New York · 2026 take-home pay

$15 an hour after taxes in New York

At $15 an hour in New York you keep about $12.50 of every hour — $500 a week, $2,166 a month or $25,995 a year full time — after 2026 federal income tax, Social Security, Medicare, New York income tax and state payroll programs. New York has a graduated income tax plus DBL and PFL, and its minimum wage is $16.00 an hour.

By Work & Money Editorial Team · Last reviewed October 14, 2026

Where $15 an hour goes

$15 an hour full time in New York, single filer, 2026
A yearA weekAn hour
Gross pay$31,200$600$15.00
Federal income tax−$1,564−$30−$0.75
Social Security (6.2%)−$1,934−$37−$0.93
Medicare (1.45%+)−$452−$9−$0.22
New York income tax−$1,088−$21−$0.52
DBL (Disability Benefits Law)−$31−$1−$0.02
PFL (Paid Family Leave)−$135−$3−$0.06
Take-home pay$25,995$500$12.50

Effective tax rate 16.7% · federal bracket 12% · New York bracket 5.4%.

DBL (Disability Benefits Law): 0.5% of wages (capped) · PFL (Paid Family Leave): 0.43% of wages.

Take-home per paycheck

40 hours a week, different pay schedules
PaidGrossTake-home
Weekly (52 paychecks)$600.00$499.91
Every two weeks (26)$1,200.00$999.82
Twice a month (24)$1,300.00$1,083.14
Monthly (12)$2,600.00$2,166.28

Change hours, overtime and deductions

$15 an hour at different hours

Take-home in New York for part-time, full-time and overtime weeks. Overtime is paid at 1.5 times $15 an hour for hours over 40, as federal law requires for most hourly workers.

$15 an hour in New York: weekly hours and take-home, 2026
ScheduleGross a weekTake-home a weekTake-home a year
20 hours a week*$300$269$14,012
30 hours a week$450$386$20,081
40 hours a week$600$500$25,995
40 hours + 5 overtime$713$584$30,355
40 hours + 10 overtime$825$668$34,714

*If this is your only job. With a second job, withholding on each is likely too low unless you adjust your W-4.

Is $15 an hour good pay in New York?

  • Minimum wage: $15 an hour is below New York's minimum wage of $16.00 an hour, so most employers there can't pay it.
  • Among New York workers: It's below the 10th percentile of hourly pay in New York (BLS, May 2025) — fewer than about 1 in 10 workers earn less. The median is $28.69 an hour.
  • Local prices: New York's price level is 107.9% of the U.S. average (BEA Regional Price Parities), so $25,995 a year buys about what $24,087 would at national-average prices.
  • Rent: the 30% rule points to about $780 a month. Check it with your debts.
  • A 50/30/20 budget: about $1,083 a month for needs, $650 for wants and $433 for savings. Plan it in the budget calculator.

How New York compares on $15 an hour

New York ranks 48th of 51 for take-home pay on $15 an hour (1st = keeps the most). Here it is next to its neighbors.

Take-home on $15 an hour, 40 hours a week, single filer, 2026
StateAfter tax, per hourA yearMinimum wagevs New York
New York$12.50$25,995$16.00—
Connecticut$12.79$26,610$16.94+$615 a year
Massachusetts$12.39$25,766$15.00−$229 a year
New Jersey$12.75$26,527$15.92+$532 a year
Pennsylvania$12.63$26,270$7.25+$275 a year
Vermont$12.81$26,638$14.42+$643 a year

How the federal tax on $31,200 ($15 an hour) is worked out

Taxable income is $31,200 minus the 2026 standard deduction ($16,100) = $15,100. Each slice is taxed at its own rate:

2026 federal income tax by bracket, single filer
RateIncome in this bracketTax
10%$12,400$1,240
12%$2,700$324
Total$15,100$1,564

How the New York income tax on $31,200 ($15 an hour) is worked out

Taxable income is $31,200 of New York wages minus $8,000 standard deduction = $23,200.

New York income tax by bracket, single filer, 2026 rules
RateIncome in this bracketTax
3.9%$8,500$332
4.4%$3,200$141
5.15%$2,200$113
5.4%$9,300$502
Total$23,200$1,088

Common questions

How much is $15 an hour after taxes in New York?

About $12.50 for every hour you work, or $25,995 a year at 40 hours a week ($31,200 gross). Taxes take about 16.7% of your pay, for a single filer in 2026 with no pre-tax deductions.

How much is $15 an hour a week after taxes in New York?

About $500 a week at 40 hours, from $600 gross. Paid every two weeks, each paycheck is about $1,000.

How much is $15 an hour a month after taxes in New York?

About $2,166 a month at 40 hours a week, from $2,600 gross.

Is $15 an hour good pay in New York?

$15 an hour is below New York's minimum wage of $16.00 an hour, so most employers there can't pay it. It's below the 10th percentile of hourly pay in New York (BLS, May 2025) — fewer than about 1 in 10 workers earn less. The median hourly wage for all jobs in New York is $28.69. After taxes and local prices, $25,995 a year buys about what $24,087 would at national-average prices.

Is New York a high-tax state for $15 an hour?

It ranks 48th of 51 among the 50 states and D.C. for take-home on $15 an hour. The most you'd keep is $27,249 a year, in 8 places including Florida, North Dakota, New Hampshire; the least, $25,274 in Oregon.

Sources and method

Our 2026 engine applies IRS Publication 15-T withholding, Social Security and Medicare, New York's income tax rules and New York's employee payroll programs (methodology). Local income taxes are not included. Minimum wages: U.S. Department of Labor. Wage distribution and jobs: BLS OEWS May 2025. Price levels: BEA Regional Price Parities.

  1. Publication 15-T (2026), Federal Income Tax Withholding Methods — Internal Revenue Service. Accessed October 14, 2026.
  2. State Minimum Wage Laws — U.S. Department of Labor, Wage and Hour Division. Accessed October 14, 2026.
  3. Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 14, 2026.
  4. Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 14, 2026.