Florida · 2026 take-home pay

$28 an hour after taxes in Florida

At $28 an hour in Florida you keep about $23.55 of every hour — $942 a week, $4,081 a month or $48,976 a year full time — after 2026 federal income tax, Social Security and Medicare. Florida has no income tax on wages, and its minimum wage is $15.00 an hour.

By Work & Money Editorial Team · Last reviewed October 14, 2026

Where $28 an hour goes

$28 an hour full time in Florida, single filer, 2026
A yearA weekAn hour
Gross pay$58,240$1,120$28.00
Federal income tax−$4,809−$92−$2.31
Social Security (6.2%)−$3,611−$69−$1.74
Medicare (1.45%+)−$844−$16−$0.41
Take-home pay$48,976$942$23.55

Effective tax rate 15.9% · federal bracket 12% · no state income tax on wages.

Take-home per paycheck

40 hours a week, different pay schedules
PaidGrossTake-home
Weekly (52 paychecks)$1,120.00$941.84
Every two weeks (26)$2,240.00$1,883.69
Twice a month (24)$2,426.67$2,040.66
Monthly (12)$4,853.33$4,081.32

Change hours, overtime and deductions

$28 an hour at different hours

Take-home in Florida for part-time, full-time and overtime weeks. Overtime is paid at 1.5 times $28 an hour for hours over 40, as federal law requires for most hourly workers.

$28 an hour in Florida: weekly hours and take-home, 2026
ScheduleGross a weekTake-home a weekTake-home a year
20 hours a week*$560$492$25,578
30 hours a week$840$717$37,277
40 hours a week$1,120$942$48,976
40 hours + 5 overtime$1,330$1,105$57,484
40 hours + 10 overtime$1,540$1,253$65,166

*If this is your only job. With a second job, withholding on each is likely too low unless you adjust your W-4.

Is $28 an hour good pay in Florida?

  • Minimum wage: $28 an hour is 1.9 times Florida's minimum wage of $15.00 an hour. Rose from $14.00 on September 30, 2026.
  • Among Florida workers: It's about the 59th percentile of hourly pay in Florida (BLS, May 2025) — roughly 59 in 100 workers earn less. The median is $23.02 an hour.
  • Local prices: Florida's price level is 103.4% of the U.S. average (BEA Regional Price Parities), so $48,976 a year buys about what $47,359 would at national-average prices.
  • Rent: the 30% rule points to about $1,456 a month. Check it with your debts.
  • A 50/30/20 budget: about $2,041 a month for needs, $1,224 for wants and $816 for savings. Plan it in the budget calculator.

Jobs in Florida that pay about $28 an hour

Occupations whose median wage in Florida is within 4% of $28 an hour, most common first. Source: BLS OEWS May 2025.

How Florida compares on $28 an hour

Florida ranks tied for 1st of 51 (with 7 others) for take-home pay on $28 an hour (1st = keeps the most). Here it is next to its neighbors.

Take-home on $28 an hour, 40 hours a week, single filer, 2026
StateAfter tax, per hourA yearMinimum wagevs Florida
Florida$23.55$48,976$15.00—
Alabama$22.38$46,544$7.25−$2,432 a year
Georgia$22.51$46,818$7.25−$2,158 a year

How the federal tax on $58,240 ($28 an hour) is worked out

Taxable income is $58,240 minus the 2026 standard deduction ($16,100) = $42,140. Each slice is taxed at its own rate:

2026 federal income tax by bracket, single filer
RateIncome in this bracketTax
10%$12,400$1,240
12%$29,740$3,569
Total$42,140$4,809

Common questions

How much is $28 an hour after taxes in Florida?

About $23.55 for every hour you work, or $48,976 a year at 40 hours a week ($58,240 gross). Taxes take about 15.9% of your pay, for a single filer in 2026 with no pre-tax deductions.

How much is $28 an hour a week after taxes in Florida?

About $942 a week at 40 hours, from $1,120 gross. Paid every two weeks, each paycheck is about $1,884.

How much is $28 an hour a month after taxes in Florida?

About $4,081 a month at 40 hours a week, from $4,853 gross.

Is $28 an hour good pay in Florida?

$28 an hour is 1.9 times Florida's minimum wage of $15.00 an hour. It's about the 59th percentile of hourly pay in Florida (BLS, May 2025) — roughly 59 in 100 workers earn less. The median hourly wage for all jobs in Florida is $23.02. After taxes and local prices, $48,976 a year buys about what $47,359 would at national-average prices.

Is Florida a high-tax state for $28 an hour?

It ranks tied for 1st of 51 (with 7 others) among the 50 states and D.C. for take-home on $28 an hour. The most you'd keep is $48,976 a year, in 8 places including Florida, North Dakota, New Hampshire; the least, $44,730 in Oregon.

Sources and method

Our 2026 engine applies IRS Publication 15-T withholding, Social Security and Medicare (methodology). Florida doesn't tax wages. Local income taxes are not included. Minimum wages: U.S. Department of Labor. Wage distribution and jobs: BLS OEWS May 2025. Price levels: BEA Regional Price Parities.

  1. Publication 15-T (2026), Federal Income Tax Withholding Methods — Internal Revenue Service. Accessed October 14, 2026.
  2. State Minimum Wage Laws — U.S. Department of Labor, Wage and Hour Division. Accessed October 14, 2026.
  3. Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 14, 2026.
  4. Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 14, 2026.