Bookkeeping, Accounting, and Auditing Clerks
Median $22.38 an hour in Kentucky · 23,480 jobs
Kentucky · 2026 take-home pay
$22 an hour after taxes in Kentucky
At $22 an hour in Kentucky you keep about $18.01 of every hour — $720 a week, $3,122 a month or $37,464 a year full time — after 2026 federal income tax, Social Security, Medicare and Kentucky income tax. Kentucky has a flat 3.5% income tax, and its minimum wage is $7.25 an hour.
Where $22 an hour goes
| A year | A week | An hour | |
|---|---|---|---|
| Gross pay | $45,760 | $880 | $22.00 |
| Federal income tax | −$3,311 | −$64 | −$1.59 |
| Social Security (6.2%) | −$2,837 | −$55 | −$1.36 |
| Medicare (1.45%+) | −$664 | −$13 | −$0.32 |
| Kentucky income tax | −$1,484 | −$29 | −$0.71 |
| Take-home pay | $37,464 | $720 | $18.01 |
Effective tax rate 18.1% · federal bracket 12% · Kentucky bracket 3.5%.
Take-home per paycheck
| Paid | Gross | Take-home |
|---|---|---|
| Weekly (52 paychecks) | $880.00 | $720.46 |
| Every two weeks (26) | $1,760.00 | $1,440.93 |
| Twice a month (24) | $1,906.67 | $1,561.01 |
| Monthly (12) | $3,813.33 | $3,122.01 |
$22 an hour at different hours
Take-home in Kentucky for part-time, full-time and overtime weeks. Overtime is paid at 1.5 times $22 an hour for hours over 40, as federal law requires for most hourly workers.
| Schedule | Gross a week | Take-home a week | Take-home a year |
|---|---|---|---|
| 20 hours a week* | $440 | $380 | $19,768 |
| 30 hours a week | $660 | $551 | $28,673 |
| 40 hours a week | $880 | $720 | $37,464 |
| 40 hours + 5 overtime | $1,045 | $847 | $44,058 |
| 40 hours + 10 overtime | $1,210 | $974 | $50,652 |
*If this is your only job. With a second job, withholding on each is likely too low unless you adjust your W-4.
Is $22 an hour good pay in Kentucky?
- Minimum wage: $22 an hour is 3.0 times Kentucky's minimum wage of $7.25 an hour.
- Among Kentucky workers: It's about the 47th percentile of hourly pay in Kentucky (BLS, May 2025) — roughly 47 in 100 workers earn less. The median is $22.56 an hour.
- Local prices: Kentucky's price level is 90.2% of the U.S. average (BEA Regional Price Parities), so $37,464 a year buys about what $41,553 would at national-average prices.
- Rent: the 30% rule points to about $1,144 a month. Check it with your debts.
- A 50/30/20 budget: about $1,561 a month for needs, $937 for wants and $624 for savings. Plan it in the budget calculator.
Jobs in Kentucky that pay about $22 an hour
Occupations whose median wage in Kentucky is within 4% of $22 an hour, most common first. Source: BLS OEWS May 2025.
Maintenance and Repair Workers, General
Median $22.50 an hour in Kentucky · 22,190 jobs
Secretaries and Administrative Assistants, Except Legal, Medical, and Executive
Median $21.25 an hour in Kentucky · 18,420 jobs
Construction Laborers
Median $21.98 an hour in Kentucky · 13,280 jobs
Inspectors, Testers, Sorters, Samplers, and Weighers
Median $22.25 an hour in Kentucky · 12,880 jobs
Industrial Truck and Tractor Operators
Median $22.42 an hour in Kentucky · 11,270 jobs
How Kentucky compares on $22 an hour
Kentucky ranks 32nd of 51 for take-home pay on $22 an hour (1st = keeps the most). Here it is next to its neighbors.
| State | After tax, per hour | A year | Minimum wage | vs Kentucky |
|---|---|---|---|---|
| Kentucky | $18.01 | $37,464 | $7.25 | — |
| Illinois | $17.71 | $36,828 | $15.00 | −$636 a year |
| Indiana | $18.09 | $37,628 | $7.25 | +$164 a year |
| Missouri | $18.14 | $37,735 | $15.00 | +$271 a year |
| Ohio | $18.33 | $38,133 | $11.00 | +$669 a year |
| Tennessee | $18.73 | $38,948 | $7.25 | +$1,484 a year |
| Virginia | $17.85 | $37,131 | $12.77 | −$333 a year |
| West Virginia | $18.12 | $37,683 | $8.75 | +$219 a year |
How the federal tax on $45,760 ($22 an hour) is worked out
Taxable income is $45,760 minus the 2026 standard deduction ($16,100) = $29,660. Each slice is taxed at its own rate:
| Rate | Income in this bracket | Tax |
|---|---|---|
| 10% | $12,400 | $1,240 |
| 12% | $17,260 | $2,071 |
| Total | $29,660 | $3,311 |
How the Kentucky income tax on $45,760 ($22 an hour) is worked out
Taxable income is $45,760 of Kentucky wages minus $3,360 standard deduction = $42,400.
| Rate | Income in this bracket | Tax |
|---|---|---|
| 3.5% | $42,400 | $1,484 |
| Total | $42,400 | $1,484 |
Common questions
How much is $22 an hour after taxes in Kentucky?
About $18.01 for every hour you work, or $37,464 a year at 40 hours a week ($45,760 gross). Taxes take about 18.1% of your pay, for a single filer in 2026 with no pre-tax deductions.
How much is $22 an hour a week after taxes in Kentucky?
About $720 a week at 40 hours, from $880 gross. Paid every two weeks, each paycheck is about $1,441.
How much is $22 an hour a month after taxes in Kentucky?
About $3,122 a month at 40 hours a week, from $3,813 gross.
Is $22 an hour good pay in Kentucky?
$22 an hour is 3.0 times Kentucky's minimum wage of $7.25 an hour. It's about the 47th percentile of hourly pay in Kentucky (BLS, May 2025) — roughly 47 in 100 workers earn less. The median hourly wage for all jobs in Kentucky is $22.56. After taxes and local prices, $37,464 a year buys about what $41,553 would at national-average prices.
Is Kentucky a high-tax state for $22 an hour?
It ranks 32nd of 51 among the 50 states and D.C. for take-home on $22 an hour. The most you'd keep is $38,948 a year, in 8 places including Florida, North Dakota, New Hampshire; the least, $35,750 in Oregon.
More hourly rates
Other hourly rates in Kentucky
- $18 an hour in Kentucky
- $19 an hour in Kentucky
- $20 an hour in Kentucky
- $21 an hour in Kentucky
- $23 an hour in Kentucky
- $24 an hour in Kentucky
- $25 an hour in Kentucky
- $26 an hour in Kentucky
$22 an hour in every state · $45,000 a year in Kentucky · $50,000 a year in Kentucky · Kentucky paycheck calculator · All pay conversions
Sources and method
Our 2026 engine applies IRS Publication 15-T withholding, Social Security and Medicare, Kentucky's income tax rules (methodology). Local income taxes are not included. Minimum wages: U.S. Department of Labor. Wage distribution and jobs: BLS OEWS May 2025. Price levels: BEA Regional Price Parities.
- Publication 15-T (2026), Federal Income Tax Withholding Methods — Internal Revenue Service. Accessed October 14, 2026.
- State Minimum Wage Laws — U.S. Department of Labor, Wage and Hour Division. Accessed October 14, 2026.
- Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 14, 2026.
- Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 14, 2026.