Rhode Island · 2026 take-home pay

$13 an hour after taxes in Rhode Island

At $13 an hour in Rhode Island you keep about $11.15 of every hour — $446 a week, $1,932 a month or $23,183 a year full time — after 2026 federal income tax, Social Security, Medicare, Rhode Island income tax and state payroll programs. Rhode Island has a graduated income tax plus TDI, and its minimum wage is $16.00 an hour.

By Work & Money Editorial Team · Last reviewed October 14, 2026

Where $13 an hour goes

$13 an hour full time in Rhode Island, single filer, 2026
A yearA weekAn hour
Gross pay$27,040$520$13.00
Federal income tax−$1,094−$21−$0.53
Social Security (6.2%)−$1,676−$32−$0.81
Medicare (1.45%+)−$392−$8−$0.19
Rhode Island income tax−$397−$8−$0.19
TDI (Temporary Disability Insurance, includes TCI paid family leave)−$297−$6−$0.14
Take-home pay$23,183$446$11.15

Effective tax rate 14.3% · federal bracket 10% · Rhode Island bracket 3.75%.

TDI (Temporary Disability Insurance, includes TCI paid family leave): 1.1% of wages.

Take-home per paycheck

40 hours a week, different pay schedules
PaidGrossTake-home
Weekly (52 paychecks)$520.00$445.82
Every two weeks (26)$1,040.00$891.65
Twice a month (24)$1,126.67$965.95
Monthly (12)$2,253.33$1,931.91

Change hours, overtime and deductions

$13 an hour at different hours

Take-home in Rhode Island for part-time, full-time and overtime weeks. Overtime is paid at 1.5 times $13 an hour for hours over 40, as federal law requires for most hourly workers.

$13 an hour in Rhode Island: weekly hours and take-home, 2026
ScheduleGross a weekTake-home a weekTake-home a year
20 hours a week*$260$237$12,337
30 hours a week$390$345$17,944
40 hours a week$520$446$23,183
40 hours + 5 overtime$618$520$27,040
40 hours + 10 overtime$715$594$30,868

*If this is your only job. With a second job, withholding on each is likely too low unless you adjust your W-4.

Is $13 an hour good pay in Rhode Island?

  • Minimum wage: $13 an hour is below Rhode Island's minimum wage of $16.00 an hour, so most employers there can't pay it.
  • Among Rhode Island workers: It's below the 10th percentile of hourly pay in Rhode Island (BLS, May 2025) — fewer than about 1 in 10 workers earn less. The median is $27.30 an hour.
  • Local prices: Rhode Island's price level is 102.3% of the U.S. average (BEA Regional Price Parities), so $23,183 a year buys about what $22,666 would at national-average prices.
  • Rent: the 30% rule points to about $676 a month. Check it with your debts.
  • A 50/30/20 budget: about $966 a month for needs, $580 for wants and $386 for savings. Plan it in the budget calculator.

How Rhode Island compares on $13 an hour

Rhode Island ranks 37th of 51 for take-home pay on $13 an hour (1st = keeps the most). Here it is next to its neighbors.

Take-home on $13 an hour, 40 hours a week, single filer, 2026
StateAfter tax, per hourA yearMinimum wagevs Rhode Island
Rhode Island$11.15$23,183$16.00—
Connecticut$11.30$23,494$16.94+$311 a year
Massachusetts$10.88$22,621$15.00−$562 a year

How the federal tax on $27,040 ($13 an hour) is worked out

Taxable income is $27,040 minus the 2026 standard deduction ($16,100) = $10,940. Each slice is taxed at its own rate:

2026 federal income tax by bracket, single filer
RateIncome in this bracketTax
10%$10,940$1,094
Total$10,940$1,094

How the Rhode Island income tax on $27,040 ($13 an hour) is worked out

Taxable income is $27,040 of Rhode Island wages minus $11,200 standard deduction minus $5,250 in exemptions = $10,590.

Rhode Island income tax by bracket, single filer, 2026 rules
RateIncome in this bracketTax
3.75%$10,590$397
Total$10,590$397

Common questions

How much is $13 an hour after taxes in Rhode Island?

About $11.15 for every hour you work, or $23,183 a year at 40 hours a week ($27,040 gross). Taxes take about 14.3% of your pay, for a single filer in 2026 with no pre-tax deductions.

How much is $13 an hour a week after taxes in Rhode Island?

About $446 a week at 40 hours, from $520 gross. Paid every two weeks, each paycheck is about $892.

How much is $13 an hour a month after taxes in Rhode Island?

About $1,932 a month at 40 hours a week, from $2,253 gross.

Is $13 an hour good pay in Rhode Island?

$13 an hour is below Rhode Island's minimum wage of $16.00 an hour, so most employers there can't pay it. It's below the 10th percentile of hourly pay in Rhode Island (BLS, May 2025) — fewer than about 1 in 10 workers earn less. The median hourly wage for all jobs in Rhode Island is $27.30. After taxes and local prices, $23,183 a year buys about what $22,666 would at national-average prices.

Is Rhode Island a high-tax state for $13 an hour?

It ranks 37th of 51 among the 50 states and D.C. for take-home on $13 an hour. The most you'd keep is $23,877 a year, in 9 places including Florida, North Dakota, New Hampshire; the least, $22,255 in Oregon.

Sources and method

Our 2026 engine applies IRS Publication 15-T withholding, Social Security and Medicare, Rhode Island's income tax rules and Rhode Island's employee payroll programs (methodology). Local income taxes are not included. Minimum wages: U.S. Department of Labor. Wage distribution and jobs: BLS OEWS May 2025. Price levels: BEA Regional Price Parities.

  1. Publication 15-T (2026), Federal Income Tax Withholding Methods — Internal Revenue Service. Accessed October 14, 2026.
  2. State Minimum Wage Laws — U.S. Department of Labor, Wage and Hour Division. Accessed October 14, 2026.
  3. Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 14, 2026.
  4. Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 14, 2026.