State Income Tax Calculator

Your income for 2026

Before 401(k) and other pre-tax deductions.

Pre-tax only, not Roth.

Deducted from your pay.

Schedule C profit after expenses.

Investment income

T-bills, notes, bonds, I and EE bonds.

Only changes the federal figure.

Net, held a year or less.

Net, held over a year. Not a home sale.

Retirement income

Many states' breaks depend on age.

Yearly total before Medicare is deducted.

From a former employer's pension plan.

Including RMDs. Not Roth.

Many states' breaks are per person.

Family and deductions

For the federal figure.

Many states give an extra deduction or credit.

If you itemize on your state return: the amount over its standard deduction.

2026 state and local income tax

California income tax: about $4,404 a year, 4.74% of your income.

on all the income you entered, for the year

Estimate · 2026 rules
State tax
$4,404
Local tax
None
Income the state counts
$93,000 counted by California
Deductions
$5,706 standard deduction and exemptions
Taxable income
$87,294
Credits
$153
Rates
4.74% effective · 9.3% on your next $1,000 of wages
Retirement income
None entered
Rank among 50 states + DC
40 of 51 (1 = lowest state tax, before local tax). Highest: Oregon, $6,535
Federal tax
$11,175 (income tax, for comparison)
  • California hasn't published 2026 figures yet: its 2025 brackets and deductions are used.
  • California's payroll programs (SDI (State Disability Insurance, includes Paid Family Leave)) come out of wages separately and aren't included.
The same income in every state
State income tax on your income in all 50 states and DC, lowest first (local taxes not included)
RankStateState taxShare of income
1Alaska$00%
2Florida$00%
3Nevada$00%
4New Hampshire$00%
5South Dakota$00%
6Tennessee$00%
7Texas$00%
8Washington$00%
9Wyoming$00%
10North Dakota$5150.55%
11Arizona$1,9002.04%
12Ohio$2,1212.28%
13Louisiana$2,4042.58%
14Indiana$2,7142.92%
15Pennsylvania$2,8553.07%
16Arkansas$2,8613.08%
17Rhode Island$2,8713.09%
18Iowa$2,8823.1%
19Mississippi$2,9883.21%
20New Mexico$3,1043.34%
21Missouri$3,1203.35%
22Kentucky$3,1373.37%
23North Carolina$3,2023.44%
24Vermont$3,3043.55%
25Nebraska$3,3523.6%
26West Virginia$3,3703.62%
27Colorado$3,3843.64%
28Oklahoma$3,6403.91%
29Michigan$3,7023.98%
30South Carolina$3,7053.98%
31New Jersey$3,7344.02%
32Montana$3,8164.1%
33Idaho$3,8214.11%
34Alabama$3,8514.14%
35Georgia$3,8924.19%
36Wisconsin$3,9234.22%
37Maryland$4,0524.36%
38Utah$4,1394.45%
39Kansas$4,3904.72%
40California (yours)$4,4044.74%
41Massachusetts$4,4304.76%
42New York$4,4474.78%
43Illinois$4,4594.79%
44Virginia$4,5334.87%
45Connecticut$4,5654.91%
46Maine$4,6284.98%
47Delaware$4,7975.16%
48Minnesota$4,8015.16%
49District of Columbia$4,9375.31%
50Hawaii$5,2475.64%
51Oregon$6,5357.03%
How this was calculated

Your state's 2026 brackets, standard deduction, exemptions and personal and dependent credits come from the same state engine as our paycheck calculators, applied to your whole year's income: wages after the pre-tax deductions your state allows (Pennsylvania taxes 401(k) contributions and New Jersey taxes pre-tax health premiums, for example), plus self-employment profit, interest, dividends and capital gains. Self-employment profit is reduced by the federal deduction for half of self-employment tax in states that start from federal income; Pennsylvania and New Jersey allow none, Massachusetts deducts the full tax up to $2,000, and Ohio deducts the first $250,000 of business income and taxes the rest at 3%. U.S. Treasury interest is exempt everywhere (31 U.S.C. § 3124). Capital gains get each state's long-term-gains break and special rates (table below), Maryland's 2% surtax, Minnesota's 1% surtax over $1 million of investment income and Washington's capital gains tax. Alabama, Oregon and Missouri let you deduct part or all of your federal income tax, estimated here from your income with the 2026 federal rules.

Local tax uses the built-in rates for New York City, Yonkers, Maryland and Indiana counties and the Portland area, on state taxable income; a rate you enter for other places is applied to wages and self-employment profit (Michigan cities: all income; Iowa school districts: a percentage of Iowa tax). Retirement income and Social Security follow each state's 2026 rules (2025 where 2026 isn't published): exclusions, age limits, caps, income limits and credits, applied per person; on a joint return pensions are split as you choose and Social Security evenly. Extra standard deductions, exemptions and credits for age 65+ and blindness are added in the states that have them (itemizers keep the larger of their itemized deductions and the standard deduction with the extra) (and the federal senior deduction in states that pass it through: Arizona, Colorado, Idaho, Iowa, Montana and North Dakota). Not included: capital losses, state payroll programs (disability, paid leave), out-of-state municipal bond interest, and state credits other than personal and dependent ones. Where a state hasn't published 2026 figures, its 2025 figures are used.

Calculation tax.state-income v1.3.0. Not tax advice.

Calculator by Work & Money · sources & method