Mississippi · 2026 take-home pay

$38 an hour after taxes in Mississippi

At $38 an hour in Mississippi you keep about $29.81 of every hour — $1,192 a week, $5,167 a month or $62,005 a year full time — after 2026 federal income tax, Social Security, Medicare and Mississippi income tax. Mississippi has a flat 4% income tax, and its minimum wage is $7.25 an hour.

By Work & Money Editorial Team · Last reviewed October 14, 2026

Where $38 an hour goes

$38 an hour full time in Mississippi, single filer, 2026
A yearA weekAn hour
Gross pay$79,040$1,520$38.00
Federal income tax−$8,559−$165−$4.11
Social Security (6.2%)−$4,900−$94−$2.36
Medicare (1.45%+)−$1,146−$22−$0.55
Mississippi income tax−$2,430−$47−$1.17
Take-home pay$62,005$1,192$29.81

Effective tax rate 21.6% · federal bracket 22% · Mississippi bracket 4%.

Take-home per paycheck

40 hours a week, different pay schedules
PaidGrossTake-home
Weekly (52 paychecks)$1,520.00$1,192.40
Every two weeks (26)$3,040.00$2,384.81
Twice a month (24)$3,293.33$2,583.54
Monthly (12)$6,586.67$5,167.09

Change hours, overtime and deductions

$38 an hour at different hours

Take-home in Mississippi for part-time, full-time and overtime weeks. Overtime is paid at 1.5 times $38 an hour for hours over 40, as federal law requires for most hourly workers.

$38 an hour in Mississippi: weekly hours and take-home, 2026
ScheduleGross a weekTake-home a weekTake-home a year
20 hours a week*$760$636$33,086
30 hours a week$1,140$926$48,172
40 hours a week$1,520$1,192$62,005
40 hours + 5 overtime$1,805$1,382$71,838
40 hours + 10 overtime$2,090$1,571$81,671

*If this is your only job. With a second job, withholding on each is likely too low unless you adjust your W-4.

Is $38 an hour good pay in Mississippi?

  • Minimum wage: $38 an hour is 5.2 times the federal minimum wage of $7.25, which applies in Mississippi. Mississippi has no state minimum wage law.
  • Among Mississippi workers: It's about the 87th percentile of hourly pay in Mississippi (BLS, May 2025) — roughly 87 in 100 workers earn less. The median is $19.29 an hour.
  • Local prices: Mississippi's price level is 87% of the U.S. average (BEA Regional Price Parities), so $62,005 a year buys about what $71,309 would at national-average prices.
  • Rent: the 30% rule points to about $1,976 a month. Check it with your debts.
  • A 50/30/20 budget: about $2,584 a month for needs, $1,550 for wants and $1,033 for savings. Plan it in the budget calculator.

Jobs in Mississippi that pay about $38 an hour

Occupations whose median wage in Mississippi is within 4% of $38 an hour, most common first. Source: BLS OEWS May 2025.

How Mississippi compares on $38 an hour

Mississippi ranks 16th of 51 for take-home pay on $38 an hour (1st = keeps the most). Here it is next to its neighbors.

Take-home on $38 an hour, 40 hours a week, single filer, 2026
StateAfter tax, per hourA yearMinimum wagevs Mississippi
Mississippi$29.81$62,005$7.25—
Alabama$29.40$61,151$7.25−$854 a year
Arkansas$29.81$61,998$11.00−$7 a year
Louisiana$30.02$62,450$7.25+$445 a year
Tennessee$30.98$64,435$7.25+$2,430 a year

How the federal tax on $79,040 ($38 an hour) is worked out

Taxable income is $79,040 minus the 2026 standard deduction ($16,100) = $62,940. Each slice is taxed at its own rate:

2026 federal income tax by bracket, single filer
RateIncome in this bracketTax
10%$12,400$1,240
12%$38,000$4,560
22%$12,540$2,759
Total$62,940$8,559

How the Mississippi income tax on $79,040 ($38 an hour) is worked out

Taxable income is $79,040 of Mississippi wages minus $2,300 standard deduction minus $6,000 in exemptions = $70,740.

Mississippi income tax by bracket, single filer, 2026 rules
RateIncome in this bracketTax
0%$10,000$0
4%$60,740$2,430
Total$70,740$2,430

Common questions

How much is $38 an hour after taxes in Mississippi?

About $29.81 for every hour you work, or $62,005 a year at 40 hours a week ($79,040 gross). Taxes take about 21.6% of your pay, for a single filer in 2026 with no pre-tax deductions.

How much is $38 an hour a week after taxes in Mississippi?

About $1,192 a week at 40 hours, from $1,520 gross. Paid every two weeks, each paycheck is about $2,385.

How much is $38 an hour a month after taxes in Mississippi?

About $5,167 a month at 40 hours a week, from $6,587 gross.

Is $38 an hour good pay in Mississippi?

$38 an hour is 5.2 times the federal minimum wage of $7.25, which applies in Mississippi. Mississippi has no state minimum wage law. It's about the 87th percentile of hourly pay in Mississippi (BLS, May 2025) — roughly 87 in 100 workers earn less. The median hourly wage for all jobs in Mississippi is $19.29. After taxes and local prices, $62,005 a year buys about what $71,309 would at national-average prices.

Is Mississippi a high-tax state for $38 an hour?

It ranks 16th of 51 among the 50 states and D.C. for take-home on $38 an hour. The most you'd keep is $64,435 a year, in 7 places including Florida, New Hampshire, Nevada; the least, $58,551 in Oregon.

Sources and method

Our 2026 engine applies IRS Publication 15-T withholding, Social Security and Medicare, Mississippi's income tax rules (methodology). Local income taxes are not included. Minimum wages: U.S. Department of Labor. Wage distribution and jobs: BLS OEWS May 2025. Price levels: BEA Regional Price Parities.

  1. Publication 15-T (2026), Federal Income Tax Withholding Methods — Internal Revenue Service. Accessed October 14, 2026.
  2. State Minimum Wage Laws — U.S. Department of Labor, Wage and Hour Division. Accessed October 14, 2026.
  3. Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 14, 2026.
  4. Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 14, 2026.