Accountants and Auditors
Median $46.07 an hour in Rhode Island · 6,570 jobs
Rhode Island · 2026 take-home pay
$45 an hour after taxes in Rhode Island
At $45 an hour in Rhode Island you keep about $34.02 of every hour — $1,361 a week, $5,896 a month or $70,755 a year full time — after 2026 federal income tax, Social Security, Medicare, Rhode Island income tax and state payroll programs. Rhode Island has a graduated income tax plus TDI, and its minimum wage is $16.00 an hour.
Where $45 an hour goes
| A year | A week | An hour | |
|---|---|---|---|
| Gross pay | $93,600 | $1,800 | $45.00 |
| Federal income tax | −$11,762 | −$226 | −$5.65 |
| Social Security (6.2%) | −$5,803 | −$112 | −$2.79 |
| Medicare (1.45%+) | −$1,357 | −$26 | −$0.65 |
| Rhode Island income tax | −$2,893 | −$56 | −$1.39 |
| TDI (Temporary Disability Insurance, includes TCI paid family leave) | −$1,030 | −$20 | −$0.50 |
| Take-home pay | $70,755 | $1,361 | $34.02 |
Effective tax rate 24.4% · federal bracket 22% · Rhode Island bracket 3.75%.
TDI (Temporary Disability Insurance, includes TCI paid family leave): 1.1% of wages.
Take-home per paycheck
| Paid | Gross | Take-home |
|---|---|---|
| Weekly (52 paychecks) | $1,800.00 | $1,360.67 |
| Every two weeks (26) | $3,600.00 | $2,721.34 |
| Twice a month (24) | $3,900.00 | $2,948.12 |
| Monthly (12) | $7,800.00 | $5,896.24 |
$45 an hour at different hours
Take-home in Rhode Island for part-time, full-time and overtime weeks. Overtime is paid at 1.5 times $45 an hour for hours over 40, as federal law requires for most hourly workers.
| Schedule | Gross a week | Take-home a week | Take-home a year |
|---|---|---|---|
| 20 hours a week* | $900 | $733 | $38,131 |
| 30 hours a week | $1,350 | $1,066 | $55,428 |
| 40 hours a week | $1,800 | $1,361 | $70,755 |
| 40 hours + 5 overtime | $2,138 | $1,582 | $82,246 |
| 40 hours + 10 overtime | $2,475 | $1,800 | $93,621 |
*If this is your only job. With a second job, withholding on each is likely too low unless you adjust your W-4.
Is $45 an hour good pay in Rhode Island?
- Minimum wage: $45 an hour is 2.8 times Rhode Island's minimum wage of $16.00 an hour.
- Among Rhode Island workers: It's about the 78th percentile of hourly pay in Rhode Island (BLS, May 2025) — roughly 78 in 100 workers earn less. The median is $27.30 an hour.
- Local prices: Rhode Island's price level is 102.3% of the U.S. average (BEA Regional Price Parities), so $70,755 a year buys about what $69,178 would at national-average prices.
- Rent: the 30% rule points to about $2,340 a month. Check it with your debts.
- A 50/30/20 budget: about $2,948 a month for needs, $1,769 for wants and $1,179 for savings. Plan it in the budget calculator.
Jobs in Rhode Island that pay about $45 an hour
Occupations whose median wage in Rhode Island is within 4% of $45 an hour, most common first. Source: BLS OEWS May 2025.
Engineering Technologists and Technicians, Except Drafters, All Other
Median $45.46 an hour in Rhode Island · 380 jobs
Diagnostic Medical Sonographers
Median $44.63 an hour in Rhode Island · 380 jobs
Financial Examiners
Median $45.26 an hour in Rhode Island · 320 jobs
Computer Programmers
Median $46.38 an hour in Rhode Island · 250 jobs
School Psychologists
Median $45.62 an hour in Rhode Island · 210 jobs
How Rhode Island compares on $45 an hour
Rhode Island ranks 33rd of 51 for take-home pay on $45 an hour (1st = keeps the most). Here it is next to its neighbors.
| State | After tax, per hour | A year | Minimum wage | vs Rhode Island |
|---|---|---|---|---|
| Rhode Island | $34.02 | $70,755 | $16.00 | — |
| Connecticut | $33.47 | $69,612 | $16.94 | −$1,143 a year |
| Massachusetts | $33.55 | $69,787 | $15.00 | −$968 a year |
How the federal tax on $93,600 ($45 an hour) is worked out
Taxable income is $93,600 minus the 2026 standard deduction ($16,100) = $77,500. Each slice is taxed at its own rate:
| Rate | Income in this bracket | Tax |
|---|---|---|
| 10% | $12,400 | $1,240 |
| 12% | $38,000 | $4,560 |
| 22% | $27,100 | $5,962 |
| Total | $77,500 | $11,762 |
How the Rhode Island income tax on $93,600 ($45 an hour) is worked out
Taxable income is $93,600 of Rhode Island wages minus $11,200 standard deduction minus $5,250 in exemptions = $77,150.
| Rate | Income in this bracket | Tax |
|---|---|---|
| 3.75% | $77,150 | $2,893 |
| Total | $77,150 | $2,893 |
Common questions
How much is $45 an hour after taxes in Rhode Island?
About $34.02 for every hour you work, or $70,755 a year at 40 hours a week ($93,600 gross). Taxes take about 24.4% of your pay, for a single filer in 2026 with no pre-tax deductions.
How much is $45 an hour a week after taxes in Rhode Island?
About $1,361 a week at 40 hours, from $1,800 gross. Paid every two weeks, each paycheck is about $2,721.
How much is $45 an hour a month after taxes in Rhode Island?
About $5,896 a month at 40 hours a week, from $7,800 gross.
Is $45 an hour good pay in Rhode Island?
$45 an hour is 2.8 times Rhode Island's minimum wage of $16.00 an hour. It's about the 78th percentile of hourly pay in Rhode Island (BLS, May 2025) — roughly 78 in 100 workers earn less. The median hourly wage for all jobs in Rhode Island is $27.30. After taxes and local prices, $70,755 a year buys about what $69,178 would at national-average prices.
Is Rhode Island a high-tax state for $45 an hour?
It ranks 33rd of 51 among the 50 states and D.C. for take-home on $45 an hour. The most you'd keep is $74,678 a year, in 7 places including Florida, New Hampshire, Nevada; the least, $67,435 in Oregon.
More hourly rates
Other hourly rates in Rhode Island
- $37 an hour in Rhode Island
- $38 an hour in Rhode Island
- $39 an hour in Rhode Island
- $40 an hour in Rhode Island
- $50 an hour in Rhode Island
$45 an hour in every state · $90,000 a year in Rhode Island · $95,000 a year in Rhode Island · Rhode Island paycheck calculator · All pay conversions
Sources and method
Our 2026 engine applies IRS Publication 15-T withholding, Social Security and Medicare, Rhode Island's income tax rules and Rhode Island's employee payroll programs (methodology). Local income taxes are not included. Minimum wages: U.S. Department of Labor. Wage distribution and jobs: BLS OEWS May 2025. Price levels: BEA Regional Price Parities.
- Publication 15-T (2026), Federal Income Tax Withholding Methods — Internal Revenue Service. Accessed October 14, 2026.
- State Minimum Wage Laws — U.S. Department of Labor, Wage and Hour Division. Accessed October 14, 2026.
- Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 14, 2026.
- Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 14, 2026.