Customer Service Representatives
Median $22.18 an hour in Illinois · 100,970 jobs
Illinois · 2026 take-home pay
$23 an hour after taxes in Illinois
At $23 an hour in Illinois you keep about $18.46 of every hour — $738 a week, $3,200 a month or $38,396 a year full time — after 2026 federal income tax, Social Security, Medicare and Illinois income tax. Illinois has a flat 4.95% income tax, and its minimum wage is $15.00 an hour.
Where $23 an hour goes
| A year | A week | An hour | |
|---|---|---|---|
| Gross pay | $47,840 | $920 | $23.00 |
| Federal income tax | −$3,561 | −$68 | −$1.71 |
| Social Security (6.2%) | −$2,966 | −$57 | −$1.43 |
| Medicare (1.45%+) | −$694 | −$13 | −$0.33 |
| Illinois income tax | −$2,223 | −$43 | −$1.07 |
| Take-home pay | $38,396 | $738 | $18.46 |
Effective tax rate 19.7% · federal bracket 12% · Illinois bracket 4.95%.
Take-home per paycheck
| Paid | Gross | Take-home |
|---|---|---|
| Weekly (52 paychecks) | $920.00 | $738.39 |
| Every two weeks (26) | $1,840.00 | $1,476.77 |
| Twice a month (24) | $1,993.33 | $1,599.84 |
| Monthly (12) | $3,986.67 | $3,199.68 |
$23 an hour at different hours
Take-home in Illinois for part-time, full-time and overtime weeks. Overtime is paid at 1.5 times $23 an hour for hours over 40, as federal law requires for most hourly workers.
| Schedule | Gross a week | Take-home a week | Take-home a year |
|---|---|---|---|
| 20 hours a week* | $460 | $390 | $20,269 |
| 30 hours a week | $690 | $565 | $29,378 |
| 40 hours a week | $920 | $738 | $38,396 |
| 40 hours + 5 overtime | $1,093 | $868 | $45,160 |
| 40 hours + 10 overtime | $1,265 | $999 | $51,923 |
*If this is your only job. With a second job, withholding on each is likely too low unless you adjust your W-4.
Is $23 an hour good pay in Illinois?
- Minimum wage: $23 an hour is 1.5 times Illinois's minimum wage of $15.00 an hour. Employers with 4 or more employees. Chicago sets a higher minimum.
- Among Illinois workers: It's about the 43rd percentile of hourly pay in Illinois (BLS, May 2025) — roughly 43 in 100 workers earn less. The median is $24.98 an hour.
- Local prices: Illinois's price level is 100% of the U.S. average (BEA Regional Price Parities), so $38,396 a year buys about what $38,412 would at national-average prices.
- Rent: the 30% rule points to about $1,196 a month. Check it with your debts.
- A 50/30/20 budget: about $1,600 a month for needs, $960 for wants and $640 for savings. Plan it in the budget calculator.
Jobs in Illinois that pay about $23 an hour
Occupations whose median wage in Illinois is within 4% of $23 an hour, most common first. Source: BLS OEWS May 2025.
Secretaries and Administrative Assistants, Except Legal, Medical, and Executive
Median $23.23 an hour in Illinois · 74,280 jobs
Nursing Assistants
Median $22.10 an hour in Illinois · 68,640 jobs
Bookkeeping, Accounting, and Auditing Clerks
Median $23.83 an hour in Illinois · 51,470 jobs
Light Truck Drivers
Median $22.78 an hour in Illinois · 47,190 jobs
First-Line Supervisors of Retail Sales Workers
Median $23.07 an hour in Illinois · 36,940 jobs
How Illinois compares on $23 an hour
Illinois ranks 48th of 51 for take-home pay on $23 an hour (1st = keeps the most). Here it is next to its neighbors.
| State | After tax, per hour | A year | Minimum wage | vs Illinois |
|---|---|---|---|---|
| Illinois | $18.46 | $38,396 | $15.00 | — |
| Iowa | $18.97 | $39,453 | $7.25 | +$1,057 a year |
| Indiana | $18.86 | $39,238 | $7.25 | +$842 a year |
| Kentucky | $18.78 | $39,063 | $7.25 | +$667 a year |
| Missouri | $18.90 | $39,308 | $15.00 | +$912 a year |
| Wisconsin | $18.82 | $39,149 | $7.25 | +$753 a year |
How the federal tax on $47,840 ($23 an hour) is worked out
Taxable income is $47,840 minus the 2026 standard deduction ($16,100) = $31,740. Each slice is taxed at its own rate:
| Rate | Income in this bracket | Tax |
|---|---|---|
| 10% | $12,400 | $1,240 |
| 12% | $19,340 | $2,321 |
| Total | $31,740 | $3,561 |
How the Illinois income tax on $47,840 ($23 an hour) is worked out
Taxable income is $47,840 of Illinois wages minus $2,925 in exemptions = $44,915.
| Rate | Income in this bracket | Tax |
|---|---|---|
| 4.95% | $44,915 | $2,223 |
| Total | $44,915 | $2,223 |
Common questions
How much is $23 an hour after taxes in Illinois?
About $18.46 for every hour you work, or $38,396 a year at 40 hours a week ($47,840 gross). Taxes take about 19.7% of your pay, for a single filer in 2026 with no pre-tax deductions.
How much is $23 an hour a week after taxes in Illinois?
About $738 a week at 40 hours, from $920 gross. Paid every two weeks, each paycheck is about $1,477.
How much is $23 an hour a month after taxes in Illinois?
About $3,200 a month at 40 hours a week, from $3,987 gross.
Is $23 an hour good pay in Illinois?
$23 an hour is 1.5 times Illinois's minimum wage of $15.00 an hour. It's about the 43rd percentile of hourly pay in Illinois (BLS, May 2025) — roughly 43 in 100 workers earn less. The median hourly wage for all jobs in Illinois is $24.98. After taxes and local prices, $38,396 a year buys about what $38,412 would at national-average prices.
Is Illinois a high-tax state for $23 an hour?
It ranks 48th of 51 among the 50 states and D.C. for take-home on $23 an hour. The most you'd keep is $40,619 a year, in 8 places including Florida, North Dakota, New Hampshire; the least, $37,247 in Oregon.
More hourly rates
Other hourly rates in Illinois
- $19 an hour in Illinois
- $20 an hour in Illinois
- $21 an hour in Illinois
- $22 an hour in Illinois
- $24 an hour in Illinois
- $25 an hour in Illinois
- $26 an hour in Illinois
- $27 an hour in Illinois
$23 an hour in every state · $45,000 a year in Illinois · $50,000 a year in Illinois · Illinois paycheck calculator · All pay conversions
Sources and method
Our 2026 engine applies IRS Publication 15-T withholding, Social Security and Medicare, Illinois's income tax rules (methodology). Local income taxes are not included. Minimum wages: U.S. Department of Labor. Wage distribution and jobs: BLS OEWS May 2025. Price levels: BEA Regional Price Parities.
- Publication 15-T (2026), Federal Income Tax Withholding Methods — Internal Revenue Service. Accessed October 14, 2026.
- State Minimum Wage Laws — U.S. Department of Labor, Wage and Hour Division. Accessed October 14, 2026.
- Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 14, 2026.
- Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 14, 2026.