New York · 2026 take-home pay

$14 an hour after taxes in New York

At $14 an hour in New York you keep about $11.75 of every hour — $470 a week, $2,037 a month or $24,445 a year full time — after 2026 federal income tax, Social Security, Medicare, New York income tax and state payroll programs. New York has a graduated income tax plus DBL and PFL, and its minimum wage is $16.00 an hour.

By Work & Money Editorial Team · Last reviewed October 14, 2026

Where $14 an hour goes

$14 an hour full time in New York, single filer, 2026
A yearA weekAn hour
Gross pay$29,120$560$14.00
Federal income tax−$1,314−$25−$0.63
Social Security (6.2%)−$1,805−$35−$0.87
Medicare (1.45%+)−$422−$8−$0.20
New York income tax−$975−$19−$0.47
DBL (Disability Benefits Law)−$31−$1−$0.02
PFL (Paid Family Leave)−$126−$2−$0.06
Take-home pay$24,445$470$11.75

Effective tax rate 16.1% · federal bracket 12% · New York bracket 5.4%.

DBL (Disability Benefits Law): 0.5% of wages (capped) · PFL (Paid Family Leave): 0.43% of wages.

Take-home per paycheck

40 hours a week, different pay schedules
PaidGrossTake-home
Weekly (52 paychecks)$560.00$470.10
Every two weeks (26)$1,120.00$940.21
Twice a month (24)$1,213.33$1,018.56
Monthly (12)$2,426.67$2,037.12

Change hours, overtime and deductions

$14 an hour at different hours

Take-home in New York for part-time, full-time and overtime weeks. Overtime is paid at 1.5 times $14 an hour for hours over 40, as federal law requires for most hourly workers.

$14 an hour in New York: weekly hours and take-home, 2026
ScheduleGross a weekTake-home a weekTake-home a year
20 hours a week*$280$252$13,096
30 hours a week$420$363$18,887
40 hours a week$560$470$24,445
40 hours + 5 overtime$665$548$28,514
40 hours + 10 overtime$770$627$32,583

*If this is your only job. With a second job, withholding on each is likely too low unless you adjust your W-4.

Is $14 an hour good pay in New York?

  • Minimum wage: $14 an hour is below New York's minimum wage of $16.00 an hour, so most employers there can't pay it.
  • Among New York workers: It's below the 10th percentile of hourly pay in New York (BLS, May 2025) — fewer than about 1 in 10 workers earn less. The median is $28.69 an hour.
  • Local prices: New York's price level is 107.9% of the U.S. average (BEA Regional Price Parities), so $24,445 a year buys about what $22,651 would at national-average prices.
  • Rent: the 30% rule points to about $728 a month. Check it with your debts.
  • A 50/30/20 budget: about $1,019 a month for needs, $611 for wants and $407 for savings. Plan it in the budget calculator.

How New York compares on $14 an hour

New York ranks 47th of 51 for take-home pay on $14 an hour (1st = keeps the most). Here it is next to its neighbors.

Take-home on $14 an hour, 40 hours a week, single filer, 2026
StateAfter tax, per hourA yearMinimum wagevs New York
New York$11.75$24,445$16.00—
Connecticut$12.07$25,105$16.94+$660 a year
Massachusetts$11.64$24,208$15.00−$237 a year
New Jersey$11.98$24,910$15.92+$465 a year
Pennsylvania$11.86$24,664$7.25+$219 a year
Vermont$12.04$25,036$14.42+$591 a year

How the federal tax on $29,120 ($14 an hour) is worked out

Taxable income is $29,120 minus the 2026 standard deduction ($16,100) = $13,020. Each slice is taxed at its own rate:

2026 federal income tax by bracket, single filer
RateIncome in this bracketTax
10%$12,400$1,240
12%$620$74
Total$13,020$1,314

How the New York income tax on $29,120 ($14 an hour) is worked out

Taxable income is $29,120 of New York wages minus $8,000 standard deduction = $21,120.

New York income tax by bracket, single filer, 2026 rules
RateIncome in this bracketTax
3.9%$8,500$332
4.4%$3,200$141
5.15%$2,200$113
5.4%$7,220$390
Total$21,120$975

Common questions

How much is $14 an hour after taxes in New York?

About $11.75 for every hour you work, or $24,445 a year at 40 hours a week ($29,120 gross). Taxes take about 16.1% of your pay, for a single filer in 2026 with no pre-tax deductions.

How much is $14 an hour a week after taxes in New York?

About $470 a week at 40 hours, from $560 gross. Paid every two weeks, each paycheck is about $940.

How much is $14 an hour a month after taxes in New York?

About $2,037 a month at 40 hours a week, from $2,427 gross.

Is $14 an hour good pay in New York?

$14 an hour is below New York's minimum wage of $16.00 an hour, so most employers there can't pay it. It's below the 10th percentile of hourly pay in New York (BLS, May 2025) — fewer than about 1 in 10 workers earn less. The median hourly wage for all jobs in New York is $28.69. After taxes and local prices, $24,445 a year buys about what $22,651 would at national-average prices.

Is New York a high-tax state for $14 an hour?

It ranks 47th of 51 among the 50 states and D.C. for take-home on $14 an hour. The most you'd keep is $25,578 a year, in 8 places including Florida, North Dakota, New Hampshire; the least, $23,778 in Oregon.

Sources and method

Our 2026 engine applies IRS Publication 15-T withholding, Social Security and Medicare, New York's income tax rules and New York's employee payroll programs (methodology). Local income taxes are not included. Minimum wages: U.S. Department of Labor. Wage distribution and jobs: BLS OEWS May 2025. Price levels: BEA Regional Price Parities.

  1. Publication 15-T (2026), Federal Income Tax Withholding Methods — Internal Revenue Service. Accessed October 14, 2026.
  2. State Minimum Wage Laws — U.S. Department of Labor, Wage and Hour Division. Accessed October 14, 2026.
  3. Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 14, 2026.
  4. Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 14, 2026.