Iowa · 2026 take-home pay

$22 an hour after taxes in Iowa

At $22 an hour in Iowa you keep about $18.20 of every hour — $728 a week, $3,155 a month or $37,861 a year full time — after 2026 federal income tax, Social Security, Medicare and Iowa income tax. Iowa has a flat 3.8% income tax, and its minimum wage is $7.25 an hour.

By Work & Money Editorial Team · Last reviewed October 14, 2026

Where $22 an hour goes

$22 an hour full time in Iowa, single filer, 2026
A yearA weekAn hour
Gross pay$45,760$880$22.00
Federal income tax−$3,311−$64−$1.59
Social Security (6.2%)−$2,837−$55−$1.36
Medicare (1.45%+)−$664−$13−$0.32
Iowa income tax−$1,087−$21−$0.52
Take-home pay$37,861$728$18.20

Effective tax rate 17.3% · federal bracket 12% · Iowa bracket 3.8%.

Take-home per paycheck

40 hours a week, different pay schedules
PaidGrossTake-home
Weekly (52 paychecks)$880.00$728.10
Every two weeks (26)$1,760.00$1,456.20
Twice a month (24)$1,906.67$1,577.55
Monthly (12)$3,813.33$3,155.09

Change hours, overtime and deductions

$22 an hour at different hours

Take-home in Iowa for part-time, full-time and overtime weeks. Overtime is paid at 1.5 times $22 an hour for hours over 40, as federal law requires for most hourly workers.

$22 an hour in Iowa: weekly hours and take-home, 2026
ScheduleGross a weekTake-home a weekTake-home a year
20 hours a week*$440$389$20,234
30 hours a week$660$560$29,104
40 hours a week$880$728$37,861
40 hours + 5 overtime$1,045$854$44,429
40 hours + 10 overtime$1,210$981$50,997

*If this is your only job. With a second job, withholding on each is likely too low unless you adjust your W-4.

Is $22 an hour good pay in Iowa?

  • Minimum wage: $22 an hour is 3.0 times Iowa's minimum wage of $7.25 an hour.
  • Among Iowa workers: It's about the 44th percentile of hourly pay in Iowa (BLS, May 2025) — roughly 44 in 100 workers earn less. The median is $23.34 an hour.
  • Local prices: Iowa's price level is 87.8% of the U.S. average (BEA Regional Price Parities), so $37,861 a year buys about what $43,141 would at national-average prices.
  • Rent: the 30% rule points to about $1,144 a month. Check it with your debts.
  • A 50/30/20 budget: about $1,578 a month for needs, $947 for wants and $631 for savings. Plan it in the budget calculator.

Jobs in Iowa that pay about $22 an hour

Occupations whose median wage in Iowa is within 4% of $22 an hour, most common first. Source: BLS OEWS May 2025.

How Iowa compares on $22 an hour

Iowa ranks 16th of 51 for take-home pay on $22 an hour (1st = keeps the most). Here it is next to its neighbors.

Take-home on $22 an hour, 40 hours a week, single filer, 2026
StateAfter tax, per hourA yearMinimum wagevs Iowa
Iowa$18.20$37,861$7.25—
Illinois$17.71$36,828$15.00−$1,033 a year
Minnesota$17.84$37,117$11.41−$744 a year
Missouri$18.14$37,735$15.00−$126 a year
Nebraska$18.15$37,746$15.00−$115 a year
South Dakota$18.73$38,948$11.85+$1,087 a year
Wisconsin$18.07$37,580$7.25−$281 a year

How the federal tax on $45,760 ($22 an hour) is worked out

Taxable income is $45,760 minus the 2026 standard deduction ($16,100) = $29,660. Each slice is taxed at its own rate:

2026 federal income tax by bracket, single filer
RateIncome in this bracketTax
10%$12,400$1,240
12%$17,260$2,071
Total$29,660$3,311

How the Iowa income tax on $45,760 ($22 an hour) is worked out

Taxable income is $45,760 of Iowa wages minus $16,100 standard deduction = $29,660.

Iowa income tax by bracket, single filer, 2026 rules
RateIncome in this bracketTax
3.8%$29,660$1,127
Personal credits—−$40
Total$29,660$1,087

Common questions

How much is $22 an hour after taxes in Iowa?

About $18.20 for every hour you work, or $37,861 a year at 40 hours a week ($45,760 gross). Taxes take about 17.3% of your pay, for a single filer in 2026 with no pre-tax deductions.

How much is $22 an hour a week after taxes in Iowa?

About $728 a week at 40 hours, from $880 gross. Paid every two weeks, each paycheck is about $1,456.

How much is $22 an hour a month after taxes in Iowa?

About $3,155 a month at 40 hours a week, from $3,813 gross.

Is $22 an hour good pay in Iowa?

$22 an hour is 3.0 times Iowa's minimum wage of $7.25 an hour. It's about the 44th percentile of hourly pay in Iowa (BLS, May 2025) — roughly 44 in 100 workers earn less. The median hourly wage for all jobs in Iowa is $23.34. After taxes and local prices, $37,861 a year buys about what $43,141 would at national-average prices.

Is Iowa a high-tax state for $22 an hour?

It ranks 16th of 51 among the 50 states and D.C. for take-home on $22 an hour. The most you'd keep is $38,948 a year, in 8 places including Florida, North Dakota, New Hampshire; the least, $35,750 in Oregon.

Sources and method

Our 2026 engine applies IRS Publication 15-T withholding, Social Security and Medicare, Iowa's income tax rules (methodology). Local income taxes are not included. Minimum wages: U.S. Department of Labor. Wage distribution and jobs: BLS OEWS May 2025. Price levels: BEA Regional Price Parities.

  1. Publication 15-T (2026), Federal Income Tax Withholding Methods — Internal Revenue Service. Accessed October 14, 2026.
  2. State Minimum Wage Laws — U.S. Department of Labor, Wage and Hour Division. Accessed October 14, 2026.
  3. Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 14, 2026.
  4. Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 14, 2026.