Minnesota · 2026 take-home pay

$13 an hour after taxes in Minnesota

At $13 an hour in Minnesota you keep about $11.12 of every hour — $445 a week, $1,928 a month or $23,130 a year full time — after 2026 federal income tax, Social Security, Medicare, Minnesota income tax and state payroll programs. Minnesota has a graduated income tax plus Minnesota Paid Leave (employee share) — new Jan 1, 2026, and its minimum wage is $11.41 an hour.

By Work & Money Editorial Team · Last reviewed October 14, 2026

Where $13 an hour goes

$13 an hour full time in Minnesota, single filer, 2026
A yearA weekAn hour
Gross pay$27,040$520$13.00
Federal income tax−$1,094−$21−$0.53
Social Security (6.2%)−$1,676−$32−$0.81
Medicare (1.45%+)−$392−$8−$0.19
Minnesota income tax−$628−$12−$0.30
Minnesota Paid Leave (employee share) — new Jan 1, 2026−$119−$2−$0.06
Take-home pay$23,130$445$11.12

Effective tax rate 14.5% · federal bracket 10% · Minnesota bracket 5.35%.

Minnesota Paid Leave (employee share) — new Jan 1, 2026: 0.44% of wages.

Take-home per paycheck

40 hours a week, different pay schedules
PaidGrossTake-home
Weekly (52 paychecks)$520.00$444.81
Every two weeks (26)$1,040.00$889.63
Twice a month (24)$1,126.67$963.77
Monthly (12)$2,253.33$1,927.53

Change hours, overtime and deductions

$13 an hour at different hours

Take-home in Minnesota for part-time, full-time and overtime weeks. Overtime is paid at 1.5 times $13 an hour for hours over 40, as federal law requires for most hourly workers.

$13 an hour in Minnesota: weekly hours and take-home, 2026
ScheduleGross a weekTake-home a weekTake-home a year
20 hours a week*$260$239$12,426
30 hours a week$390$345$17,955
40 hours a week$520$445$23,130
40 hours + 5 overtime$618$518$26,940
40 hours + 10 overtime$715$591$30,720

*If this is your only job. With a second job, withholding on each is likely too low unless you adjust your W-4.

Is $13 an hour good pay in Minnesota?

  • Minimum wage: $13 an hour is 1.1 times Minnesota's minimum wage of $11.41 an hour. Minneapolis and St. Paul set higher minimums.
  • Among Minnesota workers: It's below the 10th percentile of hourly pay in Minnesota (BLS, May 2025) — fewer than about 1 in 10 workers earn less. The median is $27.36 an hour.
  • Local prices: Minnesota's price level is 98.6% of the U.S. average (BEA Regional Price Parities), so $23,130 a year buys about what $23,454 would at national-average prices.
  • Rent: the 30% rule points to about $676 a month. Check it with your debts.
  • A 50/30/20 budget: about $964 a month for needs, $578 for wants and $386 for savings. Plan it in the budget calculator.

Jobs in Minnesota that pay about $13 an hour

Occupations whose median wage in Minnesota is within 4% of $13 an hour, most common first. Source: BLS OEWS May 2025.

Bartenders

Median $12.93 an hour in Minnesota · 24,420 jobs

How Minnesota compares on $13 an hour

Minnesota ranks 40th of 51 for take-home pay on $13 an hour (1st = keeps the most). Here it is next to its neighbors.

Take-home on $13 an hour, 40 hours a week, single filer, 2026
StateAfter tax, per hourA yearMinimum wagevs Minnesota
Minnesota$11.12$23,130$11.41—
Iowa$11.30$23,502$7.25+$372 a year
North Dakota$11.48$23,877$7.25+$747 a year
South Dakota$11.48$23,877$11.85+$747 a year
Wisconsin$11.26$23,415$7.25+$285 a year

How the federal tax on $27,040 ($13 an hour) is worked out

Taxable income is $27,040 minus the 2026 standard deduction ($16,100) = $10,940. Each slice is taxed at its own rate:

2026 federal income tax by bracket, single filer
RateIncome in this bracketTax
10%$10,940$1,094
Total$10,940$1,094

How the Minnesota income tax on $27,040 ($13 an hour) is worked out

Taxable income is $27,040 of Minnesota wages minus $15,300 standard deduction = $11,740.

Minnesota income tax by bracket, single filer, 2026 rules
RateIncome in this bracketTax
5.35%$11,740$628
Total$11,740$628

Common questions

How much is $13 an hour after taxes in Minnesota?

About $11.12 for every hour you work, or $23,130 a year at 40 hours a week ($27,040 gross). Taxes take about 14.5% of your pay, for a single filer in 2026 with no pre-tax deductions.

How much is $13 an hour a week after taxes in Minnesota?

About $445 a week at 40 hours, from $520 gross. Paid every two weeks, each paycheck is about $890.

How much is $13 an hour a month after taxes in Minnesota?

About $1,928 a month at 40 hours a week, from $2,253 gross.

Is $13 an hour good pay in Minnesota?

$13 an hour is 1.1 times Minnesota's minimum wage of $11.41 an hour. It's below the 10th percentile of hourly pay in Minnesota (BLS, May 2025) — fewer than about 1 in 10 workers earn less. The median hourly wage for all jobs in Minnesota is $27.36. After taxes and local prices, $23,130 a year buys about what $23,454 would at national-average prices.

Is Minnesota a high-tax state for $13 an hour?

It ranks 40th of 51 among the 50 states and D.C. for take-home on $13 an hour. The most you'd keep is $23,877 a year, in 9 places including Florida, North Dakota, New Hampshire; the least, $22,255 in Oregon.

Sources and method

Our 2026 engine applies IRS Publication 15-T withholding, Social Security and Medicare, Minnesota's income tax rules and Minnesota's employee payroll programs (methodology). Local income taxes are not included. Minimum wages: U.S. Department of Labor. Wage distribution and jobs: BLS OEWS May 2025. Price levels: BEA Regional Price Parities.

  1. Publication 15-T (2026), Federal Income Tax Withholding Methods — Internal Revenue Service. Accessed October 14, 2026.
  2. State Minimum Wage Laws — U.S. Department of Labor, Wage and Hour Division. Accessed October 14, 2026.
  3. Occupational Employment and Wage Statistics, May 2025 — U.S. Bureau of Labor Statistics. Accessed October 14, 2026.
  4. Regional Price Parities by State — U.S. Bureau of Economic Analysis. Accessed October 14, 2026.