Security, Medicare and Maryland income tax. Maryland has a graduated income tax, and its minimum wage is $15.00 an hour.
Where $28 an hour goes
| A year | A week | An hour | |
|---|---|---|---|
| Gross pay | $58,240 | $1,120 | $28.00 |
| Federal income tax | −$4,809 | −$92 | −$2.31 |
| Social Security (6.2%) | −$3,611 | −$69 | −$1.74 |
| Medicare (1.45%+) | −$844 | −$16 | −$0.41 |
| Maryland income tax | −$2,400 | −$46 | −$1.15 |
| Take-home pay | $46,575 | $896 | $22.39 |
Effective tax rate 20% · federal bracket 12% · Maryland bracket 4.75%.
Take-home per paycheck
| Paid | Gross | Take-home |
|---|---|---|
| Weekly (52 paychecks) | $1,120.00 | $895.68 |
| Every two weeks (26) | $2,240.00 | $1,791.36 |
| Twice a month (24) | $2,426.67 | $1,940.64 |
| Monthly (12) | $4,853.33 | $3,881.29 |
$28 an hour at different hours
Take-home in Maryland for part-time, full-time and overtime weeks. Overtime is paid at 1.5 times $28 an hour for hours over 40, as federal law requires for most hourly workers.
| Schedule | Gross a week | Take-home a week | Take-home a year |
|---|---|---|---|
| 20 hours a week* | $560 | $472 | $24,561 |
| 30 hours a week | $840 | $684 | $35,568 |
| 40 hours a week | $1,120 | $896 | $46,575 |
| 40 hours + 5 overtime | $1,330 | $1,049 | $54,565 |
| 40 hours + 10 overtime | $1,540 | $1,187 | $61,728 |
*If this is your only job. With a second job, withholding on each is likely too low unless you adjust your W-4.
Is $28 an hour good pay in Maryland?
- Minimum wage: $28 an hour is 1.9 times Maryland's minimum wage of $15.00 an hour. Montgomery and Howard counties set higher minimums.
- Among Maryland workers: It's about the 48th percentile of hourly pay in Maryland (BLS, May 2025) — roughly 48 in 100 workers earn less. The median is $28.61 an hour.
- Local prices: Maryland's price level is 105% of the U.S. average (BEA Regional Price Parities), so $46,575 a year buys about what $44,375 would at national-average prices.
- Rent: the 30% rule points to about $1,456 a month. Check it with your debts.
- A 50/30/20 budget: about $1,941 a month for needs, $1,164 for wants and $776 for savings. Plan it in the budget calculator.
Jobs in Maryland that pay about $28 an hour
Occupations whose median wage in Maryland is within 4% of $28 an hour, most common first. Source: BLS OEWS May 2025.
Automotive Service Technicians and Mechanics
Median $27.66 an hour in Maryland · 14,230 jobs
Substance Abuse, Behavioral Disorder, and Mental Health Counselors
Median $28.62 an hour in Maryland · 9,730 jobs
Bus Drivers, School
Median $27.14 an hour in Maryland · 9,020 jobs
Insurance Sales Agents
Median $28.03 an hour in Maryland · 5,700 jobs
Production, Planning, and Expediting Clerks
Median $28.17 an hour in Maryland · 4,670 jobs
How Maryland compares on $28 an hour
Maryland ranks 39th of 51 for take-home pay on $28 an hour (1st = keeps the most). Here it is next to its neighbors.
| State | After tax, per hour | A year | Minimum wage | vs Maryland |
|---|---|---|---|---|
| Maryland | $22.39 | $46,575 | $15.00 | — |
| Washington, D.C. | $22.42 | $46,637 | $18.40 | +$62 a year |
| Delaware | $22.21 | $46,187 | $15.00 | −$388 a year |
| Pennsylvania | $22.67 | $47,147 | $7.25 | +$572 a year |
| Virginia | $22.33 | $46,441 | $12.77 | −$134 a year |
| West Virginia | $22.68 | $47,184 | $8.75 | +$609 a year |
How the federal tax on $58,240 ($28 an hour) is worked out
Taxable income is $58,240 minus the 2026 standard deduction ($16,100) = $42,140. Each slice is taxed at its own rate:
| Rate | Income in this bracket | Tax |
|---|---|---|
| 10% | $12,400 | $1,240 |
| 12% | $29,740 | $3,569 |
| Total | $42,140 | $4,809 |
How the Maryland income tax on $58,240 ($28 an hour) is worked out
Taxable income is $58,240 of Maryland wages minus $3,400 standard deduction minus $3,200 in exemptions = $51,640.
| Rate | Income in this bracket | Tax |
|---|---|---|
| 2% | $1,000 | $20 |
| 3% | $1,000 | $30 |
| 4% | $1,000 | $40 |
| 4.75% | $48,640 | $2,310 |
| Total | $51,640 | $2,400 |
Common questions
How much is $28 an hour after taxes in Maryland?
About $22.39 for every hour you work, or $46,575 a year at 40 hours a week ($58,240 gross). Taxes take about 20% of your pay, for a single filer in 2026 with no pre-tax deductions.
How much is $28 an hour a week after taxes in Maryland?
About $896 a week at 40 hours, from $1,120 gross. Paid every two weeks, each paycheck is about $1,791.
How much is $28 an hour a month after taxes in Maryland?
About $3,881 a month at 40 hours a week, from $4,853 gross.
Is $28 an hour good pay in Maryland?
$28 an hour is 1.9 times Maryland's minimum wage of $15.00 an hour. It's about the 48th percentile of hourly pay in Maryland (BLS, May 2025) — roughly 48 in 100 workers earn less. The median hourly wage for all jobs in Maryland is $28.61. After taxes and local prices, $46,575 a year buys about what $44,375 would at national-average prices.
Is Maryland a high-tax state for $28 an hour?
It ranks 39th of 51 among the 50 states and D.C. for take-home on $28 an hour. The most you'd keep is $48,976 a year, in 8 places including Florida, North Dakota, New Hampshire; the least, $44,730 in Oregon.
More hourly rates
Other hourly rates in Maryland
- $24 an hour in Maryland
- $25 an hour in Maryland
- $26 an hour in Maryland
- $27 an hour in Maryland
- $29 an hour in Maryland
- $30 an hour in Maryland
- $31 an hour in Maryland
- $32 an hour in Maryland
$28 an hour in every state · $55,000 a year in Maryland · $60,000 a year in Maryland · Maryland paycheck calculator · All pay conversions
Sources and method
Our 2026 engine applies IRS Publication 15-T withholding, Social Security and Medicare, Maryland's income tax rules (methodology). Local income taxes are not included. Minimum wages: U.S. Department of Labor. Wage distribution and jobs: BLS OEWS May 2025. Price levels: BEA Regional Price Parities.
- Publication 15-T (2026), Federal Income Tax Withholding Methods — Internal Revenue Service. Accessed October 14, 2026.
- State Minimum Wage Laws — U.S. Department of Labor, Wage and Hour Division. Accessed October 14, 2026.
- Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 14, 2026.
- Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 14, 2026.