Iowa · 2026 take-home pay

$18 an hour after taxes in Iowa

At $18 an hour in Iowa you keep about $15.14 of every hour — $606 a week, $2,624 a month or $31,492 a year full time — after 2026 federal income tax, Social Security, Medicare and Iowa income tax. Iowa has a flat 3.8% income tax, and its minimum wage is $7.25 an hour.

By Work & Money Editorial Team · Last reviewed October 14, 2026

Where $18 an hour goes

$18 an hour full time in Iowa, single filer, 2026
A yearA weekAn hour
Gross pay$37,440$720$18.00
Federal income tax−$2,313−$44−$1.11
Social Security (6.2%)−$2,321−$45−$1.12
Medicare (1.45%+)−$543−$10−$0.26
Iowa income tax−$771−$15−$0.37
Take-home pay$31,492$606$15.14

Effective tax rate 15.9% · federal bracket 12% · Iowa bracket 3.8%.

Take-home per paycheck

40 hours a week, different pay schedules
PaidGrossTake-home
Weekly (52 paychecks)$720.00$605.62
Every two weeks (26)$1,440.00$1,211.24
Twice a month (24)$1,560.00$1,312.17
Monthly (12)$3,120.00$2,624.34

Change hours, overtime and deductions

$18 an hour at different hours

Take-home in Iowa for part-time, full-time and overtime weeks. Overtime is paid at 1.5 times $18 an hour for hours over 40, as federal law requires for most hourly workers.

$18 an hour in Iowa: weekly hours and take-home, 2026
ScheduleGross a weekTake-home a weekTake-home a year
20 hours a week*$360$326$16,966
30 hours a week$540$468$24,319
40 hours a week$720$606$31,492
40 hours + 5 overtime$855$709$36,866
40 hours + 10 overtime$990$812$42,240

*If this is your only job. With a second job, withholding on each is likely too low unless you adjust your W-4.

Is $18 an hour good pay in Iowa?

  • Minimum wage: $18 an hour is 2.5 times Iowa's minimum wage of $7.25 an hour.
  • Among Iowa workers: It's about the 27th percentile of hourly pay in Iowa (BLS, May 2025) — roughly 27 in 100 workers earn less. The median is $23.34 an hour.
  • Local prices: Iowa's price level is 87.8% of the U.S. average (BEA Regional Price Parities), so $31,492 a year buys about what $35,884 would at national-average prices.
  • Rent: the 30% rule points to about $936 a month. Check it with your debts.
  • A 50/30/20 budget: about $1,312 a month for needs, $787 for wants and $525 for savings. Plan it in the budget calculator.

Jobs in Iowa that pay about $18 an hour

Occupations whose median wage in Iowa is within 4% of $18 an hour, most common first. Source: BLS OEWS May 2025.

How Iowa compares on $18 an hour

Iowa ranks 17th of 51 for take-home pay on $18 an hour (1st = keeps the most). Here it is next to its neighbors.

Take-home on $18 an hour, 40 hours a week, single filer, 2026
StateAfter tax, per hourA yearMinimum wagevs Iowa
Iowa$15.14$31,492$7.25—
Illinois$14.69$30,555$15.00−$937 a year
Minnesota$14.86$30,914$11.41−$578 a year
Missouri$15.12$31,441$15.00−$51 a year
Nebraska$15.11$31,439$15.00−$53 a year
South Dakota$15.51$32,263$11.85+$771 a year
Wisconsin$15.05$31,305$7.25−$187 a year

How the federal tax on $37,440 ($18 an hour) is worked out

Taxable income is $37,440 minus the 2026 standard deduction ($16,100) = $21,340. Each slice is taxed at its own rate:

2026 federal income tax by bracket, single filer
RateIncome in this bracketTax
10%$12,400$1,240
12%$8,940$1,073
Total$21,340$2,313

How the Iowa income tax on $37,440 ($18 an hour) is worked out

Taxable income is $37,440 of Iowa wages minus $16,100 standard deduction = $21,340.

Iowa income tax by bracket, single filer, 2026 rules
RateIncome in this bracketTax
3.8%$21,340$811
Personal credits—−$40
Total$21,340$771

Common questions

How much is $18 an hour after taxes in Iowa?

About $15.14 for every hour you work, or $31,492 a year at 40 hours a week ($37,440 gross). Taxes take about 15.9% of your pay, for a single filer in 2026 with no pre-tax deductions.

How much is $18 an hour a week after taxes in Iowa?

About $606 a week at 40 hours, from $720 gross. Paid every two weeks, each paycheck is about $1,211.

How much is $18 an hour a month after taxes in Iowa?

About $2,624 a month at 40 hours a week, from $3,120 gross.

Is $18 an hour good pay in Iowa?

$18 an hour is 2.5 times Iowa's minimum wage of $7.25 an hour. It's about the 27th percentile of hourly pay in Iowa (BLS, May 2025) — roughly 27 in 100 workers earn less. The median hourly wage for all jobs in Iowa is $23.34. After taxes and local prices, $31,492 a year buys about what $35,884 would at national-average prices.

Is Iowa a high-tax state for $18 an hour?

It ranks 17th of 51 among the 50 states and D.C. for take-home on $18 an hour. The most you'd keep is $32,263 a year, in 8 places including Florida, North Dakota, New Hampshire; the least, $29,764 in Oregon.

Sources and method

Our 2026 engine applies IRS Publication 15-T withholding, Social Security and Medicare, Iowa's income tax rules (methodology). Local income taxes are not included. Minimum wages: U.S. Department of Labor. Wage distribution and jobs: BLS OEWS May 2025. Price levels: BEA Regional Price Parities.

  1. Publication 15-T (2026), Federal Income Tax Withholding Methods — Internal Revenue Service. Accessed October 14, 2026.
  2. State Minimum Wage Laws — U.S. Department of Labor, Wage and Hour Division. Accessed October 14, 2026.
  3. Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 14, 2026.
  4. Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 14, 2026.