Maryland · 2026 take-home pay

$23 an hour after taxes in Maryland

At $23 an hour in Maryland you keep about $18.61 of every hour — $744 a week, $3,226 a month or $38,713 a year full time — after 2026 federal income tax, Social Security, Medicare and Maryland income tax. Maryland has a graduated income tax, and its minimum wage is $15.00 an hour.

By Work & Money Editorial Team · Last reviewed October 14, 2026

Where $23 an hour goes

$23 an hour full time in Maryland, single filer, 2026
A yearA weekAn hour
Gross pay$47,840$920$23.00
Federal income tax−$3,561−$68−$1.71
Social Security (6.2%)−$2,966−$57−$1.43
Medicare (1.45%+)−$694−$13−$0.33
Maryland income tax−$1,906−$37−$0.92
Take-home pay$38,713$744$18.61

Effective tax rate 19.1% · federal bracket 12% · Maryland bracket 4.75%.

Take-home per paycheck

40 hours a week, different pay schedules
PaidGrossTake-home
Weekly (52 paychecks)$920.00$744.48
Every two weeks (26)$1,840.00$1,488.96
Twice a month (24)$1,993.33$1,613.04
Monthly (12)$3,986.67$3,226.09

Change hours, overtime and deductions

$23 an hour at different hours

Take-home in Maryland for part-time, full-time and overtime weeks. Overtime is paid at 1.5 times $23 an hour for hours over 40, as federal law requires for most hourly workers.

$23 an hour in Maryland: weekly hours and take-home, 2026
ScheduleGross a weekTake-home a weekTake-home a year
20 hours a week*$460$395$20,538
30 hours a week$690$571$29,671
40 hours a week$920$744$38,713
40 hours + 5 overtime$1,093$875$45,494
40 hours + 10 overtime$1,265$1,005$52,276

*If this is your only job. With a second job, withholding on each is likely too low unless you adjust your W-4.

Is $23 an hour good pay in Maryland?

  • Minimum wage: $23 an hour is 1.5 times Maryland's minimum wage of $15.00 an hour. Montgomery and Howard counties set higher minimums.
  • Among Maryland workers: It's about the 35th percentile of hourly pay in Maryland (BLS, May 2025) — roughly 35 in 100 workers earn less. The median is $28.61 an hour.
  • Local prices: Maryland's price level is 105% of the U.S. average (BEA Regional Price Parities), so $38,713 a year buys about what $36,884 would at national-average prices.
  • Rent: the 30% rule points to about $1,196 a month. Check it with your debts.
  • A 50/30/20 budget: about $1,613 a month for needs, $968 for wants and $645 for savings. Plan it in the budget calculator.

Jobs in Maryland that pay about $23 an hour

Occupations whose median wage in Maryland is within 4% of $23 an hour, most common first. Source: BLS OEWS May 2025.

How Maryland compares on $23 an hour

Maryland ranks 41st of 51 for take-home pay on $23 an hour (1st = keeps the most). Here it is next to its neighbors.

Take-home on $23 an hour, 40 hours a week, single filer, 2026
StateAfter tax, per hourA yearMinimum wagevs Maryland
Maryland$18.61$38,713$15.00—
Washington, D.C.$18.71$38,915$18.40+$202 a year
Delaware$18.49$38,450$15.00−$263 a year
Pennsylvania$18.81$39,117$7.25+$404 a year
Virginia$18.60$38,683$12.77−$30 a year
West Virginia$18.88$39,266$8.75+$553 a year

How the federal tax on $47,840 ($23 an hour) is worked out

Taxable income is $47,840 minus the 2026 standard deduction ($16,100) = $31,740. Each slice is taxed at its own rate:

2026 federal income tax by bracket, single filer
RateIncome in this bracketTax
10%$12,400$1,240
12%$19,340$2,321
Total$31,740$3,561

How the Maryland income tax on $47,840 ($23 an hour) is worked out

Taxable income is $47,840 of Maryland wages minus $3,400 standard deduction minus $3,200 in exemptions = $41,240.

Maryland income tax by bracket, single filer, 2026 rules
RateIncome in this bracketTax
2%$1,000$20
3%$1,000$30
4%$1,000$40
4.75%$38,240$1,816
Total$41,240$1,906

Common questions

How much is $23 an hour after taxes in Maryland?

About $18.61 for every hour you work, or $38,713 a year at 40 hours a week ($47,840 gross). Taxes take about 19.1% of your pay, for a single filer in 2026 with no pre-tax deductions.

How much is $23 an hour a week after taxes in Maryland?

About $744 a week at 40 hours, from $920 gross. Paid every two weeks, each paycheck is about $1,489.

How much is $23 an hour a month after taxes in Maryland?

About $3,226 a month at 40 hours a week, from $3,987 gross.

Is $23 an hour good pay in Maryland?

$23 an hour is 1.5 times Maryland's minimum wage of $15.00 an hour. It's about the 35th percentile of hourly pay in Maryland (BLS, May 2025) — roughly 35 in 100 workers earn less. The median hourly wage for all jobs in Maryland is $28.61. After taxes and local prices, $38,713 a year buys about what $36,884 would at national-average prices.

Is Maryland a high-tax state for $23 an hour?

It ranks 41st of 51 among the 50 states and D.C. for take-home on $23 an hour. The most you'd keep is $40,619 a year, in 8 places including Florida, North Dakota, New Hampshire; the least, $37,247 in Oregon.

Sources and method

Our 2026 engine applies IRS Publication 15-T withholding, Social Security and Medicare, Maryland's income tax rules (methodology). Local income taxes are not included. Minimum wages: U.S. Department of Labor. Wage distribution and jobs: BLS OEWS May 2025. Price levels: BEA Regional Price Parities.

  1. Publication 15-T (2026), Federal Income Tax Withholding Methods — Internal Revenue Service. Accessed October 14, 2026.
  2. State Minimum Wage Laws — U.S. Department of Labor, Wage and Hour Division. Accessed October 14, 2026.
  3. Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 14, 2026.
  4. Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 14, 2026.