Office Clerks, General
Median $23.35 an hour in New Jersey · 65,130 jobs
New Jersey · 2026 take-home pay
$23 an hour after taxes in New Jersey
At $23 an hour in New Jersey you keep about $18.81 of every hour — $753 a week, $3,261 a month or $39,133 a year full time — after 2026 federal income tax, Social Security, Medicare, New Jersey income tax and state payroll programs. New Jersey has a graduated income tax plus TDI, FLI, UI (Unemployment Insurance) employee share and WF/SWF (Workforce Development / Supplemental Workforce Fund) employee share, and its minimum wage is $15.92 an hour.
Where $23 an hour goes
| A year | A week | An hour | |
|---|---|---|---|
| Gross pay | $47,840 | $920 | $23.00 |
| Federal income tax | −$3,561 | −$68 | −$1.71 |
| Social Security (6.2%) | −$2,966 | −$57 | −$1.43 |
| Medicare (1.45%+) | −$694 | −$13 | −$0.33 |
| New Jersey income tax | −$1,095 | −$21 | −$0.53 |
| TDI (Temporary Disability Insurance) | −$91 | −$2 | −$0.04 |
| FLI (Family Leave Insurance) | −$110 | −$2 | −$0.05 |
| UI (Unemployment Insurance) employee share | −$171 | −$3 | −$0.08 |
| WF/SWF (Workforce Development / Supplemental Workforce Fund) employee share | −$19 | −$0 | −$0.01 |
| Take-home pay | $39,133 | $753 | $18.81 |
Effective tax rate 18.2% · federal bracket 12% · New Jersey bracket 5.53%.
TDI (Temporary Disability Insurance): 0.19% of wages · FLI (Family Leave Insurance): 0.23% of wages · UI (Unemployment Insurance) employee share: 0.38% of wages (capped) · WF/SWF (Workforce Development / Supplemental Workforce Fund) employee share: 0.04% of wages (capped).
Take-home per paycheck
| Paid | Gross | Take-home |
|---|---|---|
| Weekly (52 paychecks) | $920.00 | $752.55 |
| Every two weeks (26) | $1,840.00 | $1,505.10 |
| Twice a month (24) | $1,993.33 | $1,630.53 |
| Monthly (12) | $3,986.67 | $3,261.06 |
$23 an hour at different hours
Take-home in New Jersey for part-time, full-time and overtime weeks. Overtime is paid at 1.5 times $23 an hour for hours over 40, as federal law requires for most hourly workers.
| Schedule | Gross a week | Take-home a week | Take-home a year |
|---|---|---|---|
| 20 hours a week* | $460 | $400 | $20,775 |
| 30 hours a week | $690 | $580 | $30,166 |
| 40 hours a week | $920 | $753 | $39,133 |
| 40 hours + 5 overtime | $1,093 | $881 | $45,807 |
| 40 hours + 10 overtime | $1,265 | $1,009 | $52,481 |
*If this is your only job. With a second job, withholding on each is likely too low unless you adjust your W-4.
Is $23 an hour good pay in New Jersey?
- Minimum wage: $23 an hour is 1.4 times New Jersey's minimum wage of $15.92 an hour. $15.23 for employers with fewer than 6 employees and for seasonal work.
- Among New Jersey workers: It's about the 36th percentile of hourly pay in New Jersey (BLS, May 2025) — roughly 36 in 100 workers earn less. The median is $28.16 an hour.
- Local prices: New Jersey's price level is 108.8% of the U.S. average (BEA Regional Price Parities), so $39,133 a year buys about what $35,966 would at national-average prices.
- Rent: the 30% rule points to about $1,196 a month. Check it with your debts.
- A 50/30/20 budget: about $1,631 a month for needs, $978 for wants and $652 for savings. Plan it in the budget calculator.
Jobs in New Jersey that pay about $23 an hour
Occupations whose median wage in New Jersey is within 4% of $23 an hour, most common first. Source: BLS OEWS May 2025.
Customer Service Representatives
Median $22.95 an hour in New Jersey · 59,690 jobs
Light Truck Drivers
Median $22.51 an hour in New Jersey · 33,900 jobs
Nursing Assistants
Median $22.52 an hour in New Jersey · 32,400 jobs
First-Line Supervisors of Food Preparation and Serving Workers
Median $23.28 an hour in New Jersey · 27,750 jobs
Industrial Truck and Tractor Operators
Median $22.16 an hour in New Jersey · 21,790 jobs
How New Jersey compares on $23 an hour
New Jersey ranks 27th of 51 for take-home pay on $23 an hour (1st = keeps the most). Here it is next to its neighbors.
| State | After tax, per hour | A year | Minimum wage | vs New Jersey |
|---|---|---|---|---|
| New Jersey | $18.81 | $39,133 | $15.92 | — |
| Delaware | $18.49 | $38,450 | $15.00 | −$683 a year |
| New York | $18.46 | $38,395 | $16.00 | −$738 a year |
| Pennsylvania | $18.81 | $39,117 | $7.25 | −$16 a year |
How the federal tax on $47,840 ($23 an hour) is worked out
Taxable income is $47,840 minus the 2026 standard deduction ($16,100) = $31,740. Each slice is taxed at its own rate:
| Rate | Income in this bracket | Tax |
|---|---|---|
| 10% | $12,400 | $1,240 |
| 12% | $19,340 | $2,321 |
| Total | $31,740 | $3,561 |
How the New Jersey income tax on $47,840 ($23 an hour) is worked out
Taxable income is $47,840 of New Jersey wages minus $1,000 in exemptions = $46,840.
| Rate | Income in this bracket | Tax |
|---|---|---|
| 1.4% | $20,000 | $280 |
| 1.75% | $15,000 | $263 |
| 3.5% | $5,000 | $175 |
| 5.53% | $6,840 | $378 |
| Total | $46,840 | $1,095 |
Common questions
How much is $23 an hour after taxes in New Jersey?
About $18.81 for every hour you work, or $39,133 a year at 40 hours a week ($47,840 gross). Taxes take about 18.2% of your pay, for a single filer in 2026 with no pre-tax deductions.
How much is $23 an hour a week after taxes in New Jersey?
About $753 a week at 40 hours, from $920 gross. Paid every two weeks, each paycheck is about $1,505.
How much is $23 an hour a month after taxes in New Jersey?
About $3,261 a month at 40 hours a week, from $3,987 gross.
Is $23 an hour good pay in New Jersey?
$23 an hour is 1.4 times New Jersey's minimum wage of $15.92 an hour. It's about the 36th percentile of hourly pay in New Jersey (BLS, May 2025) — roughly 36 in 100 workers earn less. The median hourly wage for all jobs in New Jersey is $28.16. After taxes and local prices, $39,133 a year buys about what $35,966 would at national-average prices.
Is New Jersey a high-tax state for $23 an hour?
It ranks 27th of 51 among the 50 states and D.C. for take-home on $23 an hour. The most you'd keep is $40,619 a year, in 8 places including Florida, North Dakota, New Hampshire; the least, $37,247 in Oregon.
More hourly rates
Other hourly rates in New Jersey
- $19 an hour in New Jersey
- $20 an hour in New Jersey
- $21 an hour in New Jersey
- $22 an hour in New Jersey
- $24 an hour in New Jersey
- $25 an hour in New Jersey
- $26 an hour in New Jersey
- $27 an hour in New Jersey
$23 an hour in every state · $45,000 a year in New Jersey · $50,000 a year in New Jersey · New Jersey paycheck calculator · All pay conversions
Sources and method
Our 2026 engine applies IRS Publication 15-T withholding, Social Security and Medicare, New Jersey's income tax rules and New Jersey's employee payroll programs (methodology). Local income taxes are not included. Minimum wages: U.S. Department of Labor. Wage distribution and jobs: BLS OEWS May 2025. Price levels: BEA Regional Price Parities.
- Publication 15-T (2026), Federal Income Tax Withholding Methods — Internal Revenue Service. Accessed October 14, 2026.
- State Minimum Wage Laws — U.S. Department of Labor, Wage and Hour Division. Accessed October 14, 2026.
- Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 14, 2026.
- Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 14, 2026.