Illinois · 2026 take-home pay

$14 an hour after taxes in Illinois

At $14 an hour in Illinois you keep about $11.67 of every hour — $467 a week, $2,023 a month or $24,281 a year full time — after 2026 federal income tax, Social Security, Medicare and Illinois income tax. Illinois has a flat 4.95% income tax, and its minimum wage is $15.00 an hour.

By Work & Money Editorial Team · Last reviewed October 14, 2026

Where $14 an hour goes

$14 an hour full time in Illinois, single filer, 2026
A yearA weekAn hour
Gross pay$29,120$560$14.00
Federal income tax−$1,314−$25−$0.63
Social Security (6.2%)−$1,805−$35−$0.87
Medicare (1.45%+)−$422−$8−$0.20
Illinois income tax−$1,297−$25−$0.62
Take-home pay$24,281$467$11.67

Effective tax rate 16.6% · federal bracket 12% · Illinois bracket 4.95%.

Take-home per paycheck

40 hours a week, different pay schedules
PaidGrossTake-home
Weekly (52 paychecks)$560.00$466.95
Every two weeks (26)$1,120.00$933.89
Twice a month (24)$1,213.33$1,011.72
Monthly (12)$2,426.67$2,023.44

Change hours, overtime and deductions

$14 an hour at different hours

Take-home in Illinois for part-time, full-time and overtime weeks. Overtime is paid at 1.5 times $14 an hour for hours over 40, as federal law requires for most hourly workers.

$14 an hour in Illinois: weekly hours and take-home, 2026
ScheduleGross a weekTake-home a weekTake-home a year
20 hours a week*$280$248$12,870
30 hours a week$420$359$18,659
40 hours a week$560$467$24,281
40 hours + 5 overtime$665$546$28,398
40 hours + 10 overtime$770$625$32,515

*If this is your only job. With a second job, withholding on each is likely too low unless you adjust your W-4.

Is $14 an hour good pay in Illinois?

  • Minimum wage: $14 an hour is below Illinois's minimum wage of $15.00 an hour, so most employers there can't pay it. Employers with 4 or more employees. Chicago sets a higher minimum.
  • Among Illinois workers: It's below the 10th percentile of hourly pay in Illinois (BLS, May 2025) — fewer than about 1 in 10 workers earn less. The median is $24.98 an hour.
  • Local prices: Illinois's price level is 100% of the U.S. average (BEA Regional Price Parities), so $24,281 a year buys about what $24,291 would at national-average prices.
  • Rent: the 30% rule points to about $728 a month. Check it with your debts.
  • A 50/30/20 budget: about $1,012 a month for needs, $607 for wants and $405 for savings. Plan it in the budget calculator.

How Illinois compares on $14 an hour

Illinois ranks 49th of 51 for take-home pay on $14 an hour (1st = keeps the most). Here it is next to its neighbors.

Take-home on $14 an hour, 40 hours a week, single filer, 2026
StateAfter tax, per hourA yearMinimum wagevs Illinois
Illinois$11.67$24,281$15.00—
Iowa$12.08$25,123$7.25+$842 a year
Indiana$11.90$24,748$7.25+$467 a year
Kentucky$11.86$24,676$7.25+$395 a year
Missouri$12.09$25,147$15.00+$866 a year
Wisconsin$12.03$25,030$7.25+$749 a year

How the federal tax on $29,120 ($14 an hour) is worked out

Taxable income is $29,120 minus the 2026 standard deduction ($16,100) = $13,020. Each slice is taxed at its own rate:

2026 federal income tax by bracket, single filer
RateIncome in this bracketTax
10%$12,400$1,240
12%$620$74
Total$13,020$1,314

How the Illinois income tax on $29,120 ($14 an hour) is worked out

Taxable income is $29,120 of Illinois wages minus $2,925 in exemptions = $26,195.

Illinois income tax by bracket, single filer, 2026 rules
RateIncome in this bracketTax
4.95%$26,195$1,297
Total$26,195$1,297

Common questions

How much is $14 an hour after taxes in Illinois?

About $11.67 for every hour you work, or $24,281 a year at 40 hours a week ($29,120 gross). Taxes take about 16.6% of your pay, for a single filer in 2026 with no pre-tax deductions.

How much is $14 an hour a week after taxes in Illinois?

About $467 a week at 40 hours, from $560 gross. Paid every two weeks, each paycheck is about $934.

How much is $14 an hour a month after taxes in Illinois?

About $2,023 a month at 40 hours a week, from $2,427 gross.

Is $14 an hour good pay in Illinois?

$14 an hour is below Illinois's minimum wage of $15.00 an hour, so most employers there can't pay it. It's below the 10th percentile of hourly pay in Illinois (BLS, May 2025) — fewer than about 1 in 10 workers earn less. The median hourly wage for all jobs in Illinois is $24.98. After taxes and local prices, $24,281 a year buys about what $24,291 would at national-average prices.

Is Illinois a high-tax state for $14 an hour?

It ranks 49th of 51 among the 50 states and D.C. for take-home on $14 an hour. The most you'd keep is $25,578 a year, in 8 places including Florida, North Dakota, New Hampshire; the least, $23,778 in Oregon.

Sources and method

Our 2026 engine applies IRS Publication 15-T withholding, Social Security and Medicare, Illinois's income tax rules (methodology). Local income taxes are not included. Minimum wages: U.S. Department of Labor. Wage distribution and jobs: BLS OEWS May 2025. Price levels: BEA Regional Price Parities.

  1. Publication 15-T (2026), Federal Income Tax Withholding Methods — Internal Revenue Service. Accessed October 14, 2026.
  2. State Minimum Wage Laws — U.S. Department of Labor, Wage and Hour Division. Accessed October 14, 2026.
  3. Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 14, 2026.
  4. Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 14, 2026.