Customer Service Representatives
Median $23.61 an hour in Massachusetts · 49,990 jobs
Massachusetts · 2026 take-home pay
$23 an hour after taxes in Massachusetts
At $23 an hour in Massachusetts you keep about $18.38 of every hour — $735 a week, $3,186 a month or $38,227 a year full time — after 2026 federal income tax, Social Security, Medicare, Massachusetts income tax and state payroll programs. Massachusetts has a graduated income tax plus PFML (Paid Family & Medical Leave) employee share, and its minimum wage is $15.00 an hour.
Where $23 an hour goes
| A year | A week | An hour | |
|---|---|---|---|
| Gross pay | $47,840 | $920 | $23.00 |
| Federal income tax | −$3,561 | −$68 | −$1.71 |
| Social Security (6.2%) | −$2,966 | −$57 | −$1.43 |
| Medicare (1.45%+) | −$694 | −$13 | −$0.33 |
| Massachusetts income tax | −$2,172 | −$42 | −$1.04 |
| PFML (Paid Family & Medical Leave) employee share | −$220 | −$4 | −$0.11 |
| Take-home pay | $38,227 | $735 | $18.38 |
Effective tax rate 20.1% · federal bracket 12% · Massachusetts bracket 5%.
PFML (Paid Family & Medical Leave) employee share: 0.46% of wages.
Take-home per paycheck
| Paid | Gross | Take-home |
|---|---|---|
| Weekly (52 paychecks) | $920.00 | $735.14 |
| Every two weeks (26) | $1,840.00 | $1,470.28 |
| Twice a month (24) | $1,993.33 | $1,592.81 |
| Monthly (12) | $3,986.67 | $3,185.61 |
$23 an hour at different hours
Take-home in Massachusetts for part-time, full-time and overtime weeks. Overtime is paid at 1.5 times $23 an hour for hours over 40, as federal law requires for most hourly workers.
| Schedule | Gross a week | Take-home a week | Take-home a year |
|---|---|---|---|
| 20 hours a week* | $460 | $389 | $20,222 |
| 30 hours a week | $690 | $563 | $29,271 |
| 40 hours a week | $920 | $735 | $38,227 |
| 40 hours + 5 overtime | $1,093 | $864 | $44,945 |
| 40 hours + 10 overtime | $1,265 | $994 | $51,663 |
*If this is your only job. With a second job, withholding on each is likely too low unless you adjust your W-4.
Is $23 an hour good pay in Massachusetts?
- Minimum wage: $23 an hour is 1.5 times Massachusetts's minimum wage of $15.00 an hour.
- Among Massachusetts workers: It's about the 29th percentile of hourly pay in Massachusetts (BLS, May 2025) — roughly 29 in 100 workers earn less. The median is $30.57 an hour.
- Local prices: Massachusetts's price level is 105.8% of the U.S. average (BEA Regional Price Parities), so $38,227 a year buys about what $36,146 would at national-average prices.
- Rent: the 30% rule points to about $1,196 a month. Check it with your debts.
- A 50/30/20 budget: about $1,593 a month for needs, $956 for wants and $637 for savings. Plan it in the budget calculator.
Jobs in Massachusetts that pay about $23 an hour
Occupations whose median wage in Massachusetts is within 4% of $23 an hour, most common first. Source: BLS OEWS May 2025.
Nursing Assistants
Median $22.44 an hour in Massachusetts · 38,130 jobs
Light Truck Drivers
Median $23.13 an hour in Massachusetts · 23,350 jobs
First-Line Supervisors of Food Preparation and Serving Workers
Median $22.40 an hour in Massachusetts · 23,220 jobs
Landscaping and Groundskeeping Workers
Median $23.40 an hour in Massachusetts · 22,880 jobs
Medical Assistants
Median $23.78 an hour in Massachusetts · 14,880 jobs
How Massachusetts compares on $23 an hour
Massachusetts ranks 50th of 51 for take-home pay on $23 an hour (1st = keeps the most). Here it is next to its neighbors.
| State | After tax, per hour | A year | Minimum wage | vs Massachusetts |
|---|---|---|---|---|
| Massachusetts | $18.38 | $38,227 | $15.00 | — |
| Connecticut | $18.59 | $38,668 | $16.94 | +$441 a year |
| New Hampshire | $19.53 | $40,619 | $7.25 | +$2,392 a year |
| New York | $18.46 | $38,395 | $16.00 | +$168 a year |
| Rhode Island | $18.71 | $38,916 | $16.00 | +$689 a year |
| Vermont | $18.97 | $39,451 | $14.42 | +$1,224 a year |
How the federal tax on $47,840 ($23 an hour) is worked out
Taxable income is $47,840 minus the 2026 standard deduction ($16,100) = $31,740. Each slice is taxed at its own rate:
| Rate | Income in this bracket | Tax |
|---|---|---|
| 10% | $12,400 | $1,240 |
| 12% | $19,340 | $2,321 |
| Total | $31,740 | $3,561 |
How the Massachusetts income tax on $47,840 ($23 an hour) is worked out
Taxable income is $47,840 of Massachusetts wages minus $4,400 in exemptions = $43,440.
| Rate | Income in this bracket | Tax |
|---|---|---|
| 5% | $43,440 | $2,172 |
| Total | $43,440 | $2,172 |
Common questions
How much is $23 an hour after taxes in Massachusetts?
About $18.38 for every hour you work, or $38,227 a year at 40 hours a week ($47,840 gross). Taxes take about 20.1% of your pay, for a single filer in 2026 with no pre-tax deductions.
How much is $23 an hour a week after taxes in Massachusetts?
About $735 a week at 40 hours, from $920 gross. Paid every two weeks, each paycheck is about $1,470.
How much is $23 an hour a month after taxes in Massachusetts?
About $3,186 a month at 40 hours a week, from $3,987 gross.
Is $23 an hour good pay in Massachusetts?
$23 an hour is 1.5 times Massachusetts's minimum wage of $15.00 an hour. It's about the 29th percentile of hourly pay in Massachusetts (BLS, May 2025) — roughly 29 in 100 workers earn less. The median hourly wage for all jobs in Massachusetts is $30.57. After taxes and local prices, $38,227 a year buys about what $36,146 would at national-average prices.
Is Massachusetts a high-tax state for $23 an hour?
It ranks 50th of 51 among the 50 states and D.C. for take-home on $23 an hour. The most you'd keep is $40,619 a year, in 8 places including Florida, North Dakota, New Hampshire; the least, $37,247 in Oregon.
More hourly rates
Other hourly rates in Massachusetts
- $19 an hour in Massachusetts
- $20 an hour in Massachusetts
- $21 an hour in Massachusetts
- $22 an hour in Massachusetts
- $24 an hour in Massachusetts
- $25 an hour in Massachusetts
- $26 an hour in Massachusetts
- $27 an hour in Massachusetts
$23 an hour in every state · $45,000 a year in Massachusetts · $50,000 a year in Massachusetts · Massachusetts paycheck calculator · All pay conversions
Sources and method
Our 2026 engine applies IRS Publication 15-T withholding, Social Security and Medicare, Massachusetts's income tax rules and Massachusetts's employee payroll programs (methodology). Local income taxes are not included. Minimum wages: U.S. Department of Labor. Wage distribution and jobs: BLS OEWS May 2025. Price levels: BEA Regional Price Parities.
- Publication 15-T (2026), Federal Income Tax Withholding Methods — Internal Revenue Service. Accessed October 14, 2026.
- State Minimum Wage Laws — U.S. Department of Labor, Wage and Hour Division. Accessed October 14, 2026.
- Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 14, 2026.
- Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 14, 2026.