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Take-home pay after federal, state and local taxes — salary or hourly, with overtime and pre-tax deductions.
New York · 2026 take-home pay
At $15 an hour in New York you keep about $12.50 of every hour — $500 a week, $2,166 a month or $25,995 a year full time — after 2026 federal income tax, Social Security, Medicare, New York income tax and state payroll programs. New York has a graduated income tax plus DBL and PFL, and its minimum wage is $16.00 an hour.
| A year | A week | An hour | |
|---|---|---|---|
| Gross pay | $31,200 | $600 | $15.00 |
| Federal income tax | −$1,564 | −$30 | −$0.75 |
| Social Security (6.2%) | −$1,934 | −$37 | −$0.93 |
| Medicare (1.45%+) | −$452 | −$9 | −$0.22 |
| New York income tax | −$1,088 | −$21 | −$0.52 |
| DBL (Disability Benefits Law) | −$31 | −$1 | −$0.02 |
| PFL (Paid Family Leave) | −$135 | −$3 | −$0.06 |
| Take-home pay | $25,995 | $500 | $12.50 |
Effective tax rate 16.7% · federal bracket 12% · New York bracket 5.4%.
DBL (Disability Benefits Law): 0.5% of wages (capped) · PFL (Paid Family Leave): 0.43% of wages.
| Paid | Gross | Take-home |
|---|---|---|
| Weekly (52 paychecks) | $600.00 | $499.91 |
| Every two weeks (26) | $1,200.00 | $999.82 |
| Twice a month (24) | $1,300.00 | $1,083.14 |
| Monthly (12) | $2,600.00 | $2,166.28 |
Take-home in New York for part-time, full-time and overtime weeks. Overtime is paid at 1.5 times $15 an hour for hours over 40, as federal law requires for most hourly workers.
| Schedule | Gross a week | Take-home a week | Take-home a year |
|---|---|---|---|
| 20 hours a week* | $300 | $269 | $14,012 |
| 30 hours a week | $450 | $386 | $20,081 |
| 40 hours a week | $600 | $500 | $25,995 |
| 40 hours + 5 overtime | $713 | $584 | $30,355 |
| 40 hours + 10 overtime | $825 | $668 | $34,714 |
*If this is your only job. With a second job, withholding on each is likely too low unless you adjust your W-4.
New York ranks 48th of 51 for take-home pay on $15 an hour (1st = keeps the most). Here it is next to its neighbors.
| State | After tax, per hour | A year | Minimum wage | vs New York |
|---|---|---|---|---|
| New York | $12.50 | $25,995 | $16.00 | — |
| Connecticut | $12.79 | $26,610 | $16.94 | +$615 a year |
| Massachusetts | $12.39 | $25,766 | $15.00 | −$229 a year |
| New Jersey | $12.75 | $26,527 | $15.92 | +$532 a year |
| Pennsylvania | $12.63 | $26,270 | $7.25 | +$275 a year |
| Vermont | $12.81 | $26,638 | $14.42 | +$643 a year |
Taxable income is $31,200 minus the 2026 standard deduction ($16,100) = $15,100. Each slice is taxed at its own rate:
| Rate | Income in this bracket | Tax |
|---|---|---|
| 10% | $12,400 | $1,240 |
| 12% | $2,700 | $324 |
| Total | $15,100 | $1,564 |
Taxable income is $31,200 of New York wages minus $8,000 standard deduction = $23,200.
| Rate | Income in this bracket | Tax |
|---|---|---|
| 3.9% | $8,500 | $332 |
| 4.4% | $3,200 | $141 |
| 5.15% | $2,200 | $113 |
| 5.4% | $9,300 | $502 |
| Total | $23,200 | $1,088 |
About $12.50 for every hour you work, or $25,995 a year at 40 hours a week ($31,200 gross). Taxes take about 16.7% of your pay, for a single filer in 2026 with no pre-tax deductions.
About $500 a week at 40 hours, from $600 gross. Paid every two weeks, each paycheck is about $1,000.
About $2,166 a month at 40 hours a week, from $2,600 gross.
$15 an hour is below New York's minimum wage of $16.00 an hour, so most employers there can't pay it. It's below the 10th percentile of hourly pay in New York (BLS, May 2025) — fewer than about 1 in 10 workers earn less. The median hourly wage for all jobs in New York is $28.69. After taxes and local prices, $25,995 a year buys about what $24,087 would at national-average prices.
It ranks 48th of 51 among the 50 states and D.C. for take-home on $15 an hour. The most you'd keep is $27,249 a year, in 8 places including Florida, North Dakota, New Hampshire; the least, $25,274 in Oregon.
$15 an hour in every state · $30,000 a year in New York · $35,000 a year in New York · New York paycheck calculator · All pay conversions
Our 2026 engine applies IRS Publication 15-T withholding, Social Security and Medicare, New York's income tax rules and New York's employee payroll programs (methodology). Local income taxes are not included. Minimum wages: U.S. Department of Labor. Wage distribution and jobs: BLS OEWS May 2025. Price levels: BEA Regional Price Parities.