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Take-home pay after federal, state and local taxes — salary or hourly, with overtime and pre-tax deductions.
Vermont · 2026 take-home pay
At $13 an hour in Vermont you keep about $11.25 of every hour — $450 a week, $1,950 a month or $23,405 a year full time — after 2026 federal income tax, Social Security, Medicare and Vermont income tax. Vermont has a graduated income tax, and its minimum wage is $14.42 an hour.
| A year | A week | An hour | |
|---|---|---|---|
| Gross pay | $27,040 | $520 | $13.00 |
| Federal income tax | −$1,094 | −$21 | −$0.53 |
| Social Security (6.2%) | −$1,676 | −$32 | −$0.81 |
| Medicare (1.45%+) | −$392 | −$8 | −$0.19 |
| Vermont income tax | −$472 | −$9 | −$0.23 |
| Take-home pay | $23,405 | $450 | $11.25 |
Effective tax rate 13.4% · federal bracket 10% · Vermont bracket 3.35%.
| Paid | Gross | Take-home |
|---|---|---|
| Weekly (52 paychecks) | $520.00 | $450.10 |
| Every two weeks (26) | $1,040.00 | $900.21 |
| Twice a month (24) | $1,126.67 | $975.23 |
| Monthly (12) | $2,253.33 | $1,950.45 |
Take-home in Vermont for part-time, full-time and overtime weeks. Overtime is paid at 1.5 times $13 an hour for hours over 40, as federal law requires for most hourly workers.
| Schedule | Gross a week | Take-home a week | Take-home a year |
|---|---|---|---|
| 20 hours a week* | $260 | $240 | $12,467 |
| 30 hours a week | $390 | $347 | $18,065 |
| 40 hours a week | $520 | $450 | $23,405 |
| 40 hours + 5 overtime | $618 | $526 | $27,339 |
| 40 hours + 10 overtime | $715 | $601 | $31,242 |
*If this is your only job. With a second job, withholding on each is likely too low unless you adjust your W-4.
Vermont ranks 25th of 51 for take-home pay on $13 an hour (1st = keeps the most). Here it is next to its neighbors.
| State | After tax, per hour | A year | Minimum wage | vs Vermont |
|---|---|---|---|---|
| Vermont | $11.25 | $23,405 | $14.42 | — |
| Massachusetts | $10.88 | $22,621 | $15.00 | −$784 a year |
| New Hampshire | $11.48 | $23,877 | $7.25 | +$472 a year |
| New York | $10.99 | $22,866 | $16.00 | −$539 a year |
Taxable income is $27,040 minus the 2026 standard deduction ($16,100) = $10,940. Each slice is taxed at its own rate:
| Rate | Income in this bracket | Tax |
|---|---|---|
| 10% | $10,940 | $1,094 |
| Total | $10,940 | $1,094 |
Taxable income is $27,040 of Vermont wages minus $7,650 standard deduction minus $5,300 in exemptions = $14,090.
| Rate | Income in this bracket | Tax |
|---|---|---|
| 3.35% | $14,090 | $472 |
| Total | $14,090 | $472 |
About $11.25 for every hour you work, or $23,405 a year at 40 hours a week ($27,040 gross). Taxes take about 13.4% of your pay, for a single filer in 2026 with no pre-tax deductions.
About $450 a week at 40 hours, from $520 gross. Paid every two weeks, each paycheck is about $900.
About $1,950 a month at 40 hours a week, from $2,253 gross.
$13 an hour is below Vermont's minimum wage of $14.42 an hour, so most employers there can't pay it. It's below the 10th percentile of hourly pay in Vermont (BLS, May 2025) — fewer than about 1 in 10 workers earn less. The median hourly wage for all jobs in Vermont is $27.11. After taxes and local prices, $23,405 a year buys about what $23,893 would at national-average prices.
It ranks 25th of 51 among the 50 states and D.C. for take-home on $13 an hour. The most you'd keep is $23,877 a year, in 9 places including Florida, North Dakota, New Hampshire; the least, $22,255 in Oregon.
Our 2026 engine applies IRS Publication 15-T withholding, Social Security and Medicare, Vermont's income tax rules (methodology). Local income taxes are not included. Minimum wages: U.S. Department of Labor. Wage distribution and jobs: BLS OEWS May 2025. Price levels: BEA Regional Price Parities.